Reinsurance Group of America, Incorporated

Reinsurance Group of America, Incorporated

RGAยทNYSE

$195.11

-1.6%
Financial ServicesInsurance - Reinsurance

Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products; asset-intensive and financial reinsurance products; and other capital motivated solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risk associated with products; and reinsurance for investment-related risks. In addition, it develops and markets technology solutions; and provides consulting and outsourcing solutions for the insurance and reinsurance industries. The company serves life insurance companies in the United States, Latin America, Canada, Europe, the Middle East, Africa, Australia, and the Asia Pacific. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

At a Glance

Live Snapshot
Market Cap$12.78B
EPS17.9400
P/E Ratio10.88
Earnings Date07/30/2026
Reinsurance Group of America, Incorporated

Reinsurance Group of America, Incorporated Fair Value Envelope

RGA ยท NYSE

Our analysis suggests that RGA has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $195.11, this represents a potential HIDDEN relative to our calculated worth for Reinsurance Group of America, Incorporated.

Intrinsic Value
Current Price: $195.11

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$3.6B
+ Cash & Equivalents$4.2B
Firm Value$7.7B
- Debt$5.7B
Equity Value$2.0B
/ Shares Outstanding65,799,915B
DCF Value$31
OVERVALUED BY 84%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$2.0B
$1.0B
$511.4M
$255.7M
$127.8M
$63.9M
$32.0M
$16.0M
$8.0M
$4.0M
Maintenance CapEx
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
Owner Earnings
$2.0B
$1.0B
$511.4M
$255.7M
$127.8M
$63.9M
$32.0M
$16.0M
$8.0M
$4.0M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$1.9B
$876.8M
$405.9M
$187.9M
$87.0M
$40.3M
$18.6M
$8.6M
$4.0M
$1.9M
Terminal Value represents 0.9% of Enterprise Value