Reinsurance Group of America, Incorporated

Reinsurance Group of America, Incorporated

RGAยทNYSE

$195.11

-1.6%
Financial ServicesInsurance - Reinsurance

Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products; asset-intensive and financial reinsurance products; and other capital motivated solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risk associated with products; and reinsurance for investment-related risks. In addition, it develops and markets technology solutions; and provides consulting and outsourcing solutions for the insurance and reinsurance industries. The company serves life insurance companies in the United States, Latin America, Canada, Europe, the Middle East, Africa, Australia, and the Asia Pacific. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

At a Glance

Live Snapshot
Market Cap$12.78B
EPS17.9400
P/E Ratio10.88
Earnings Date07/30/2026
rga

Reinsurance Group of America, Incorporated Street Expectations Map

RGA ยท NYSE

Wall Street analysts project that RGA stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 243.67, with estimates ranging from a low of 208.00 to a high of 268.00.

Lowest Target
208.00
6.61%
Consensus Target
243.67
24.89%
Highest Target
268.00
37.36%

The consensus 1-year price target stands at 243.67, with estimates ranging from a low of 208.00 to a high of 268.00.

Analyst Consensus Analysis

Upside Potential

+24.9%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

24.6% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Reinsurance Group of America, Incorporated Forward Estimates of Revenue

RGA ยท NYSE
Latest Revenue
22.79B
FY 2025
Avg Estimate
26.33B
FY 2026
Estimate Range
24.18B - 28.48B
Analyst Spread

Forward Growth Analysis

Projected Growth+15.5%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Reinsurance Group of America, Incorporated Forward Estimates of Net Income

RGA ยท NYSE
Latest Net Income
1.18B
FY 2025
Avg Estimate
1.74B
FY 2026
Estimate Range
1.69B - 1.79B
Analyst Spread

Forward Growth Analysis

Projected Growth+47.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

rga

Reinsurance Group of America, Incorporated Forward Estimates of EPS

RGA ยท NYSE
Latest EPS
17.94
FY 2025
Avg Estimate
$25.79
FY 2026
Estimate Range
$25.32 - $26.80
Analyst Spread

Forward Growth Analysis

Projected Growth+43.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage6 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Reinsurance Group of America, Incorporated Forward Estimates of EBIT

RGA ยท NYSE
Latest EBIT
1.91B
FY 2025
Avg Estimate
1.77B
FY 2026
Estimate Range
1.63B - 1.92B
Analyst Spread

Forward Growth Analysis

Projected Growth-6.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Reinsurance Group of America, Incorporated Forward Estimates of EBITDA

RGA ยท NYSE
Latest EBITDA
1.95B
FY 2025
Avg Estimate
1.84B
FY 2026
Estimate Range
1.69B - 1.99B
Analyst Spread

Forward Growth Analysis

Projected Growth-5.5%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Reinsurance Group of America, Incorporated Forward Estimates of SG&A Expense

RGA ยท NYSE
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

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Reinsurance Group of America, Incorporated Insider Positioning

RGA ยท NYSE

During the last 12 months, insiders have sold $1.53M worth of RGA shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

7.2K

1.53M

Net Activity

-1.5M

-$1.53M

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
HR

Herrmann Ronald

Officer: Executive Vice President

6.8K sharesโ€ข1 transactions

$1.44M

2
HJW

Hayden John W.

Officer: Evp, Controller

414 sharesโ€ข1 transactions

$89K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.53M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$1.53M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.