RGA - NYSE

Reinsurance Group of America, Incorporated

RGA·NYSE

$195.11

-1.6%

Financial ServicesInsurance - Reinsurance

Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insurance, critical illness, disability, and longevity products; asset-intensive and financial reinsurance products; and other capital motivated solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risk associated with products; and reinsurance for investment-related risks. In addition, it develops and markets technology solutions; and provides consulting and outsourcing solutions for the insurance and reinsurance industries. The company serves life insurance companies in the United States, Latin America, Canada, Europe, the Middle East, Africa, Australia, and the Asia Pacific. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$12.78B

EPS17.9400

P/E Ratio10.88

Earnings Date07/30/2026

156.59B

Assets

32%

3Y+84.0%

5Y+85.0%

10Y+195.0%

143.04B

Total Liabilities

33%

3Y+84.0%

5Y+103.0%

10Y+211.0%

13.55B

Total Equity

24%

3Y+89.0%

5Y-6.0%

10Y+91.0%

Reinsurance Group of America, Incorporated Funding & Solvency Profile

RGA · NYSE

Current Assets

Cash & Cash Equivalents4.17B

Net Receivables4.47B

Inventory0.00

Other Current Assets0.00

Total Current Assets9 B

Non-Current Assets

Property, Plant & Equipment480.00M

Goodwill & Intangible Assets6.00M

Long-Term Investments130.48B

Other Non-Current Assets16.98B

Total Non-Current Assets148 B

Total Assets

156.59B

Financial Health Analysis

Debt-to-Equity Ratio

10.56x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

9 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

6% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Reinsurance Group of America, Incorporated Balance Sheet

RGA • NYSE

Reinsurance Group of America, Incorporated Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	4.2B	3.3B	3B	2.9B	2.9B	3.4B	1.4B	1.9B	1.3B	1.2B	1.5B	1.6B	923.6M	1.3B	962.9M	463.7M	512M	875.4M	404.4M	160.4M
Short-Term Investments	0.0	0.0	0.0	0.0	0.0	8.4B	8.6B	40.1B	38.2B	32.2B	30.2B	25.6B	21.6B	22.6B	16.3B	118.4M	121.1M	58.1M	75.1M	140.3M
Cash & Short-Term Investments	4.2B	3.3B	3B	2.9B	2.9B	11.8B	10.1B	42B	39.5B	33.4B	31.7B	27.2B	22.5B	23.8B	17.3B	582M	633.1M	933.5M	479.4M	300.7M
Net Receivables	4.5B	3.9B	3.5B	3B	2.9B	983M	904M	758M	782M	684M	637.9M	578.2M	594.5M	620.9M	626.2M	1B	850.1M	640.2M	717.2M	563.6M
Accounts Receivables	4.5B	3.9B	3.5B	3B	2.9B	983M	904M	758M	782M	684M	637.9M	578.2M	594.5M	620.9M	626.2M	1B	850.1M	640.2M	717.2M	563.6M
Other Current Assets	0.0	0.0	0.0	0.0	0.0	-12.8B	-11B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	8.6B	7.2B	6.5B	5.9B	5.8B	0.0	0.0	42.8B	1.3B	34.1B	1.5B	1.6B	22.4B	23.6B	17.9B	1.6B	1.5B	1.6B	1.2B	864.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	480M	450M	416M	408M	284M	260M	244M	0.0	0.0	0.0	-13.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill	0.0	0.0	0.0	0.0	7M	7M	7M	7M	7M	7M	7M	7M	7M	7M	7M	0.0	0.0	0.0	0.0	0.0
Intangible Assets	6M	8M	11M	14M	5M	206M	223M	78.2M	52.3M	64.3M	74.2M	80.8M	91.3M	139.7M	172.3M	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	6M	8M	11M	14M	12M	213M	230M	85.2M	59.3M	71.3M	81.2M	87.8M	98.3M	146.7M	179.3M	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	130.5B	98B	78.9B	70.5B	78.5B	58.5B	52.6B	14.1B	13.4B	12.7B	11.8B	11.1B	10.8B	10.3B	8.7B	22.5B	19.1B	15.6B	11.3B	9.4B
Tax Assets	0.0	0.0	0.0	0.0	-284M	0.0	0.0	0.0	0.0	0.0	2.2B	0.0	0.0	0.0	0.0	0.0	613.2M	310.4M	0.0	0.0
Other Non-Current Assets	17B	13B	11.8B	8.1B	7.5B	-58.9B	-53.1B	48.4B	45.7B	39.2B	34.8B	31.8B	27.8B	6.3B	4.9B	4.9B	4.1B	4.2B	9.1B	8.8B
Total Non-Current Assets	147.9B	111.5B	91.1B	79B	86.3B	0.0	0.0	62.6B	59.2B	51.9B	48.9B	43B	38.8B	16.8B	13.8B	27.5B	23.8B	20.1B	20.4B	18.2B
Other Assets	0.0	0.0	0.0	0.0	0.0	84.7B	76.7B	-40.9B	0.0	-32.9B	0.0	0.0	-21.5B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	156.6B	118.7B	97.6B	84.9B	92.2B	84.7B	76.7B	64.5B	60.5B	53.1B	50.4B	44.7B	39.7B	40.4B	31.6B	29.1B	25.2B	21.7B	21.6B	19B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	598M	557M	487M	488.7M	389M	296.9M	306.9M	275.1M	233.6M	118.2M	0.0	106.7M	173.6M	201.6M	0.0
Accounts Payable	0.0	0.0	0.0	0.0	0.0	598M	557M	487M	488.7M	389M	637.9M	578.2M	594.5M	620.9M	118.2M	0.0	106.7M	173.6M	201.6M	0.0
Short Term Debt	0.0	0.0	0.0	0.0	0.0	400M	400M	0.0	0.0	0.0	0.0	0.0	0.0	1.1B	1.1B	200M	0.0	0.0	29.8M	29.4M
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	210.9M	19.8M	222M	109.1M
Other Current Liabilities	0.0	0.0	0.0	0.0	0.0	-998M	-957M	-487M	-488.7M	299.9M	-296.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	487M	488.7M	688.9M	296.9M	306.9M	275.1M	1.3B	1.2B	200M	106.7M	173.6M	231.4M	29.4M
NON-CURRENT LIABILITIES
Long Term Debt	5.7B	5B	4.4B	4B	3.8B	4B	3.6B	3.5B	3.6B	3.9B	3.2B	3.1B	2.7B	2.5B	970.8M	1B	1.2B	918.2M	896.1M	676.2M
Deferred Tax Liabilities (Non-Current)	3B	2.2B	1.9B	1.4B	2.9B	3.3B	2.7B	0.0	2.2B	2.8B	2.2B	2.4B	1.8B	2.1B	1.7B	1.4B	0.0	0.0	760.6M	828.8M
Other Non-Current Liabilities	134.3B	100.5B	82.2B	72.4B	72.4B	-7.2B	-6.3B	52.6B	45.2B	38.6B	38.8B	32.2B	29.2B	27.5B	22B	21.4B	20.1B	18B	16.5B	14.7B
Total Non-Current Liabilities	143B	107.8B	88.5B	77.7B	79.2B	0.0	0.0	56.1B	50.9B	45.3B	44.2B	37.6B	33.7B	32.1B	24.6B	23.8B	21.3B	18.9B	18.2B	16.2B
Other Liabilities	0.0	0.0	0.0	0.0	0.0	70.3B	65.1B	-487M	-488.7M	0.0	-296.9M	-306.9M	-275.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	143B	107.8B	88.5B	77.7B	79.2B	70.3B	65.1B	56.1B	50.9B	46B	44.2B	37.6B	33.7B	33.5B	25.8B	24B	21.4B	19B	18.4B	16.2B
SHAREHOLDERS' EQUITY
Treasury Stock	-2B	-1.9B	-1.9B	-1.7B	-1.7B	-1.6B	-1.4B	-1.4B	-1.1B	-1.1B	-1B	-672.4M	-508.7M	-312.2M	-346.4M	-295K	-17.6M	-34.7M	-48.6M	-74.7M
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8.2M	11.6M
Common Stock	1M	1M	1M	1M	1M	1M	1M	791K	791K	791K	791K	791K	791K	791K	791K	734K	734K	734K	631K	631K
Additional Paid-In Capital	2.6B	2.6B	2.5B	2.5B	2.5B	2.4B	1.9B	1.9B	1.9B	1.8B	1.8B	1.8B	1.8B	1.8B	1.7B	1.5B	1.5B	1.5B	1.1B	1.1B
Retained Earnings	10.2B	9.3B	8.8B	8.2B	8.6B	8.1B	8B	7.3B	6.7B	5.2B	4.6B	4.2B	3.7B	3.4B	2.8B	2.6B	2.1B	1.7B	1.5B	1.3B
Accumulated Other Comprehensive Income/Loss	2.7B	849M	-369M	-1.9B	3.6B	5.4B	3.1B	636.8M	2.1B	1.1B	708.3M	1.7B	1B	2.1B	1.6B	907.4M	299.2M	-548.3M	526.8M	433.4M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	318.4M	66.9M	66.9M	66.9M	58.7M	55.3M
Total Stockholders' Equity	13.5B	10.8B	9.1B	7.1B	13B	14.4B	11.6B	8.5B	9.6B	7.1B	6.1B	7B	5.9B	6.9B	6.1B	5B	3.9B	2.6B	3.2B	2.8B
Total Equity	13.6B	10.9B	9.2B	7.2B	13B	14.4B	11.6B	8.5B	9.6B	7.1B	6.1B	7B	5.9B	6.9B	6.1B	5B	3.9B	2.6B	3.2B	2.8B
Minority Interest	90M	90M	90M	90M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	156.6B	118.7B	97.6B	84.9B	92.2B	84.7B	76.7B	64.5B	60.5B	53.1B	50.4B	44.7B	39.7B	40.4B	31.6B	29.1B	25.2B	21.7B	21.6B	19B
Total Investments	130.5B	98B	78.9B	70.5B	78.5B	66.7B	60.6B	54.3B	51.7B	44.8B	42B	36.7B	32.4B	32.9B	25B	22.7B	19.2B	15.6B	11.4B	9.5B
Total Debt	5.7B	5B	4.4B	4B	3.8B	4.4B	4B	3.5B	3.6B	3.9B	3.2B	3.1B	2.7B	3.6B	2.1B	1.2B	1.2B	918.2M	925.8M	705.5M
Net Debt	1.5B	1.7B	1.5B	1B	899M	953M	2.5B	1.6B	2.3B	2.7B	1.7B	1.4B	1.8B	2.3B	1.1B	752.7M	704M	42.8M	521.5M	545.1M
Shares Outstanding	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915	65,799,915

SEC Filings

RGA - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 20, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 05, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 09, 2026	May 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 20, 2026	March 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 19, 2026	March 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 03, 2026	March 03, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 20, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 05, 2026	February 03, 2026	2026	View Filing

Showing 1 to 10 of 10 filings

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