National Bank Holdings Corporation

National Bank Holdings Corporation

NBHCยทNYSE

$41.77

+2.0%
Financial ServicesBanks - Regional

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, the company operated through a network of 81 banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas. It also operates 121 ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. National Bank Holdings Corporation was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.

At a Glance

Live Snapshot
Market Cap$1.59B
EPS2.8600
P/E Ratio14.60
Earnings Date07/28/2026
3Y+69.0%
5Y+65.0%
10Y+191.0%
3Y+54.0%
5Y+24.0%
10Y+375.0%
3Y-24.0%
5Y-2715.0%
10Y-4226.0%
National Bank Holdings Corporation

National Bank Holdings Corporation Profit Bridge

NBHC ยท NYSE
Revenue583.94M
Cost of Goods Sold (179.97M)
Gross Profit403.97M
Operating Expenses (261.24M)
Operating Income142.73M
Interest Expense (171.27M)
Other Income/Expense-9.10M
Pretax Income133.63M
Income Tax (24.05M)
Net Income109.57M
Net Income
109.57M

Profitability Analysis

Gross Margin

69.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

24.4%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

18.8%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

18.0%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

National Bank Holdings Corporation Income Statement

NBHC โ€ข NYSE

National Bank Holdings Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
REVENUE
583.9M
594.3M
553.6M
346.5M
306.2M
353.9M
327.8M
292.2M
203.6M
200.4M
206.3M
232.6M
226.7M
269.7M
228M
23.4M
481K
GROSS PROFIT
(180M)
(199.6M)
(141.8M)
(54.6M)
(4.5M)
(42.7M)
(48.4M)
(29.2M)
(31.1M)
(38.5M)
(26.9M)
(20.6M)
(20.8M)
(57.2M)
(61.7M)
(5.6M)
(0.0)
404M
394.7M
411.8M
291.9M
301.6M
311.2M
279.4M
263M
172.5M
162M
179.4M
211.9M
205.9M
212.5M
166.3M
17.8M
481K
OPERATING INCOME
(261.2M)
(249.4M)
(236.2M)
(205.8M)
(186.7M)
(201.8M)
(183.2M)
(189.3M)
(136.7M)
(136M)
(171.5M)
(199.6M)
(195M)
(208.5M)
(96.9M)
(8.8M)
(1.8M)
(154.6M)
(155.6M)
(148.7M)
(130.9M)
(131.9M)
(145.1M)
(136.4M)
(132M)
(92.8M)
(91.5M)
(118.3M)
(140.1M)
(109.7M)
(110.1M)
(90.9M)
(27.3M)
(1.8M)
142.7M
145.2M
175.6M
86.2M
115M
109.4M
96.2M
73.7M
35.9M
26M
7.9M
12.3M
10.9M
4M
69.4M
9M
-1.4M
PRE-TAX INCOME
(171.3M)
(192.9M)
(133.5M)
(17.9M)
(13.8M)
(25.1M)
(36.8M)
(24M)
(18.1M)
(14.8M)
(14.5M)
(14.4M)
(16.5M)
(29.2M)
(41.7M)
(5.5M)
(0.0)
346.6M
343.6M
358.7M
265.8M
186.3M
191.8M
204.1M
197.4M
146.3M
144.9M
155.7M
169M
177.4M
202.7M
154.3M
15.8M
481K
(106.7M)
(93.8M)
(87.5M)
(74.8M)
(54.8M)
(56.7M)
(46.7M)
(57.3M)
(43.9M)
(44.4M)
(53.2M)
(59.5M)
(85.4M)
(98.3M)
(6M)
-18.5M
(72K)
-9.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
133.6M
145.2M
175.6M
86.2M
115M
109.4M
96.2M
73.7M
35.9M
26M
7.9M
12.3M
10.9M
4M
69.4M
9M
-1.4M
NET INCOME
(24.1M)
(26.4M)
(33.6M)
(14.9M)
(21.4M)
(20.8M)
(15.8M)
(12.2M)
(21.3M)
(2.9M)
(3M)
(3.2M)
(4M)
(4.6M)
(27.4M)
(3M)
(168K)
109.6M
118.8M
142M
71.3M
93.6M
88.6M
80.4M
61.5M
14.6M
23.1M
4.9M
9.2M
6.9M
-543K
42M
6.1M
-1.5M

SEC Filings

NBHC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 07, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 03, 2026
May 07, 2026
2026
10-K

10-K 2025 FY

FY

February 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

February 10, 2026
February 10, 2026
2026
Showing 1 to 10 of 334 filings