National Bank Holdings Corporation

National Bank Holdings Corporation

NBHCยทNYSE

$41.77

+2.0%
Financial ServicesBanks - Regional

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, the company operated through a network of 81 banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas. It also operates 121 ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. National Bank Holdings Corporation was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.

At a Glance

Live Snapshot
Market Cap$1.59B
EPS2.8600
P/E Ratio14.60
Earnings Date07/28/2026
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National Bank Holdings Corporation Street Expectations Map

NBHC ยท NYSE

Wall Street analysts project that NBHC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 52.00, with estimates ranging from a low of 52.00 to a high of 52.00.

Lowest Target
52.00
24.49%
Consensus Target
52.00
24.49%
Highest Target
52.00
24.49%

The consensus 1-year price target stands at 52.00, with estimates ranging from a low of 52.00 to a high of 52.00.

Analyst Consensus Analysis

Upside Potential

+24.5%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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National Bank Holdings Corporation Forward Estimates of Revenue

NBHC ยท NYSE
Latest Revenue
583.94M
FY 2025
Avg Estimate
544.37M
FY 2026
Estimate Range
541.26M - 546.22M
Analyst Spread

Forward Growth Analysis

Projected Growth-6.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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National Bank Holdings Corporation Forward Estimates of Net Income

NBHC ยท NYSE
Latest Net Income
109.57M
FY 2025
Avg Estimate
132.49M
FY 2026
Estimate Range
129.09M - 135.88M
Analyst Spread

Forward Growth Analysis

Projected Growth+20.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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National Bank Holdings Corporation Forward Estimates of EPS

NBHC ยท NYSE
Latest EPS
2.86
FY 2025
Avg Estimate
$3.47
FY 2026
Estimate Range
$3.38 - $3.56
Analyst Spread

Forward Growth Analysis

Projected Growth+21.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread5%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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National Bank Holdings Corporation Forward Estimates of EBIT

NBHC ยท NYSE
Latest EBIT
142.73M
FY 2025
Avg Estimate
155.72M
FY 2026
Estimate Range
154.83M - 156.25M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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National Bank Holdings Corporation Forward Estimates of EBITDA

NBHC ยท NYSE
Latest EBITDA
164.51M
FY 2025
Avg Estimate
178.91M
FY 2026
Estimate Range
177.88M - 179.51M
Analyst Spread

Forward Growth Analysis

Projected Growth+8.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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National Bank Holdings Corporation Forward Estimates of SG&A Expense

NBHC ยท NYSE
Latest SG&A Expense
154.55M
FY 2025
Avg Estimate
174.60M
FY 2026
Estimate Range
173.60M - 175.19M
Analyst Spread

Forward Growth Analysis

Projected Growth+13.0%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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National Bank Holdings Corporation Insider Positioning

NBHC ยท NYSE

During the last 12 months, insiders have purchased $1.00M and sold $437K worth of NBHC shares, resulting in $565K of net buying activity.

3 Months

Bought

0

0.00

Sold

963

40.29K

Net Activity

-40K

-$40K

3-6 Months

Bought

24.2K

1.00M

Sold

0

0.00

Net Activity

+1.0M

+$1.00M

6-9 Months

Bought

0

0.00

Sold

10.7K

396.40K

Net Activity

-396K

-$396K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
SJ

Steinmetz John

Officer: Exec Mng Dir Of Strategic Init

24.2K sharesโ€ข1 transactions

$1.00M

Top Sellers

1
SMF

Spring Maria F

Director

7.9K sharesโ€ข3 transactions

$297K

2
GA

Gupta Alka

Director

729 sharesโ€ข1 transactions

$27K

3
ZA

Zeile Art

Director

686 sharesโ€ข1 transactions

$26K

4
JFJ

Joseph Fred J.

Director

686 sharesโ€ข1 transactions

$26K

5
DRA

Doyle Robin Ann

Director

547 sharesโ€ข1 transactions

$20K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Positive insider sentiment with $565K net buying. Buying activity substantially exceeds selling, indicating insider confidence.

Buy/Sell Ratio

2.29:1

Strong buy/sell ratio. Buying is at least double the selling activity, suggesting robust insider confidence.

Recent Trend (3 Months)

$40K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.