$41.77
+2.0%National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, the company operated through a network of 81 banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas. It also operates 121 ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. National Bank Holdings Corporation was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
NBHC โข NYSE
| National Bank Holdings Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||||||||
109.6M | 118.8M | 142M | 71.3M | 93.6M | 88.6M | 80.4M | 61.5M | 14.6M | 23.1M | 4.9M | 9.2M | 6.9M | -543K | 42M | 6.1M | -1.5M | |
25.3M | 24.2M | 23.9M | 16.4M | 13.6M | 14.4M | 15M | 11.5M | 12.9M | 14.2M | 15.5M | 15.9M | 15.8M | 12.3M | 7M | 228K | 0.0 | |
24.6M | 0.0 | 0.0 | 0.0 | -226K | 3.5M | 8.8M | 9.1M | 17.2M | -176K | -4.2M | -15.8M | -1.6M | -23.2M | -1.9M | 2.6M | 0.0 | |
7.3M | 8M | 7.2M | 6.1M | 5.5M | 5.3M | 4.9M | 4.4M | 3.6M | 3.5M | 3.3M | 3.6M | 4.9M | 13.1M | 12.6M | 16.6M | 0.0 | |
10.5M | -1.4M | 3.7M | 152.3M | 105.9M | -122.8M | -80.2M | -37M | -24.1M | -34.4M | -21.2M | -20.6M | -70.3M | -32.4M | -102.1M | -37M | 0.0 | |
(0.0) | (20.8M) | (32.8M) | (11.3M) | (15.4M) | (22.1M) | (9.3M) | (2.3M) | (127K) | (2.2M) | (7.4M) | (8.1M) | (26.2M) | (45.7M) | (16.8M) | (685K) | (0.0) | |
-14.8M | 5.7M | -9.9M | -31.4M | -38.9M | 4.8M | 15.3M | 24.1M | 33.9M | -10.2M | -36M | 5M | 18.7M | -100M | 23.3M | -7.5M | -411K | |
162.4M | 155.3M | 166.9M | 214.6M | 179.5M | -6.2M | 44.2M | 73.6M | 58.1M | -3.9M | -37.6M | -2.8M | -25.6M | -130.8M | -19.2M | -19.1M | -1.9M | |
INVESTING ACTIVITIES | |||||||||||||||||
(0.0) | -34.6M | -36.8M | -12.4M | (5.1M) | -4.4M | -11.2M | -6.3M | -5.6M | (690K) | -5.1M | -1.6M | -6.8M | -41.1M | -21.8M | -950K | -80K | |
(0.0) | (0.0) | -45.3M | (234.3M) | (0.0) | (0.0) | (0.0) | (69M) | (0.0) | (0.0) | (22.8M) | (0.0) | (0.0) | (0.0) | (636.9M) | (1.5B) | (0.0) | |
-472M | -241.1M | -108.6M | -398.8M | -714M | -574.4M | -74.6M | -118M | -202.7M | -4.9M | -6.2M | (0.0) | -945.7M | -1.1B | -1.5B | -460.2M | (0.0) | |
190.4M | 410.3M | 261.6M | 407.9M | 399.8M | 373.3M | 291.5M | 313.1M | 295.9M | 372.3M | 454M | 438.5M | 728.3M | 690.7M | 504M | 77.1M | 0.0 | |
468.1M | -69.9M | -474.9M | -983M | -164.7M | 52.9M | -320.7M | -359.8M | -266.1M | -253.5M | -283.2M | -240.1M | 143.7M | 616.7M | 567M | 65.9M | 0.0 | |
(186.5M) | (64.7M) | -404M | -752.1M | -473.8M | -152.6M | -115.1M | -102M | -178.5M | (114.6M) | (182.3M) | (196.8M) | -80.5M | (132.3M) | (205.5M) | (1.2B) | -80K | |
FINANCING ACTIVITIES | |||||||||||||||||
-15.1M | 3.6M | -917K | -379K | -36.4M | -19.5M | -3.4M | 6.8M | -8.3M | -93.6M | -175M | -119.4M | -146.7M | -4K | 2K | -127.6M | 1.1B | |
-51.5M | -290M | -45M | 385M | 40M | -207.7M | -94M | 138.7M | 90.5M | -1.3M | 3M | 40M | 45.9M | 6.1M | -118.7M | -72.3M | 0.0 | |
-46.1M | -42.9M | -39.6M | -30.4M | -26.9M | -24.8M | -23.5M | -16.6M | -9.4M | -6.4M | -6.7M | -8.5M | -10.1M | -2.6M | (0.0) | (0.0) | (0.0) | |
-15.2M | (0.0) | (0.0) | (0.0) | -36.4M | -19.5M | (0.0) | (772K) | -93.6M | -93.6M | -175M | -119.4M | -146.7M | -4K | (0.0) | -127.6M | (0.0) | |
53M | 45M | 316.5M | -468.4M | 552.3M | 906.1M | 192.4M | -238.3M | 152.2M | -22.7M | -56.8M | -38.7M | -362.6M | -863.9M | -347.2M | -146.6M | 0.0 | |
-59.7M | -284.4M | 230.9M | -114.2M | 529M | 654.2M | 71.4M | -109.4M | 225M | -124M | -235.6M | -126.6M | -473.7M | -860.5M | -465.9M | -346.5M | 1.1B | |
CASH FLOW SUMMARY | |||||||||||||||||
289.2M | -64.5M | -6.2M | -651.7M | 234.7M | 495.4M | 634K | -137.8M | 104.6M | -13.4M | -90.9M | 67.5M | -579.7M | -859M | -279.6M | 808.4M | 1.1B | |
127.8M | 192.3M | 198.5M | 850.2M | 615.6M | 120.2M | 119.6M | 257.4M | 152.7M | 166.1M | 257M | 189.5M | 769.2M | 1.6B | 1.9B | 1.1B | 0.0 | |
417.1M | 127.8M | 192.3M | 198.5M | 850.2M | 615.6M | 120.2M | 119.6M | 257.4M | 152.7M | 166.1M | 257M | 189.5M | 769.2M | 1.6B | 1.9B | 1.1B | |
132.5M | 120.7M | 130.1M | 202.2M | 179.5M | -10.6M | 33M | 67.3M | 52.5M | -3.9M | -42.7M | -4.3M | -32.4M | -171.9M | -41M | -20M | -2M |
NBHC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 12, 2026 | May 07, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 07, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 03, 2026 | May 07, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 24, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 13, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 10, 2026 | February 10, 2026 | 2026 |
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