National Bank Holdings Corporation

National Bank Holdings Corporation

NBHCยทNYSE

$41.77

+2.0%
Financial ServicesBanks - Regional

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. As of January 20, 2022, the company operated through a network of 81 banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas. It also operates 121 ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. National Bank Holdings Corporation was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.

At a Glance

Live Snapshot
Market Cap$1.59B
EPS2.8600
P/E Ratio14.60
Earnings Date07/28/2026
3Y+3.0%
5Y+48.0%
10Y+116.0%
3Y-
5Y+46.0%
10Y+111.0%
3Y+27.0%
5Y+69.0%
10Y+158.0%
nbhc

National Bank Holdings Corporation Funding & Solvency Profile

NBHC ยท NYSE
Cash & Cash Equivalents417.06M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets946 M
Property, Plant & Equipment214.55M
Goodwill & Intangible Assets354.38M
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets215 M
Total Assets
9.88B

Financial Health Analysis

Current Ratio

0.27x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.14x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2512900000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

10% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

National Bank Holdings Corporation Balance Sheet

NBHC โ€ข NYSE

National Bank Holdings Corporation Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
ASSETS
CURRENT ASSETS
417.1M
127.8M
190.8M
195.5M
845.7M
605.6M
110.2M
109.6M
257.4M
152.7M
166.1M
257M
189.5M
769.2M
1.5B
1.5B
1.7M
528.6M
527.5M
628.8M
706.3M
691.8M
662M
638.2M
791.1M
855.3M
884.2M
1.2B
1.5B
1.8B
1.7B
1.9B
0.0
0.0
945.7M
655.4M
819.7M
901.8M
1.5B
1.3B
748.4M
900.7M
1.1B
1B
1.3B
1.7B
2B
2.5B
3.4B
1.5B
1.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
21.6M
18.2M
17.8M
17.6M
17.2M
27.9M
19.9M
27.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
19.3M
14.3M
12.6M
8.8M
11.5M
11.4M
12.7M
16M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.3M
4M
5.3M
8.8M
5.7M
16.6M
7.3M
11.2M
0.0
0.0
945.7M
655.4M
819.7M
901.8M
1.5B
1.3B
748.4M
922.3M
1.1B
1.1B
1.3B
1.8B
2B
2.5B
3.4B
1.5B
1.7M
NON-CURRENT ASSETS
214.6M
196.8M
162.7M
136.1M
96.7M
107M
112.2M
110M
93.7M
95.7M
103.1M
106.3M
115.2M
121.4M
87.3M
37.3M
80K
306M
306M
306M
279.1M
115M
115M
115M
115M
59.6M
59.6M
59.6M
59.6M
59.6M
59.6M
59.6M
0.0
0.0
48.3M
58.4M
66M
59.9M
12.3M
17.9M
11.4M
13.5M
1.6M
6.9M
12.4M
16.9M
22.2M
27.6M
32.9M
0.0
0.0
354.4M
364.5M
372.1M
339M
127.3M
133M
126.4M
128.5M
61.2M
66.6M
72.1M
76.5M
81.9M
87.2M
92.6M
79.7M
0.0
0.0
8.3B
8.3B
7.9B
5.2B
4.9B
4.7B
4.4B
3.4B
3.2B
3B
2.7B
2.5B
2.4B
2.3B
2.8B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
28.4M
35.6M
52.8M
52.6M
45.5M
37.5M
0.0
0.0
0.0
0.0
0.0
328.3M
342.3M
340.5M
240.5M
234.1M
231.9M
125.9M
97.8M
103.1M
104.4M
157.4M
187.4M
294.8M
497.3M
632.5M
1.1B
568.9M
9.2B
9.1B
8.7B
5.7B
5.4B
5.1B
4.8B
3.7B
3.5B
3.3B
3.1B
2.9B
2.9B
2.9B
3.6B
1.1B
8.4B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.9B
9.8B
10B
9.6B
7.2B
6.7B
5.9B
5.7B
4.8B
4.6B
4.7B
4.8B
4.9B
5.4B
6.4B
5.1B
1.1B
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7M
5.8M
5M
4.3M
3.6M
3.1M
4.2M
11M
564.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7M
5.8M
5M
4.3M
3.6M
3.1M
4.2M
11M
564.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
20.7M
16.2M
13M
9.9M
19.3M
15.4M
12.3M
15.9M
0.0
0.0
17.4M
18.9M
19.6M
20.2M
22.8M
22.9M
56.9M
66M
130.5M
92M
136.5M
133.6M
99.5M
53.7M
47.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5M
0.0
0.0
0.0
3.4B
8.2B
8.2B
7.9B
6.2B
5.7B
4.7B
4.5B
4B
3.9B
3.8B
3.8B
3.8B
4.2B
5.1B
3.5B
0.0
3.5B
8.3B
8.2B
7.9B
6.3B
5.7B
4.8B
4.6B
4.1B
4B
4B
3.9B
4B
4.3B
5.1B
4B
0.0
NON-CURRENT LIABILITIES
54.5M
104.5M
394.2M
438.9M
39.5M
0.0
207.7M
301.7M
129.1M
38.7M
40M
40M
0.0
0.0
0.0
0.0
0.0
5B
141.3M
134M
149.3M
83.5M
140.1M
126.9M
50.7M
50M
19.5M
34.9M
62.4M
60M
49.3M
125.7M
74.3M
2.4M
5B
245.8M
528.2M
588.2M
123M
140.1M
334.5M
352.3M
179.1M
58.2M
74.9M
102.4M
60M
49.3M
125.7M
74.3M
2.4M
0.0
0.0
0.0
0.0
0.0
0.0
24.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
8.5B
8.5B
8.7B
8.5B
6.4B
5.8B
5.1B
5B
4.3B
4B
4.1B
4B
4B
4.3B
5.3B
4.1B
2.4M
SHAREHOLDERS' EQUITY
-315.4M
-301.7M
-306.7M
-310.3M
-457.6M
-424.1M
-409M
-415.6M
-493.3M
-502.1M
-419.7M
-245.5M
-126.1M
-4K
0.0
0.0
0.0
515K
515K
515K
515K
515K
515K
515K
515K
515K
514K
513K
512K
512K
523K
522K
520K
584K
1.2B
1.2B
1.2B
1.2B
1B
1B
1B
1B
970.7M
984.1M
997.9M
993.2M
990.2M
1B
994.7M
982.6M
1.1B
572.5M
508.9M
433.1M
330.7M
289.9M
223.2M
164.1M
107M
60.8M
55.5M
38.7M
40.5M
40M
43.3M
46.5M
4.5M
-1.5M
-44M
-70M
-76.4M
-88.2M
-7M
9.8M
2.1M
-11.3M
-6.2M
-1.8M
95K
5.8M
-6.8M
40.6M
47M
6.1M
0.0
1.4B
1.3B
1.2B
1.1B
840.1M
820.7M
766.9M
695M
532.4M
536.2M
617.5M
794.6M
897.8M
1.1B
1.1B
993.8M
1.1B
1.4B
1.3B
1.2B
1.1B
840.1M
820.7M
766.9M
695M
532.4M
536.2M
617.5M
794.6M
897.8M
1.1B
1.1B
993.8M
1.1B
SUMMARY
9.9B
9.8B
10B
9.6B
7.2B
6.7B
5.9B
5.7B
4.8B
4.6B
4.7B
4.8B
4.9B
5.4B
6.4B
5.1B
1.1B
528.6M
8.8B
8.9B
8.6B
5.9B
5.6B
5.3B
5.2B
4.3B
4.1B
4.2B
4.2B
4.3B
4.1B
4.1B
2.8B
0.0
71.9M
123.4M
413.8M
459.1M
62.2M
22.9M
264.6M
367.7M
259.6M
130.7M
176.5M
173.6M
99.5M
53.7M
47.6M
0.0
0.0
-345.2M
-4.4M
223M
263.6M
-783.4M
-582.7M
154.4M
258.2M
2.2M
-22.1M
10.4M
-83.4M
-89.9M
-715.5M
-1.5B
-1.5B
-1.7M
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913
37,819,913

SEC Filings

NBHC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 07, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 03, 2026
May 07, 2026
2026
10-K

10-K 2025 FY

FY

February 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 19, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

February 10, 2026
February 10, 2026
2026
Showing 1 to 10 of 334 filings