Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc.

LOB·NYSE

$36.01

-3.6%
Financial ServicesBanks - Regional

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

At a Glance

Live Snapshot
Market Cap$1.67B
EPS2.2400
P/E Ratio16.08
Earnings Date07/22/2026

lob

Free Cash Flow

Last Annual Value

143.49M

3-Year CAGR

21%

5-Year CAGR

20%

10-Year CAGR

9%

Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. Competitors Analysis of Free Cash Flow

LOB · NYSE
CompanyFree Cash Flow
CAGR 3Y
CAGR 5Y
CAGR 10Y
143.49M
-37.0%N/AN/A 
213.03M
5.4%5.4%13.7%
-376.67M
N/AN/AN/A
132.50M
0.6%-5.9%N/A
TCBK logo
TriCo Bancshares
NASDAQ:TCBK
127.93M
-1.5%-0.2%13.1%
283.65M
3.1%5.7%10.6%
151.46M
-31.0%-13.7%2.7%
127.96M
-7.4%4.1%13.5%
128.85M
-8.0%-9.4%3.3%
154.00M
14.9%9.9%15.4%
103.77M
-1.3%-0.7%7.1%
Live Oak Bancshares, Inc.

Live Oak Bancshares, Inc. Fair Value Envelope

LOB · NYSE

Our analysis suggests that LOB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $36.01, this represents a potential HIDDEN relative to our calculated worth for Live Oak Bancshares, Inc..

Intrinsic Value
Current Price: $36.01