LOB - NYSE
Live Oak Bancshares, Inc.
$36.01
-3.6%Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.
At a Glance
Live SnapshotLive Oak Bancshares, Inc. Dividend History
LOB Dividend Payment History
Total Payments
44
Latest Dividend
$0.0300
Annual Amount
$0.1500
Frequency
Quarterly
| Declaration | Ex-Date | Payment Date | Dividend | Adjusted | Frequency | Growth |
|---|---|---|---|---|---|---|
May 19, 2026 | Jun 2, 2026 | Jun 15, 2026 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 19, 2026 | Mar 5, 2026 | Mar 15, 2026 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 18, 2025 | Dec 2, 2025 | Dec 15, 2025 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 19, 2025 | Sep 2, 2025 | Sep 15, 2025 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 20, 2025 | Jun 3, 2025 | Jun 17, 2025 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 11, 2025 | Feb 25, 2025 | Mar 11, 2025 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 18, 2024 | Dec 2, 2024 | Dec 16, 2024 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 20, 2024 | Sep 3, 2024 | Sep 17, 2024 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 21, 2024 | Jun 4, 2024 | Jun 18, 2024 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 13, 2024 | Feb 27, 2024 | Mar 12, 2024 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 14, 2023 | Nov 28, 2023 | Dec 12, 2023 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 22, 2023 | Sep 5, 2023 | Sep 19, 2023 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 24, 2023 | Jun 7, 2023 | Jun 21, 2023 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 14, 2023 | Feb 28, 2023 | Mar 14, 2023 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 15, 2022 | Nov 29, 2022 | Dec 13, 2022 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 23, 2022 | Sep 6, 2022 | Sep 20, 2022 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 17, 2022 | May 31, 2022 | Jun 14, 2022 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 15, 2022 | Mar 1, 2022 | Mar 15, 2022 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 15, 2021 | Nov 29, 2021 | Dec 13, 2021 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 24, 2021 | Sep 7, 2021 | Sep 21, 2021 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 11, 2021 | May 25, 2021 | Jun 8, 2021 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 23, 2021 | Mar 9, 2021 | Mar 23, 2021 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 17, 2020 | Dec 1, 2020 | Dec 15, 2020 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 25, 2020 | Sep 8, 2020 | Sep 22, 2020 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 12, 2020 | May 26, 2020 | Jun 9, 2020 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 11, 2020 | Feb 25, 2020 | Mar 10, 2020 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 19, 2019 | Dec 3, 2019 | Dec 17, 2019 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 27, 2019 | Sep 10, 2019 | Sep 24, 2019 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 14, 2019 | May 28, 2019 | Jun 11, 2019 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 12, 2019 | Feb 26, 2019 | Mar 12, 2019 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Nov 19, 2018 | Dec 3, 2018 | Dec 17, 2018 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 28, 2018 | Sep 11, 2018 | Sep 25, 2018 | $0.0300 | $0.0300 | Quarterly | 0.00% |
May 15, 2018 | May 29, 2018 | Jun 12, 2018 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Feb 12, 2018 | Feb 26, 2018 | Mar 12, 2018 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Oct 30, 2017 | Nov 13, 2017 | Nov 27, 2017 | $0.0300 | $0.0300 | Quarterly | 0.00% |
Aug 8, 2017 | Aug 21, 2017 | Sep 5, 2017 | $0.0300 | $0.0300 | Quarterly | +50.00% |
May 10, 2017 | May 23, 2017 | Jun 6, 2017 | $0.0200 | $0.0200 | Quarterly | 0.00% |
Feb 27, 2017 | Mar 10, 2017 | Mar 24, 2017 | $0.0200 | $0.0200 | Quarterly | 0.00% |
Dec 1, 2016 | Dec 14, 2016 | Dec 22, 2016 | $0.0200 | $0.0200 | Quarterly | 0.00% |
Aug 19, 2016 | Sep 1, 2016 | Sep 16, 2016 | $0.0200 | $0.0200 | Quarterly | +100.00% |
May 24, 2016 | Jun 7, 2016 | Jun 21, 2016 | $0.0100 | $0.0100 | Quarterly | -50.00% |
Feb 17, 2016 | Mar 1, 2016 | Mar 15, 2016 | $0.0200 | $0.0200 | Quarterly | +100.00% |
Dec 18, 2015 | Dec 30, 2015 | Jan 15, 2016 | $0.0100 | $0.0100 | Quarterly | 0.00% |
Sep 14, 2015 | Sep 25, 2015 | Oct 9, 2015 | $0.0100 | $0.0100 | Quarterly | - |
Live Oak Bancshares, Inc. Payout Ratio Analysis
Dividend Sustainability Analysis
Payout Ratio
Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.
FCF Payout Ratio
Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.
Dividend Growth
Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.
Sustainability
Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.
Key Insight
Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.
Related Guides
Continue your LOB research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.