LC - NYSE
LendingClub Corporation
$16.39
-11%LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
At a Glance
Live SnapshotLendingClub Corporation Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
LendingClub Corporation Income Statement
LC • NYSE
| LendingClub Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||
1.3B | 1.2B | 1.1B | 1.3B | 898.6M | 455.2M | 731.9M | 595.4M | 487.6M | 426.1M | 368.6M | 173.8M | 80M | 10.7M | |
GROSS PROFIT | ||||||||||||||
(471M) | (552.2M) | (514.4M) | (349.8M) | (218.8M) | (153.7M) | (157.3M) | (149.5M) | (131.5M) | (104.4M) | (0.0) | (122K) | (33K) | (0.0) | |
863.8M | 608.7M | 621.1M | 919.9M | 679.8M | 301.5M | 574.6M | 445.9M | 356.2M | 321.7M | 368.6M | 173.7M | 80M | 10.7M | |
OPERATING INCOME | ||||||||||||||
(530.1M) | (543.7M) | (566.4M) | (766.9M) | (661.4M) | (489.1M) | (715.1M) | -723.7M | (727.6M) | (651M) | (432.1M) | (242.6M) | (90.7M) | -22.6M | |
(391.1M) | (332.6M) | (355.8M) | (537.1M) | (444.5M) | (304M) | (569M) | (497.2M) | (421.5M) | (423.8M) | (293.7M) | (166.8M) | (57.2M) | (22.6M) | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (3.9M) | (0.0) | (0.0) | (0.0) | (77.1M) | (38.5M) | (15.5M) | (0.0) | |
333.7M | 65.1M | 54.6M | 153M | 18.4M | -187.6M | -30.9M | -128.3M | -153.2M | -150.2M | -2.2M | -31.5M | 7.3M | -11.9M | |
PRE-TAX INCOME | ||||||||||||||
(335.9M) | (373.9M) | (270.8M) | (82.5M) | (80M) | (150.4M) | (247.3M) | (385.6M) | (571.4M) | (688.4M) | (549.7M) | (356.6M) | (187.4M) | (0.0) | |
625.7M | 534M | 561.8M | 474.8M | 212.8M | 59.3M | 98M | 101.9M | 39.8M | 8.3M | 3.2M | -2.2M | 60K | 0.0 | |
(139M) | (211.1M) | (210.6M) | (229.7M) | (216.9M) | (185.1M) | (142.2M) | -1.2B | -651.1M | -726.5M | (0.0) | (0.0) | (0.0) | -45.3M | |
-156.7M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -128.1M | -153.4M | -150.2M | -549.7M | -31.5M | -187.4M | -11.9M | |
176.9M | 65.1M | 54.6M | 153M | 18.4M | -187.6M | -30.9M | -128.1M | -153.4M | -150.2M | -2.2M | -31.5M | 7.3M | -11.9M | |
NET INCOME | ||||||||||||||
(41.3M) | (13.7M) | (15.7M) | -136.6M | -136K | -79K | -201K | (43K) | (632K) | -4.2M | (2.8M) | (1.4M) | -187.4M | (0.0) | |
135.7M | 51.3M | 38.9M | 289.7M | 18.6M | -187.5M | -30.7M | -128.3M | -153.8M | -146M | -5M | -32.9M | 7.3M | -11.9M |
SEC Filings
LC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 02, 2026 | June 02, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 30, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 21, 2026 | June 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 05, 2025 | November 04, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | October 30, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 22, 2025 | October 22, 2025 | 2025 |
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