LendingClub Corporation

LendingClub Corporation

LCยทNYSE

$17.50

-11%
Financial ServicesFinancial - Credit Services

LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$2.02B
EPS1.1800
P/E Ratio16.10
Earnings Date08/04/2026
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LendingClub Corporation Street Expectations Map

LC ยท NYSE

Wall Street analysts project that LC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 22.75, with estimates ranging from a low of 22.50 to a high of 23.00.

Lowest Target
22.50
28.57%
Consensus Target
22.75
30.00%
Highest Target
23.00
31.43%

The consensus 1-year price target stands at 22.75, with estimates ranging from a low of 22.50 to a high of 23.00.

Analyst Consensus Analysis

Upside Potential

+30.0%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

2.2% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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LendingClub Corporation Forward Estimates of Revenue

LC ยท NYSE
Latest Revenue
1.33B
FY 2025
Avg Estimate
1.16B
FY 2026
Estimate Range
1.11B - 1.18B
Analyst Spread

Forward Growth Analysis

Projected Growth-13.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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LendingClub Corporation Forward Estimates of Net Income

LC ยท NYSE
Latest Net Income
135.68M
FY 2025
Avg Estimate
187.27M
FY 2026
Estimate Range
150.05M - 208.47M
Analyst Spread

Forward Growth Analysis

Projected Growth+38.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread31%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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LendingClub Corporation Forward Estimates of EPS

LC ยท NYSE
Latest EPS
1.18
FY 2025
Avg Estimate
$1.58
FY 2026
Estimate Range
$1.33 - $1.84
Analyst Spread

Forward Growth Analysis

Projected Growth+33.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread33%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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LendingClub Corporation Forward Estimates of EBIT

LC ยท NYSE
Latest EBIT
306.21M
FY 2025
Avg Estimate
-38.67M
FY 2026
Estimate Range
-39.35M - -36.95M
Analyst Spread

Forward Growth Analysis

Projected Growth-112.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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LendingClub Corporation Forward Estimates of EBITDA

LC ยท NYSE
Latest EBITDA
369.90M
FY 2025
Avg Estimate
28.49M
FY 2026
Estimate Range
27.23M - 29.00M
Analyst Spread

Forward Growth Analysis

Projected Growth-92.3%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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LendingClub Corporation Forward Estimates of SG&A Expense

LC ยท NYSE
Latest SG&A Expense
391.06M
FY 2025
Avg Estimate
506.16M
FY 2026
Estimate Range
483.76M - 515.12M
Analyst Spread

Forward Growth Analysis

Projected Growth+29.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage8 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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LendingClub Corporation Insider Positioning

LC ยท NYSE

During the last 12 months, insiders have sold $3.31M worth of LC shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

27.9K

470.51K

Net Activity

-471K

-$471K

3-6 Months

Bought

0

0.00

Sold

26.4K

498.64K

Net Activity

-499K

-$499K

6-9 Months

Bought

0

0.00

Sold

96.9K

1.71M

Net Activity

-1.7M

-$1.71M

9-12 Months

Bought

0

0.00

Sold

37.7K

629.83K

Net Activity

-630K

-$630K

Top Buyers

No buying activity

Top Sellers

1
SS

Sanborn Scott

Director, Officer: Ceo

90.0K sharesโ€ข3 transactions

$1.59M

2
AA

Armstrong Annie

Officer: Chief Risk Officer

45.3K sharesโ€ข9 transactions

$808K

3
LA

Labenne Andrew

Officer: Chief Financial Officer

40.9K sharesโ€ข2 transactions

$696K

4
SE

Selleck Erin

Director

7.2K sharesโ€ข3 transactions

$124K

5
CJ

Cheng Jordan

Officer: General Counsel & Secretary

5.5K sharesโ€ข1 transactions

$94K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $3.31M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$471K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.