LC - NYSE

LendingClub Corporation

LC·NYSE

$16.39

-11%

Financial ServicesFinancial - Credit Services

LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.89B

EPS1.1800

P/E Ratio13.89

Earnings Date08/04/2026

11.57B

Assets

3Y+45.0%

5Y+521.0%

10Y+108.0%

10.07B

Total Liabilities

3Y+48.0%

5Y+784.0%

10Y+119.0%

1.50B

Total Equity

12%

3Y+29.0%

5Y+107.0%

10Y+1266.0%

LendingClub Corporation Funding & Solvency Profile

LC · NYSE

Current Assets

Cash & Cash Equivalents917.65M

Net Receivables43.92M

Inventory0.00

Other Current Assets12.78M

Total Current Assets974 M

Non-Current Assets

Property, Plant & Equipment267.03M

Goodwill & Intangible Assets83.14M

Long-Term Investments9.95B

Other Non-Current Assets198.94M

Total Non-Current Assets10 B

Total Assets

11.57B

Financial Health Analysis

Current Ratio

0.10x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.71x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-8958782000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

8% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

LendingClub Corporation Balance Sheet

LC • NYSE

LendingClub Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Mar 2012
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	917.7M	954.1M	1.3B	1.1B	687.1M	525M	243.8M	373M	401.7M	515.6M	624.4M	870.4M	49.5M	32.2M
Short-Term Investments	0.0	3.5B	1.6B	345.7M	263.5M	142.2M	270.9M	170.5M	117.6M	287.1M	297.2M	0.0	0.0	0.0
Cash & Short-Term Investments	917.7M	4.4B	2.9B	1.4B	950.7M	667.2M	514.7M	543.4M	519.3M	802.7M	921.6M	870.4M	49.5M	32.2M
Net Receivables	43.9M	40.4M	35.8M	191.2M	149.2M	15.4M	31.9M	41.6M	26M	57.7M	46.1M	26.6M	439K	2.4M
Accounts Receivables	43.9M	40.4M	35.8M	30.9M	0.0	15.4M	31.9M	41.6M	46.1M	49.4M	44.2M	26.2M	34.5M	2.4M
Other Receivables	0.0	0.0	0.0	160.3M	149.2M	0.0	0.0	0.0	65.8M	8.2M	778K	467K	504K	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	565.5M	-3.8B	0.0	-5.6B	-4.7B	-2.9B	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	16.5M	14.9M	25.6M	23.4M	17M	16.3M	6.8M	3.5M	801K
Other Current Assets	12.8M	23.3M	41.6M	0.0	0.0	0.0	-580.3M	0.0	0.0	249M	0.0	0.0	0.0	0.0
Total Current Assets	974.4M	4.5B	3B	1.6B	1.1B	699.1M	546.6M	585M	631.2M	860.4M	967.2M	897.1M	84.9M	34.6M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	267M	188.8M	188.1M	200.3M	175.3M	170.7M	207.9M	113.9M	101.9M	89.3M	55.9M	27.1M	12.6M	525K
Goodwill	75.7M	75.7M	75.7M	75.7M	75.7M	0.0	0.0	0.0	35.6M	35.6M	72.7M	72.6M	0.0	0.0
Intangible Assets	7.4M	8.6M	12.1M	16.3M	91.6M	67.8M	14.5M	18M	21.9M	26.2M	31M	36.3M	534K	0.0
Goodwill & Intangible Assets	83.1M	84.3M	87.9M	92.1M	167.3M	67.8M	14.5M	18M	57.6M	61.8M	103.7M	108.9M	534K	0.0
Long-Term Investments	9.9B	5.5B	5.2B	5.7B	3.3B	816.8M	279.2M	179M	127.8M	297.5M	297.5M	0.0	0.0	0.0
Tax Assets	96.2M	137.2M	151.4M	173.7M	0.0	0.0	3B	3.8B	4.7B	5.6B	0.0	0.0	0.0	0.0
Other Non-Current Assets	198.9M	216.7M	297.6M	244.6M	178.4M	108.9M	-3B	-3.8B	-4.7B	-5.6B	-457M	-135.9M	-534K	-525K
Total Non-Current Assets	10.6B	6.2B	5.9B	6.4B	3.8B	1.2B	501.6M	310.9M	287.3M	448.6M	457M	135.9M	12.6M	525K
Other Assets	0.0	0.0	0.0	0.0	0.0	0.0	1.9B	2.9B	3.7B	4.3B	4.4B	2.9B	1.8B	368.3M
Total Assets	11.6B	10.6B	8.8B	8B	4.9B	1.9B	3B	3.8B	4.6B	5.6B	5.8B	3.9B	1.9B	403.3M
LIABILITIES
CURRENT LIABILITIES
Total Payables	99.3M	101M	91.4M	98.2M	101M	46.9M	117.6M	176.6M	187.6M	184.3M	119.9M	71.9M	26.2M	4M
Accounts Payable	87.3M	78.1M	54.6M	98.2M	101M	46.9M	20.1M	26.3M	42.4M	54.5M	45.8M	32.9M	22.3M	3.5M
Other Payables	11.9M	22.8M	36.8M	0.0	0.0	0.0	97.5M	150.2M	-42.4M	-54.5M	-45.8M	-32.9M	3.9M	533K
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	14.4M	36.8M	42.5M	21.3M	19.7M	14.1M	6.6M	2.1M	451K
Short Term Debt	0.0	0.0	0.0	2.6M	27.8M	105M	587.5M	458.8M	32.1M	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	13.7M	0.0	0.0	0.0	0.0	28.9M	0.0	0.0
Other Current Liabilities	9.8B	9.1B	7.3B	6.4B	3.1B	0.0	-148M	-677.9M	-241M	-204.1M	-134M	-78.5M	-28.2M	-4.5M
Total Current Liabilities	9.9B	9.2B	7.4B	6.5B	3.3B	166.3M	607.6M	485.1M	74.5M	54.5M	45.8M	32.9M	22.3M	3.5M
NON-CURRENT LIABILITIES
Long Term Debt	0.0	0.0	19.4M	130.3M	310.6M	789.6M	0.0	2.2B	3.3B	4.3B	4.6B	2.8B	1.8B	361.2M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	4.9M	13.7M	25.6M	18.1M	14.2M	7.2M	2.1M	653K	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	94.1M	0.0	0.0	0.0	3.4M	1.3M	0.0	0.0
Other Non-Current Liabilities	118.4M	91.1M	93.5M	114.5M	383.3M	83.8M	0.0	-2.2B	-3.3B	-4.3B	-4.6B	-2.8B	-1.8B	-361.2M
Total Non-Current Liabilities	134.3M	119.6M	150.7M	322.1M	785.5M	972.9M	1.2B	2.2B	3.3B	4.3B	4.6B	2.8B	1.8B	361.2M
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	226.5M	275.5M	353.5M	197.3M	123.8M	66.9M	12.4M	87.1M
Capital Lease Obligations	15.8M	28.5M	37.9M	77.3M	91.6M	94.5M	112.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	10.1B	9.3B	7.6B	6.8B	4.1B	1.1B	2.1B	2.9B	3.7B	4.6B	4.8B	2.9B	1.9B	451.8M
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	-19.6M	-19.5M	-19.5M	-19.5M	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	103.2M	0.0
Common Stock	1.2M	1.1M	1.1M	1.1M	1M	881K	892K	864K	4.2M	4M	3.8M	3.7M	138K	91K
Additional Paid-In Capital	1.7B	1.7B	1.7B	1.6B	1.6B	1.5B	1.5B	1.4B	1.3B	1.2B	1.1B	1.1B	15M	4.8M
Retained Earnings	-201.8M	-337.5M	-388.8M	-427.7M	-717.4M	-786.2M	-548.5M	-517.7M	-389.4M	-234.2M	-88.2M	-83.2M	-50.3M	-53.4M
Accumulated Other Comprehensive Income/Loss	-18.2M	-24.2M	-30.3M	-37.6M	7M	1.5M	-565K	157K	-5K	-767K	-1.7M	0.0	0.0	0.0
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	412.0
Total Stockholders' Equity	1.5B	1.3B	1.3B	1.2B	850.2M	724.2M	900.2M	869.2M	922.5M	975.8M	1B	973.2M	68.1M	-48.5M
Total Equity	1.5B	1.3B	1.3B	1.2B	850.2M	724.2M	900.2M	871M	927.8M	109.8M	1B	973.2M	68.1M	-48.5M
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	166.2M	1.8M	5.3M	-866M	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	11.6B	10.6B	8.8B	8B	4.9B	1.9B	3B	3.8B	4.6B	5.6B	5.8B	3.9B	1.9B	403.3M
Total Investments	9.9B	9B	6.8B	6B	3.5B	959M	550.1M	349.4M	245.4M	584.6M	594.7M	0.0	0.0	0.0
Total Debt	15.8M	28.5M	57.2M	210.2M	430M	989.1M	1.8B	2.6B	3.3B	4.3B	4.6B	2.8B	1.8B	361.2M
Net Debt	-901.8M	-925.6M	-1.2B	-846.8M	-257.1M	464.1M	1.6B	2.2B	2.9B	3.8B	3.9B	1.9B	1.8B	329M
Shares Outstanding	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192	115,299,192

SEC Filings

LC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 02, 2026	June 02, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 30, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 27, 2026	April 27, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 21, 2026	June 02, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 12, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 28, 2026	January 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 27, 2026	January 22, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 05, 2025	November 04, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	October 30, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 22, 2025	October 22, 2025	2025	View Filing

Showing 1 to 10 of 288 filings

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