LC - NYSE
LendingClub Corporation
$16.39
-11%LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.
At a Glance
Live SnapshotLendingClub Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.
LendingClub Corporation Cash Flow Statement
LC • NYSE
| LendingClub Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Mar 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||
135.7M | 51.3M | 38.9M | 289.7M | 18.6M | -187.5M | -30.7M | -128.2M | -154M | -146M | -5M | -32.9M | 7.3M | -11.9M | |
62.9M | 53.3M | 47.2M | 43.8M | 44.3M | 54M | 62.2M | 54.8M | 46.2M | 29.9M | 21.6M | 10.3M | 1.7M | 150K | |
0.0 | 0.0 | 0.0 | -143.5M | 0.0 | -27.4M | -67.7M | -14.8M | -38.9M | 23.9M | -7M | 5.5M | -3.4M | 369K | |
34.3M | 40.1M | 52.4M | 66.4M | 66.8M | 61.5M | 73.6M | 75.1M | 71M | 69.2M | 51.2M | 37.2M | 6.5M | 660K | |
-3B | -2.8B | -1.2B | 156.8M | 93.6M | 614M | -231.9M | -565M | -618.6M | 23.4M | -6.4M | 2.3M | 465K | 326K | |
(3.4M) | (275K) | (6.6M) | (14.5M) | (4.8M) | (3K) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
33.3M | 16M | -32.9M | -37.6M | 16.6M | -96.5M | -76.1M | -61.7M | 82M | 24M | 13.3M | 33.1M | -14.8M | -278K | |
-2.7B | -2.6B | -1.1B | 375.6M | 239.9M | 418M | -270.6M | -639.7M | -573.4M | 545K | 74.7M | 49.9M | 1.1M | -11.1M | |
INVESTING ACTIVITIES | ||||||||||||||
-140.3M | -54.3M | -59.5M | -69.5M | -34.4M | -31.1M | -50.7M | -53M | -44.6M | -51.8M | -39.4M | -20.6M | -10.4M | -383K | |
(0.0) | (0.0) | (0.0) | (0.0) | (522.9M) | (418.6M) | (611.8M) | (865.7M) | (884.6M) | -178.1M | -2B | -109.5M | (0.0) | (0.0) | |
-30.5M | -49.8M | -61.6M | -222.5M | -100.5M | -53.7M | -144.5M | -136.4M | -139.8M | -86M | -419.2M | (0.0) | (0.0) | (0.0) | |
1.8B | 938.4M | 97.7M | 86.1M | 249.6M | 231.7M | 236.5M | 200.7M | 363.1M | 87.2M | 120.4M | 0.0 | 0.0 | 0.0 | |
316.2M | -226.5M | 540.1M | -2.6B | -1.1B | 400K | 561K | 1.7M | 819.9M | -275.2M | -2.1B | -1.1B | -1.1B | -218.4M | |
(1.9B) | (607.8M) | (516.7M) | -2.8B | -454.4M | (565.8M) | (653.8M) | (878.7M) | (998.6M) | -325.9M | -2.4B | -1.3B | -1.1B | -218.8M | |
FINANCING ACTIVITIES | ||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2.4M | 5.2M | 5.6M | -14.2M | 5.1M | 827.7M | 0.0 | 0.0 | |
769.9M | 1.7B | 809.4M | 2.8B | 358.9M | -783.3M | -513.3M | -223.3M | -480.8M | 263M | 2B | 1.1B | 1.1B | 215.2M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -50.2M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -19.5M | (0.0) | (0.0) | (0.0) | (0.0) | |
-22.1M | -13.7M | -19.8M | -9M | -9.3M | -8.9M | -29.2M | -21.2M | 893K | 65.8M | 45.6M | 37.2M | 4M | 701K | |
747.8M | 1.7B | 789.6M | 2.8B | 349.6M | -842.4M | -540.1M | -239.2M | -474.3M | 314.5M | 2.1B | 2B | 1.1B | 247.8M | |
CASH FLOW SUMMARY | ||||||||||||||
-47M | -316.8M | 169.7M | 360.9M | 135.1M | 141.4M | -156.9M | -231K | -49.1M | -10.9M | -246.2M | 820.5M | -3.3M | 17.9M | |
977.4M | 1.3B | 1.1B | 763.6M | 628.5M | 487.1M | 644.1M | 644.3M | 693.4M | 704.3M | 869.8M | 49.3M | 52.6M | 13.3M | |
930.4M | 977.4M | 1.3B | 1.1B | 763.6M | 628.5M | 487.1M | 644.1M | 644.3M | 693.4M | 623.5M | 869.8M | 49.3M | 31.2M | |
-2.9B | -2.7B | -1.2B | 306.1M | 205.5M | 386.9M | -321.3M | -692.7M | -618M | -51.3M | 35.4M | 29.3M | -9.3M | -11.5M |
SEC Filings
LC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 02, 2026 | June 02, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 30, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 21, 2026 | June 02, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 05, 2025 | November 04, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | October 30, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 22, 2025 | October 22, 2025 | 2025 |
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