Horace Mann Educators Corporation

Horace Mann Educators Corporation

HMN·NYSE

$45.30

-0.24%
Financial ServicesInsurance - Property & Casualty

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.

At a Glance

Live Snapshot
Market Cap$1.83B
EPS3.9300
P/E Ratio11.53
Earnings Date08/05/2026

hmn

Operating Cash Flow

Last Annual Value

98.00M

3-Year CAGR

-17%

5-Year CAGR

-18%

10-Year CAGR

9%

Horace Mann Educators Corporation

Horace Mann Educators Corporation Competitors Analysis of Operating Cash Flow

HMN · NYSE
CompanyOperating Cash Flow
CAGR 3Y
CAGR 5Y
CAGR 10Y
98.00M
-31.3%-13.7%-7.2% 
408.08M
6.5%18.4%N/A
OFG logo
OFG Bancorp
NYSE:OFG
217.72M
-9.7%16.8%10.7%
797.43M
21.6%N/AN/A
205.69M
35.3%-12.0%5.3%
153.41M
18.2%-5.7%1.2%
0.00
N/AN/AN/A
149.46M
20.4%14.7%10.5%
153.53M
12.5%9.5%20.0%
131.37M
-1.5%5.1%7.2%
Horace Mann Educators Corporation

Horace Mann Educators Corporation Fair Value Envelope

HMN · NYSE

Our analysis suggests that HMN has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $45.3, this represents a potential HIDDEN relative to our calculated worth for Horace Mann Educators Corporation.

Intrinsic Value
Current Price: $45.3