HMN - NYSE

Horace Mann Educators Corporation

HMN·NYSE

$45.30

-0.24%

Financial ServicesInsurance - Property & Casualty

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.83B

EPS3.9300

P/E Ratio11.53

Earnings Date08/05/2026

15.27B

Assets

3Y+15.0%

5Y+13.0%

10Y+44.0%

13.78B

Total Liabilities

3Y+13.0%

5Y+18.0%

10Y+48.0%

1.48B

Total Equity

15%

3Y+35.0%

5Y-17.0%

10Y+15.0%

Horace Mann Educators Corporation Funding & Solvency Profile

HMN · NYSE

Current Assets

Cash & Cash Equivalents26.20M

Net Receivables419.00M

Inventory0.00

Other Current Assets-1.05B

Total Current Assets0

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets554.00M

Long-Term Investments6.70B

Other Non-Current Assets8.02B

Total Non-Current Assets15 B

Total Assets

15.27B

Financial Health Analysis

Debt-to-Equity Ratio

9.30x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

0% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Horace Mann Educators Corporation Balance Sheet

HMN • NYSE

Horace Mann Educators Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	26.2M	33.1M	29M	42.2M	133M	21.8M	25.5M	11.9M	7.6M	16.7M	15.5M	11.7M	18.2M	15.2M	7.5M	5.9M	7.8M	9.2M	13.2M	13.4M
Short-Term Investments	608.3M	480.2M	5.5B	5.4B	6.6B	6.7B	6.2B	7.9B	8.1B	8B	7.6B	7.4B	6.5B	6.3B	5.7B	0.0	0.0	354.9M	220.7M	462M
Cash & Short-Term Investments	634.5M	513.3M	5.5B	5.4B	6.7B	6.7B	6.2B	7.8B	8.1B	8B	7.7B	7.4B	6.6B	6.3B	34.2M	5.9M	7.8M	25.7M	144M	32.3M
Net Receivables	419M	424.8M	480.5M	468M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accounts Receivables	419M	424.8M	480.5M	468M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	101.4M	107.6M
Other Current Assets	-1.1B	0.0	-6B	-5.9B	0.0	-6.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	0.0	938.1M	0.0	0.0	6.7B	0.0	25.5M	395.7M	7.6M	1K	1K	11.7M	18.2M	68.7M	7.5M	5.9M	7.8M	25.7M	144M	32.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	73.4M	68.6M	69.3M	75M	64.7M	76.6M	41M	38.9M	32.2M	25.6M	31M	34.9M	37M	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill	54.3M	54.3M	54.3M	54.3M	43.5M	43.5M	49.1M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.2M	47.4M	47.4M
Intangible Assets	499.7M	155.8M	170.3M	185.2M	145.4M	158.5M	177.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	223K	0.0	0.0
Goodwill & Intangible Assets	554M	210.1M	224.6M	239.5M	188.9M	202M	226.3M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M	47.4M
Long-Term Investments	6.7B	641.1M	6.7B	6.4B	7.4B	7.3B	409.7M	344.7M	300.2M	8B	175.2M	7.4B	134M	6.3B	228.9M	5.1B	4.6B	245.7M	117.9M	4B
Other Non-Current Assets	8B	12.6B	-7B	-6.8B	6.5B	-7.5B	6.2B	10.1B	10.5B	2.2B	-25.6M	2B	8.4B	-6.1B	36.5M	-5.1B	-4.6B	-245.7M	-117.9M	-4B
Total Non-Current Assets	15.3B	13.5B	0.0	0.0	14.3B	0.0	6.9B	10.6B	10.9B	10.3B	222.6M	9.5B	8.6B	281.3M	312.8M	47.4M	47.4M	47.4M	47.4M	47.4M
Other Assets	0.0	0.0	14B	13.3B	-6.6B	13.5B	5.5B	61.9M	303.9M	322.3M	9.8B	281.1M	226.9M	7.8B	7.1B	7B	6.3B	5.5B	6.1B	6.3B
Total Assets	15.3B	14.5B	14B	13.3B	14.4B	13.5B	12.5B	11B	11.2B	10.6B	10.1B	9.8B	8.8B	8.2B	7.4B	7B	6.3B	5.6B	6.3B	6.4B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3K	0.0	0.0	0.0	0.0	0.0
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3K	0.0	0.0	0.0	0.0	0.0
Short Term Debt	0.0	0.0	0.0	249M	249M	135M	135M	0.0	0.0	0.0	0.0	38M	38M	38M	38M	38M	38M	38M	0.0	0.0
Deferred Revenue	372.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	-372.1M	0.0	0.0	-249M	0.0	-135M	0.0	0.0	0.0	0.0	0.0	358.3M	280.2M	6.7B	-3K	5.9B	0.0	0.0	0.0	0.0
Total Current Liabilities	0.0	0.0	0.0	0.0	249M	0.0	135M	0.0	0.0	0.0	0.0	396.3M	318.2M	6.7B	38M	5.9B	38M	38M	0.0	0.0
NON-CURRENT LIABILITIES
Long Term Debt	593.4M	547M	546M	249M	253.6M	302.3M	298M	297.7M	297.5M	247.2M	247M	199.9M	199.9M	199.8M	199.7M	199.7M	199.6M	199.5M	199.5M	232M
Other Non-Current Liabilities	13.2B	12.7B	-546M	-249M	12.3B	-302.3M	10.6B	9.4B	9.4B	9B	8.5B	8.2B	7.2B	6.4B	5.9B	321K	386K	451K	5.1B	18K
Total Non-Current Liabilities	13.8B	13.2B	0.0	0.0	12.6B	0.0	10.9B	9.7B	9.7B	9.3B	8.8B	8.4B	7.4B	6.6B	6.1B	200M	200M	200M	5.3B	232M
Other Liabilities	0.0	0.0	12.9B	12.2B	-249M	11.7B	-135M	0.0	0.0	0.0	0.0	-396.3M	-19.2M	-6.4B	241.4M	9.5M	5.4B	4.9B	5.6B	5.7B
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	13.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	13.8B	13.2B	12.9B	12.2B	12.6B	11.7B	10.9B	9.7B	9.7B	9.3B	8.8B	8.4B	7.7B	6.9B	6.4B	6.1B	5.6B	5.2B	5.6B	5.7B
SHAREHOLDERS' EQUITY
Treasury Stock	-553.3M	-532.5M	-523.9M	-517.4M	-493.4M	-488.1M	-486M	-486M	-480.9M	-479.2M	-457.7M	-435.8M	-430.3M	-426.5M	-410.7M	-407.7M	-407.7M	-407.7M	-353.3M	-332.6M
Common Stock	100K	100K	100K	100K	100K	100K	66K	66K	65K	65K	65K	64K	64K	62K	62K	61K	61K	61K	61K	61K
Additional Paid-In Capital	538.8M	525.2M	510.9M	502.6M	495.3M	488.4M	481M	475.1M	464.2M	453.5M	442.6M	422.2M	407.1M	383.1M	383.1M	367.4M	358.1M	355.5M	353.8M	347.9M
Retained Earnings	1.7B	1.5B	1.5B	1.5B	1.5B	1.4B	1.4B	1.2B	1.2B	1.2B	1.1B	1.1B	1B	922M	840.6M	823.6M	758.3M	694.5M	698.5M	634.1M
Accumulated Other Comprehensive Income/Loss	-154.6M	-253.5M	-314M	-399.4M	280.5M	355.1M	219.7M	84.8M	287M	163.9M	163.4M	284.6M	122.2M	367.1M	249.1M	96.6M	10.7M	-193.6M	-5.8M	7.6M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-6.9M	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	1.5B	1.3B	1.2B	1.1B	1.8B	1.8B	1.6B	1.3B	1.5B	1.3B	1.3B	1.3B	1.1B	1.2B	1.1B	880M	719.5M	448.8M	693.3M	657.1M
Total Equity	1.5B	1.3B	1.2B	1.1B	1.8B	1.8B	1.6B	1.3B	1.5B	1.3B	1.3B	1.3B	1.1B	1.2B	1.1B	880M	719.5M	448.8M	693.3M	657.1M
SUMMARY
Total Liabilities & Equity	15.3B	14.5B	14B	13.3B	14.4B	13.5B	12.5B	11B	11.2B	10.6B	10.1B	9.8B	8.8B	8.2B	7.4B	7B	6.3B	5.5B	6.3B	6.4B
Total Investments	7.3B	1.1B	6.8B	6.6B	14B	7.3B	6.6B	8.3B	8.4B	8B	7.6B	7.4B	6.5B	6.3B	5.7B	5.1B	4.6B	600.6M	338.6M	4.5B
Total Debt	593.4M	547M	546M	498M	502.6M	437.3M	433M	297.7M	297.5M	247.2M	247M	237.9M	237.9M	237.8M	237.7M	237.7M	237.6M	237.5M	199.5M	232M
Net Debt	567.2M	513.9M	517M	455.8M	369.6M	415.5M	407.5M	285.8M	289.8M	230.5M	231.5M	226.3M	219.7M	222.6M	230.3M	231.8M	229.8M	228.3M	186.3M	218.5M
Shares Outstanding	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729	40,695,729

SEC Filings

HMN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 20, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 06, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 06, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 27, 2026	March 27, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 03, 2026	February 03, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 07, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 04, 2025	November 04, 2025	2025	View Filing
8-K 8-K 2025 N/A	September 29, 2025	September 29, 2025	2025	View Filing

Showing 1 to 10 of 372 filings

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