HMN - NYSE
Horace Mann Educators Corporation
$45.30
-0.24%Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.
At a Glance
Live SnapshotHorace Mann Educators Corporation Management Team
Mr. Mark Richard Desrochers
Chief Corporate Actuary & SVice President of Property and Casualty
Compensation
$489,697
Mr. Ryan Edward Greenier
Executive Vice President & Chief Financial Officer
Compensation
$650,101
Mr. Stephen Joseph McAnena
Executive Vice President & Chief Operating Officer
Compensation
$1,118,045
Mr. Bret Alan Conklin
Executive Vice President of Finance Transformation
Compensation
$1,183,254
Mr. Donald Martin Carley
Executive Vice President, General Counsel, Chief Compliance Officer & Corporate Secretary
Compensation
$831,462
Ms. Marita Zuraitis
President, Chief Executive Officer & Director
Compensation
$4,037,986
Ms. Jennifer E. Thayer
Senior Vice President & Chief Human Resources Officer
Ms. Stephanie A. Fulks
Senior Vice President & Chief Information Officer
Maureen Temchuk
Vice President, Controller & Chief Accounting Officer
Horace Mann Educators Corporation Insider Positioning
During the last 12 months, insiders have purchased $157K and sold $2.32M worth of HMN shares, resulting in $2.17M of net selling activity.
3 Months
180
7.63K
16.1K
738.36K
-731K
-$731K
3-6 Months
3.5K
149.54K
6.1K
274.60K
-125K
-$125K
6-9 Months
0
0.00
20.4K
921.36K
-921K
-$921K
9-12 Months
0
0.00
8.5K
389.59K
-390K
-$390K
Top Buyers
Fetter Victor
Director
$150K
Chauby Steven R
Officer: Chief Marketing Officer
$8K
Top Sellers
Zuraitis Marita
Director, Officer: President & Ceo
$1.82M
Carley Donald M
Officer: General Counsel
$161K
Mcclure Beverley J.
Director
$144K
Desrochers Mark R
Officer: Senior Vice President
$141K
Reece Henry Wade
Director
$60K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $2.17M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
5 insider sellers vs. 2 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.
SEC Filings
HMN - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2025 N/A | April 06, 2026 | December 31, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | April 02, 2025 | May 14, 2025 | 2025 | |
DEF 14A DEF 14A 2023 N/A | April 09, 2024 | December 31, 2023 | 2023 | |
DEF 14A DEF 14A N/A | April 05, 2023 | April 05, 2023 | ||
DEF 14A DEF 14A 2022 N/A | April 06, 2022 | May 25, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | April 08, 2021 | May 26, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | April 06, 2020 | May 20, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | April 05, 2019 | May 22, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | April 06, 2018 | May 23, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | April 07, 2017 | May 24, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.