Horace Mann Educators Corporation

Horace Mann Educators Corporation

HMNยทNYSE

$45.30

-0.24%
Financial ServicesInsurance - Property & Casualty

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products. It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.

At a Glance

Live Snapshot
Market Cap$1.83B
EPS3.9300
P/E Ratio11.53
Earnings Date08/05/2026
0.84%
Dividend Yield
14%
3Y-14.0%
5Y+17.0%
10Y+6.0%
36.00%
Dividend Payout Ratio
-8%
3Y-82.0%
5Y+10.0%
10Y-61.0%
3Y-100.0%
5Y-100.0%
10Y-100.0%
Horace Mann Educators Corporation

Horace Mann Educators Corporation Dividend History

HMN ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

HMN Dividend Payment History

HMN ยท NYSE

Total Payments

50

Latest Dividend

$0.3600

Annual Amount

$1.7700

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 20, 2026
Jun 15, 2026Jun 30, 2026
$0.3600
$0.3600
Quarterly0.00%
Feb 27, 2026
Mar 17, 2026Mar 31, 2026
$0.3600
$0.3600
Quarterly+2.86%
Dec 3, 2025
Dec 15, 2025Dec 31, 2025
$0.3500
$0.3500
Quarterly0.00%
Sep 3, 2025
Sep 16, 2025Sep 30, 2025
$0.3500
$0.3500
Quarterly0.00%
May 14, 2025
Jun 16, 2025Jun 30, 2025
$0.3500
$0.3500
Quarterly0.00%
Mar 3, 2025
Mar 17, 2025Mar 31, 2025
$0.3500
$0.3500
Quarterly+2.94%
Dec 4, 2024
Dec 16, 2024Dec 31, 2024
$0.3400
$0.3400
Quarterly0.00%
Sep 3, 2024
Sep 16, 2024Sep 30, 2024
$0.3400
$0.3400
Quarterly0.00%
May 22, 2024
Jun 13, 2024Jun 28, 2024
$0.3400
$0.3400
Quarterly0.00%
Mar 4, 2024
Mar 15, 2024Mar 29, 2024
$0.3400
$0.3400
Quarterly+3.03%
Dec 4, 2023
Dec 14, 2023Dec 29, 2023
$0.3300
$0.3300
Quarterly0.00%
Sep 5, 2023
Sep 15, 2023Sep 29, 2023
$0.3300
$0.3300
Quarterly0.00%
May 24, 2023
Jun 15, 2023Jun 30, 2023
$0.3300
$0.3300
Quarterly0.00%
Mar 6, 2023
Mar 16, 2023Mar 31, 2023
$0.3300
$0.3300
Quarterly+3.13%
Dec 2, 2022
Dec 15, 2022Dec 30, 2022
$0.3200
$0.3200
Quarterly0.00%
Sep 6, 2022
Sep 16, 2022Sep 30, 2022
$0.3200
$0.3200
Quarterly0.00%
May 25, 2022
Jun 15, 2022Jun 30, 2022
$0.3200
$0.3200
Quarterly0.00%
Mar 7, 2022
Mar 17, 2022Mar 31, 2022
$0.3200
$0.3200
Quarterly+3.23%
Dec 2, 2021
Dec 16, 2021Dec 31, 2021
$0.3100
$0.3100
Quarterly0.00%
Sep 2, 2021
Sep 16, 2021Sep 30, 2021
$0.3100
$0.3100
Quarterly0.00%
May 27, 2021
Jun 16, 2021Jun 30, 2021
$0.3100
$0.3100
Quarterly0.00%
Mar 4, 2021
Mar 17, 2021Mar 31, 2021
$0.3100
$0.3100
Quarterly+3.33%
Dec 2, 2020
Dec 16, 2020Dec 31, 2020
$0.3000
$0.3000
Quarterly0.00%
Sep 2, 2020
Sep 16, 2020Sep 30, 2020
$0.3000
$0.3000
Quarterly0.00%
May 20, 2020
Jun 16, 2020Jun 30, 2020
$0.3000
$0.3000
Quarterly0.00%
Mar 5, 2020
Mar 17, 2020Mar 31, 2020
$0.3000
$0.3000
Quarterly+4.17%
Dec 4, 2019
Dec 16, 2019Dec 31, 2019
$0.2880
$0.2880
Quarterly0.00%
Sep 3, 2019
Sep 16, 2019Sep 30, 2019
$0.2880
$0.2880
Quarterly0.00%
May 22, 2019
Jun 14, 2019Jun 28, 2019
$0.2880
$0.2880
Quarterly0.00%
Mar 6, 2019
Mar 18, 2019Mar 29, 2019
$0.2880
$0.2880
Quarterly+1.05%
Dec 5, 2018
Dec 17, 2018Dec 31, 2018
$0.2850
$0.2850
Quarterly0.00%
Sep 4, 2018
Sep 14, 2018Sep 28, 2018
$0.2850
$0.2850
Quarterly0.00%
May 23, 2018
Jun 14, 2018Jun 29, 2018
$0.2850
$0.2850
Quarterly0.00%
Mar 7, 2018
Mar 19, 2018Mar 30, 2018
$0.2850
$0.2850
Quarterly+3.64%
Dec 6, 2017
Dec 18, 2017Dec 29, 2017
$0.2750
$0.2750
Quarterly0.00%
Sep 1, 2017
Sep 15, 2017Sep 29, 2017
$0.2750
$0.2750
Quarterly0.00%
May 25, 2017
Jun 14, 2017Jun 30, 2017
$0.2750
$0.2750
Quarterly0.00%
Mar 9, 2017
Mar 20, 2017Mar 31, 2017
$0.2750
$0.2750
Quarterly+3.77%
Dec 8, 2016
Dec 19, 2016Dec 30, 2016
$0.2650
$0.2650
Quarterly0.00%
Sep 6, 2016
Sep 15, 2016Sep 30, 2016
$0.2650
$0.2650
Quarterly0.00%
May 25, 2016
Jun 13, 2016Jun 30, 2016
$0.2650
$0.2650
Quarterly0.00%
Mar 10, 2016
Mar 21, 2016Mar 31, 2016
$0.2650
$0.2650
Quarterly+6.00%
Dec 9, 2015
Dec 21, 2015Dec 31, 2015
$0.2500
$0.2500
Quarterly0.00%
Sep 4, 2015
Sep 16, 2015Sep 30, 2015
$0.2500
$0.2500
Quarterly0.00%
May 20, 2015
Jun 12, 2015Jun 30, 2015
$0.2500
$0.2500
Quarterly0.00%
Mar 4, 2015
Mar 16, 2015Mar 31, 2015
$0.2500
$0.2500
Quarterly+8.70%
Dec 10, 2014
Dec 22, 2014Dec 31, 2014
$0.2300
$0.2300
Quarterly0.00%
Sep 5, 2014
Sep 16, 2014Sep 30, 2014
$0.2300
$0.2300
Quarterly0.00%
May 21, 2014
Jun 13, 2014Jun 30, 2014
$0.2300
$0.2300
Quarterly0.00%
Mar 6, 2014
Mar 17, 2014Mar 31, 2014
$0.2300
$0.2300
Quarterly-
hmn

Horace Mann Educators Corporation Payout Ratio Analysis

HMN ยท NYSE
Dividends Paid
-57.10M
2025
Net Income
162.10M
2025
Payout Ratio
35.23%
2025

Dividend Sustainability Analysis

Payout Ratio
35.23%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
58.3%

Solid FCF coverage. Dividend appears sustainable with reasonable cushion for maintaining capital expenditures and handling temporary setbacks.

Dividend Growth
-2.9%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.