THFF - NASDAQ

First Financial Corporation

THFF·NASDAQ

$67.61

-2.7%

Financial ServicesBanks - Regional

First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$804.01M

EPS6.6800

P/E Ratio10.12

Earnings Date07/28/2026

thff

Net Debt

Last Annual Value

350.31M

3-Year CAGR

65%

5-Year CAGR

22%

10-Year CAGR

26%

Adjust for Inflation

First Financial Corporation Competitors Analysis of Net Debt

THFF · NASDAQ

Company	Net Debt	CAGR 3Y	CAGR 5Y	CAGR 10Y
First Financial Corporation NASDAQ:THFF	350.31M	52.4%	N/A	14.9%
Bank of Hawaii Corporation NYSE:BOH	-854.12M	N/A	N/A	N/A
Southern California Bancorp NASDAQ:BCAL	19.69M	-37.8%	23.1%	12.3%
Mid Penn Bancorp, Inc. NASDAQ:MPB	12.68M	-64.2%	N/A	8.7%
South Plains Financial, Inc. NASDAQ:SPFI	2.17M	N/A	N/A	N/A
Great Southern Bancorp, Inc. NASDAQ:GSBC	307.20M	N/A	N/A	8.4%
Independent Bank Corporation NASDAQ:IBCP	-21.52M	N/A	N/A	N/A
SmartFinancial, Inc. NASDAQ:SMBK	-325.73M	N/A	N/A	N/A
Orrstown Financial Services, Inc. NASDAQ:ORRF	294.28M	37.1%	N/A	13.7%
MetroCity Bankshares, Inc. NASDAQ:MCBS	169.78M	-4.2%	16.9%	12.9%
Camden National Corporation NASDAQ:CAC	546.80M	8.3%	73.0%	0.7%

First Financial Corporation Fair Value Envelope

THFF · NASDAQ

Our analysis suggests that THFF has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $67.61, this represents a potential HIDDEN relative to our calculated worth for First Financial Corporation.

HIDDEN

Intrinsic Value

Current Price: $67.61

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