First Financial Corporation

First Financial Corporation

THFFยทNASDAQ

$67.61

-2.7%
Financial ServicesBanks - Regional

First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

At a Glance

Live Snapshot
Market Cap$804.01M
EPS6.6800
P/E Ratio10.12
Earnings Date07/28/2026
3Y+42.0%
5Y+61.0%
10Y+109.0%
3Y+11.0%
5Y+47.0%
10Y+106.0%
3Y+15.0%
5Y+17.0%
10Y+119.0%
First Financial Corporation

First Financial Corporation Profit Bridge

THFF ยท NASDAQ
Revenue326.44M
Cost of Goods Sold (72.85M)
Gross Profit253.59M
Operating Expenses (154.23M)
Operating Income99.36M
Interest Expense (75.80M)
Other Income/Expense0.00
Pretax Income99.36M
Income Tax (20.15M)
Net Income79.21M
Net Income
79.21M

Profitability Analysis

Gross Margin

77.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

30.4%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

24.3%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

20.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

First Financial Corporation Income Statement

THFF โ€ข NASDAQ

First Financial Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
326.4M
307.5M
271.1M
230M
194.3M
203M
187.6M
164.4M
150.1M
156.3M
147.9M
154.1M
156.7M
161.9M
149.7M
153.4M
165.6M
165.5M
169.2M
159.7M
GROSS PROFIT
(72.9M)
(105.9M)
(68.4M)
(16.2M)
(11.3M)
(24.7M)
(22.2M)
(15.4M)
(11.6M)
(7.7M)
(8.9M)
(10.6M)
(16.8M)
(22.2M)
(22.9M)
(36.2M)
(51.1M)
(60.3M)
(69.5M)
(64.1M)
253.6M
201.6M
202.7M
213.8M
183M
178.3M
165.4M
149M
138.5M
148.6M
139M
143.5M
139.9M
139.7M
126.8M
117.2M
114.4M
105.2M
99.7M
95.5M
OPERATING INCOME
(154.2M)
(144.4M)
(130.2M)
(126M)
(117.4M)
(112.8M)
(104.4M)
(91.3M)
(88.7M)
(90.3M)
(98.4M)
(95.6M)
(94.6M)
(93.1M)
(75.2M)
(77.2M)
(84.2M)
(72.6M)
(64.7M)
(64.7M)
(102.1M)
(77.3M)
(71.4M)
(67.9M)
(65.8M)
(62.2M)
(55.5M)
(51.6M)
(51M)
(51.4M)
(61.9M)
(57.9M)
(57.1M)
(58.2M)
(47.2M)
(47.7M)
(42.3M)
(41.3M)
(39.4M)
(39.7M)
99.4M
57.2M
72.5M
87.8M
65.6M
65.5M
61.1M
57.7M
49.8M
58.3M
40.6M
48M
45.3M
46.6M
51.7M
40M
30.3M
32.6M
35M
30.9M
PRE-TAX INCOME
(75.8M)
(89.8M)
(61.1M)
(18.3M)
(8.8M)
(14.1M)
(17.5M)
(9.6M)
(6.3M)
(4.4M)
(4.2M)
(5.5M)
(9M)
(13.4M)
(17.1M)
(27M)
(39.3M)
(52.5M)
(63M)
(57.1M)
219.8M
175M
167.3M
165M
143.4M
146.3M
131.7M
116.6M
107.9M
105M
104.5M
107.8M
107.3M
108.9M
99.2M
96.6M
87M
81.5M
74.8M
73.7M
(52.1M)
(67.1M)
(58.7M)
(58.1M)
(51.6M)
(50.5M)
(48.9M)
(39.7M)
(37.7M)
(38.9M)
(36.5M)
(37.7M)
(37.4M)
(34.9M)
(28M)
(29.5M)
(41.9M)
(31.3M)
(25.3M)
(24.9M)
99.4M
57.2M
72.5M
87.8M
65.6M
65.5M
61M
57.7M
49.8M
58.3M
40.6M
48M
45.3M
46.6M
51.6M
40M
30.3M
32.6M
35M
30.9M
NET INCOME
(20.1M)
(9.9M)
(11.8M)
(16.7M)
(12.6M)
(11.7M)
(12.1M)
(11.1M)
(20.6M)
(19.9M)
(10.4M)
(14.2M)
(13.8M)
(13.8M)
(14.4M)
(12M)
(7.6M)
(7.8M)
(9.4M)
(7.4M)
79.2M
47.3M
60.7M
71.1M
53M
53.8M
48.9M
46.6M
29.1M
38.4M
30.2M
33.8M
31.5M
32.8M
37.2M
28M
22.7M
24.8M
25.6M
23.5M

SEC Filings

THFF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 15, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

March 20, 2026
March 20, 2026
2026
8-K

8-K 2026

N/A

March 18, 2026
March 17, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 17, 2026
April 15, 2026
2026
10-K

10-K 2025 FY

FY

March 04, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 02, 2026
March 01, 2026
2026
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 30, 2026
January 30, 2026
2026
Showing 1 to 10 of 422 filings