THFF - NASDAQ
First Financial Corporation
$67.61
-2.7%First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
At a Glance
Live SnapshotFirst Financial Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
First Financial Corporation Cash Flow Statement
THFF • NASDAQ
| First Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
79.2M | 47.3M | 60.7M | 71.1M | 53M | 53.8M | 48.9M | 46.6M | 29.1M | 38.4M | 30.2M | 33.8M | 31.5M | 32.8M | 37.2M | 28M | 22.7M | 24.8M | 25.6M | 23.5M | |
0.0 | 9.9M | 6.5M | 6.1M | 6.2M | 6.1M | 4.8M | 4.2M | 4.4M | 5M | 5.5M | 6M | 5.5M | 5.1M | 3.9M | 4.7M | 4.2M | 3.5M | 824K | 6.1M | |
0.0 | 3.3M | -472K | -3.2M | -1.6M | -3.8M | -2.8M | -2.4M | -4.2M | -1.5M | -924K | 2.9M | -39K | -143K | 624K | -5.9M | -2M | -5.1M | 27K | -3.6M | |
0.0 | 3M | 2.4M | 2.3M | 2.2M | 2.3M | 2.1M | 1.8M | 1.8M | 2M | 2M | 2.3M | 2M | 1.9M | 1.6M | 1.3M | 0.0 | 0.0 | 0.0 | 0.0 | |
12M | -1.1M | 20.5M | 6.8M | -5.7M | 17.4M | -2.1M | 8.4M | 19.7M | -2.1M | 4.7M | 12.9M | 23.3M | 14M | -530K | 19.7M | 3.4M | 12.8M | 8.8M | 17.8M | |
(13.1M) | (10.5M) | (11.4M) | (13.5M) | (15M) | (7.5M) | (9.6M) | (7.2M) | (11.2M) | (18.7M) | (12.9M) | (9.4M) | (13.8M) | (12.6M) | (16.6M) | (15.7M) | (13.5M) | (11.7M) | (0.0) | (0.0) | |
-828K | -2.1M | -3.6M | -4.3M | 982K | 1.6M | -903K | -1.1M | -602K | -578K | -140K | -39K | 470K | 923K | 500K | 797K | 1.1M | 617K | 274K | -1.4M | |
90.4M | 60.4M | 86.1M | 78.8M | 55.1M | 77.4M | 49.9M | 57.4M | 50.1M | 41.2M | 41.3M | 57.8M | 62.7M | 54.7M | 43.2M | 48.6M | 29.4M | 36.5M | 35.5M | 42.4M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -6.1M | -6.5M | -1.4M | -3.8M | -3.9M | -1.1M | -2M | -3M | -3M | -3.4M | -5.3M | -2.5M | -10.9M | -1.5M | -2.4M | -6.7M | -2.6M | (1.9M) | -5M | |
(0.0) | (28.2M) | (0.0) | (0.0) | -23.1M | (0.0) | -32.8M | (0.0) | (0.0) | (16.9M) | (0.0) | (0.0) | (177.6M) | (0.0) | (14.8M) | -609K | (31M) | (0.0) | (0.0) | (0.0) | |
(0.0) | -40.1M | -30.5M | -345.2M | -589.8M | -366M | -129.5M | -124.3M | -111.1M | -150.9M | -149.2M | -100M | -418M | -194.5M | -134.8M | -211.1M | -88.5M | -151.9M | -120.7M | -198.8M | |
0.0 | 163.7M | 111.5M | 179.6M | 271.6M | 288.8M | 185M | 143.2M | 151.6M | 168.5M | 154.1M | 136.5M | 163.4M | 168.3M | 139.2M | 236.1M | 128.3M | 96.3M | 115M | 157M | |
-126.2M | -211.8M | -96.6M | -266.7M | 33M | 64.9M | -54.5M | -51.1M | -64.1M | -75.5M | 18.2M | 4.3M | 63.1M | 33.4M | -16M | 6.2M | -100.9M | -39.9M | -60.5M | -6.5M | |
-126.2M | -66.1M | -22.1M | -433.7M | -312.2M | -16.2M | -32.9M | -34.3M | -26.7M | -44.1M | (19.7M) | (35.5M) | -16.4M | -3.8M | (1.8M) | (28.2M) | -36.8M | -98.1M | -64.2M | -53.3M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-795K | -376K | -11.5M | -27.7M | -42.5M | -9.2M | -315K | -391K | -503K | -19.4M | -8.7M | -14.6M | -162K | 0.0 | 0.0 | -610K | -616K | -1.5M | -5.2M | -4.1M | |
265.3M | 37.6M | 95.3M | -28.9M | -23.7M | 10.6M | -55.1M | 12M | -23.4M | 34.8M | -14.1M | -56.6M | -42.1M | -85.6M | 32.8M | -203.3M | -43.5M | 38M | 10.6M | -12.1M | |
-24.2M | -21.2M | -15.4M | -14.5M | -14.2M | -14.3M | -12.6M | -12.5M | -30.6M | -12.4M | -12.6M | -12.9M | -12.8M | -12.4M | -12.2M | -11.9M | -11.8M | -11.5M | -11.4M | -11.2M | |
-795K | -376K | -11.5M | -27.7M | -42.5M | -9.2M | -315K | -391K | -503K | -19.4M | -8.7M | -14.6M | -162K | (0.0) | (0.0) | -610K | -616K | -1.5M | -5.2M | -4.1M | |
-167.8M | 6.6M | -278.2M | -39.5M | 368M | 481.7M | 104.1M | -21.9M | 30.1M | -13.9M | -14.9M | -2.2M | -7.5M | 149K | 10.2M | 113.2M | 80.4M | 33.8M | 27M | 37.8M | |
72.6M | 22.5M | -209.8M | -110.6M | 287.6M | 468.9M | 36M | -22.8M | -24.4M | -10.8M | -50.3M | -86.3M | -62.5M | -97.8M | 30.7M | -102.6M | 24.5M | 58.8M | 21.1M | 10.4M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
36.8M | 16.8M | -145.8M | -465.5M | 30.6M | 530M | 53M | 281K | -905K | -13.7M | 10.6M | 7.1M | -16.2M | -47.1M | 75.8M | -25.9M | 17.1M | -2.8M | -7.6M | -519K | |
93.5M | 76.8M | 222.5M | 688M | 657.5M | 127.4M | 74.4M | 74.1M | 75M | 88.7M | 78.1M | 71M | 87.2M | 134.3M | 58.5M | 84.4M | 67.3M | 70.1M | 77.7M | 78.2M | |
130.4M | 93.5M | 76.8M | 222.5M | 688M | 657.5M | 127.4M | 74.4M | 74.1M | 75M | 88.7M | 78.1M | 71M | 87.2M | 134.3M | 58.5M | 84.4M | 67.3M | 70.1M | 77.7M | |
85.3M | 54.3M | 79.5M | 77.4M | 51.2M | 73.5M | 48.8M | 55.4M | 47.2M | 38.1M | 37.8M | 52.5M | 60.2M | 43.6M | 41.8M | 46.2M | 22.7M | 33.9M | 37.4M | 37.4M |
SEC Filings
THFF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 20, 2026 | March 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 18, 2026 | March 17, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 17, 2026 | April 15, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 04, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 03, 2026 | February 03, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 |
Related Guides
Continue your THFF research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.