THFF - NASDAQ

First Financial Corporation

THFF·NASDAQ

$67.61

-2.7%

Financial ServicesBanks - Regional

First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$804.01M

EPS6.6800

P/E Ratio10.12

Earnings Date07/28/2026

5.76B

Assets

3Y+15.0%

5Y+26.0%

10Y+93.0%

5.11B

Total Liabilities

3Y+13.0%

5Y+29.0%

10Y+98.0%

650.87M

Total Equity

19%

3Y+37.0%

5Y+9.0%

10Y+57.0%

First Financial Corporation Funding & Solvency Profile

THFF · NASDAQ

Current Assets

Cash & Cash Equivalents130.37M

Net Receivables27.76M

Inventory0.00

Other Current Assets0.00

Total Current Assets853 M

Non-Current Assets

Property, Plant & Equipment78.58M

Goodwill & Intangible Assets114.46M

Long-Term Investments4.46B

Other Non-Current Assets248.12M

Total Non-Current Assets5 B

Total Assets

5.76B

Financial Health Analysis

Current Ratio

0.18x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.84x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-3990493000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

15% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Financial Corporation Balance Sheet

THFF • NASDAQ

First Financial Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	130.4M	93.5M	76.8M	222.5M	688M	657.5M	127.4M	74.4M	74.1M	75M	88.7M	78.1M	71M	87.2M	134.3M	58.5M	84.4M	67.3M	70.1M	77.7M
Short-Term Investments	695M	727M	1.3B	1.3B	1.4B	1B	926.7M	784.9M	814.9M	853.7M	891.1M	897.1M	914.6M	691M	666.3M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	825.3M	820.5M	1.3B	1.6B	2B	1.7B	1.1B	859.3M	889M	928.7M	979.8M	975.2M	985.6M	778.2M	800.6M	58.5M	84.4M	67.3M	70.1M	77.7M
Net Receivables	27.8M	26.9M	24.9M	21.3M	16.9M	17M	18.5M	14M	12.9M	12.3M	11.7M	11.6M	11.6M	12M	12.9M	11.2M	12M	13.1M	13.7M	14M
Accounts Receivables	27.8M	26.9M	24.9M	21.3M	16.9M	17M	18.5M	14M	12.9M	12.3M	11.7M	11.6M	11.6M	12M	12.9M	11.2M	12M	13.1M	13.7M	14M
Total Current Assets	853.1M	847.4M	1.4B	1.6B	2.1B	1.7B	1.1B	873.3M	902M	941M	991.5M	986.7M	997.1M	790.3M	813.5M	69.7M	96.4M	80.4M	83.8M	91.7M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	78.6M	89.2M	67.3M	66.1M	69.5M	62.1M	62.6M	46.6M	48.3M	49.2M	50.5M	51.8M	51.4M	47.3M	40.1M	34.7M	35.6M	32.1M	32.6M	33.3M
Goodwill	98.2M	100M	87M	87M	86.1M	78.6M	78.6M	34.4M	34.4M	34.4M	39.5M	39.5M	39.5M	37.6M	36.9M	7.1M	7.1M	7.1M	7.1M	7.1M
Intangible Assets	16.2M	21.5M	5.6M	6.7M	8M	10.6M	12.1M	1.2M	1.6M	2.1M	3.2M	3.9M	4.9M	3.9M	5.1M	4.1M	4.9M	1.5M	3.8M	4.7M
Goodwill & Intangible Assets	114.5M	121.6M	92.6M	93.7M	94.2M	89.2M	90.7M	35.6M	36M	36.5M	42.7M	43.4M	44.4M	41.5M	42M	11.3M	12M	8.6M	9M	9.5M
Long-Term Investments	4.5B	4.3B	3.1B	3B	2.8B	2.6B	2.6B	1.9B	1.9B	1.8B	1.7B	1.8B	1.8B	1.8B	1.9B	2.2B	2.2B	2.1B	2B	1.9B
Other Non-Current Assets	248.1M	200.5M	202.5M	227.5M	179.3M	147.9M	160.9M	119.8M	127.6M	141.4M	151M	158M	154.3M	186.4M	184M	152.8M	163.1M	129.6M	91.8M	106M
Total Non-Current Assets	4.9B	4.7B	3.5B	3.4B	3.1B	2.9B	3B	2.1B	2.1B	2B	2B	2B	2B	2.1B	2.1B	2.4B	2.4B	2.2B	2.1B	2.1B
Total Assets	5.8B	5.6B	4.9B	5B	5.2B	4.6B	4B	3B	3B	3B	3B	3B	3B	2.9B	3B	2.5B	2.5B	2.3B	2.2B	2.2B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	292.5M	187.1M	67.2M	70.9M	93.4M	116.1M	80.1M	69.7M	115.4M	162M	33.8M	48M	59.6M	40.6M	200M	34.1M	30.4M	21.5M	27.3M	16.2M
Other Current Liabilities	4.6B	4.7B	4.1B	4.4B	4.4B	3.8B	3.3B	2.4B	2.5B	2.4B	2.4B	2.5B	2.5B	2.3B	2.3B	1.9B	1.8B	1.6B	1.5B	1.5B
Total Current Liabilities	4.8B	4.9B	4.2B	4.4B	4.5B	3.9B	3.4B	2.5B	2.6B	2.6B	2.5B	2.5B	2.5B	2.3B	2.5B	1.9B	1.8B	1.6B	1.6B	1.5B
NON-CURRENT LIABILITIES
Long Term Debt	188.2M	28.1M	108.6M	9.6M	15.9M	5.9M	31M	0.0	0.0	132K	12.7M	12.9M	58.3M	119.7M	146.4M	125.8M	332.7M	385.2M	341.3M	341.8M
Other Non-Current Liabilities	73.5M	77.2M	57.3M	64.7M	67.4M	79.9M	79.2M	59.6M	13.1M	-16.5M	80.4M	90.2M	55.9M	86.9M	-13.9M	66.4M	59.4M	45.7M	51.5M	44M
Total Non-Current Liabilities	261.7M	105.3M	165.9M	74.2M	89.6M	91.5M	110.2M	59.6M	13.1M	-16.4M	93.1M	103.1M	114.1M	206.6M	132.6M	192.2M	392.1M	430.8M	392.8M	385.9M
Capital Lease Obligations	0.0	0.0	0.0	0.0	6.2M	5.8M	3.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	5.1B	5B	4.3B	4.5B	4.6B	4B	3.5B	2.6B	2.6B	2.6B	2.6B	2.6B	2.6B	2.5B	2.6B	2.1B	2.2B	2B	1.9B	1.9B
SHAREHOLDERS' EQUITY
Treasury Stock	-153.7M	-154M	-154.8M	-144.8M	-118.1M	-76.7M	-68.6M	-69.2M	-69.4M	-69.6M	-51.1M	-43.4M	-29.8M	-30.5M	-31.8M	-33M	-33.5M	-33.8M	-33.2M	-29M
Common Stock	2M	2M	2M	2M	2M	2M	2M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M	1.8M
Additional Paid-In Capital	147.4M	145.9M	144.2M	143.2M	142M	140.8M	139.7M	76.8M	75.6M	74.5M	73.4M	72.4M	71.1M	70M	69.3M	68.9M	68.7M	68.7M	68.2M	68M
Retained Earnings	741.8M	687.4M	663.7M	614.8M	559.1M	521.1M	492.1M	456.7M	420.3M	421.8M	395.6M	378M	357.1M	338.3M	318.1M	293.3M	277.4M	263.1M	250M	236M
Accumulated Other Comprehensive Income/Loss	-86.7M	-132.3M	-127.1M	-140M	-2.4M	9.8M	-7.5M	-23.5M	-14.7M	-14.2M	-9.4M	-14.5M	-14M	-7.5M	-10.5M	-9.4M	-7.9M	-12.9M	-5.2M	-5.5M
Total Stockholders' Equity	650.9M	549M	528M	475.3M	582.6M	597M	557.6M	442.7M	413.6M	414.4M	410.3M	394.2M	386.2M	372.1M	347M	321.7M	306.5M	286.8M	281.7M	271.3M
Total Equity	650.9M	549M	528M	475.3M	582.6M	597M	557.6M	442.7M	413.6M	414.4M	410.3M	394.2M	386.2M	372.1M	347M	321.7M	306.5M	286.8M	281.7M	271.3M
SUMMARY
Total Liabilities & Equity	5.8B	5.6B	4.9B	5B	5.2B	4.6B	4B	3B	3B	3B	3B	3B	3B	2.9B	3B	2.5B	2.5B	2.3B	2.2B	2.2B
Total Investments	5.2B	5B	4.4B	4.4B	4.1B	3.6B	3.6B	2.7B	2.7B	2.7B	2.6B	2.7B	2.7B	2.5B	2.5B	2.2B	2.2B	2.1B	2B	1.9B
Total Debt	480.7M	215.2M	175.8M	80.5M	115.5M	127.7M	111.1M	69.7M	115.4M	162.1M	46.5M	60.9M	117.9M	160.3M	346.5M	159.9M	363.2M	406.7M	368.6M	358M
Net Debt	350.3M	121.7M	99M	-142.1M	-572.5M	-529.7M	-16.3M	-4.7M	41.3M	87.1M	-42.2M	-17.2M	46.8M	73M	212.2M	101.4M	278.8M	339.4M	298.5M	280.3M
Shares Outstanding	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645	11,850,645

SEC Filings

THFF - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 15, 2026	April 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 20, 2026	March 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 18, 2026	March 17, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 17, 2026	April 15, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 04, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 02, 2026	March 01, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 03, 2026	February 03, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 30, 2026	January 30, 2026	2026	View Filing

Showing 1 to 10 of 422 filings

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