THFF - NASDAQ
First Financial Corporation
$69.51
-2.7%First Financial Corporation, through its subsidiaries, provides various financial services. It offers non-interest-bearing demand, interest-bearing demand, savings, time, and other time deposits. The company also provides commercial loans primarily to expand a business or finance asset purchases; residential real estate and residential real estate construction loans; and home equity loans and lines, secured loans, and cash/CD secured and unsecured loans. In addition, it offers lease financing, trust account, depositor, and insurance services. The company operates 78 branches in west-central Indiana, east-central Illinois, western Kentucky, and middle and western Tennessee. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana.
At a Glance
Live SnapshotFirst Financial Corporation Fair Value Envelope
Owner Earnings Valuation Tool
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $142.1M | $223.4M | $351.1M | $551.8M | $867.3M | $1.4B | $2.1B | $3.4B | $5.3B | $8.3B |
| Maintenance CapEx | -$1.3M | -$2.0M | -$3.1M | -$4.9M | -$7.6M | -$12.0M | -$18.9M | -$29.7M | -$46.6M | -$73.3M |
| Owner Earnings | $140.8M | $221.4M | $348.0M | $546.9M | $859.7M | $1.4B | $2.1B | $3.3B | $5.2B | $8.2B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $130.4M | $189.8M | $276.2M | $402.0M | $585.1M | $851.5M | $1.2B | $1.8B | $2.6B | $3.8B |
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