Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida

SBCFยทNASDAQ

$30.20

-1.4%
Financial ServicesBanks - Regional

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.

At a Glance

Live Snapshot
Market Cap$2.94B
EPS1.6200
P/E Ratio19.14
Earnings Date07/23/2026
3Y+95.0%
5Y+149.0%
10Y+368.0%
3Y+36.0%
5Y+86.0%
10Y+396.0%
3Y-4.0%
5Y+210.0%
10Y+203.0%
Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida Profit Bridge

SBCF ยท NASDAQ
Revenue869.54M
Cost of Goods Sold (334.16M)
Gross Profit535.38M
Operating Expenses (348.88M)
Operating Income186.51M
Interest Expense (282.90M)
Other Income/Expense0.00
Pretax Income186.51M
Income Tax (41.63M)
Net Income144.88M
Net Income
144.88M

Profitability Analysis

Gross Margin

61.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

21.4%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

16.7%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

22.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Seacoast Banking Corporation of Florida Income Statement

SBCF โ€ข NASDAQ

Seacoast Banking Corporation of Florida Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
869.5M
809M
768.1M
446.6M
355M
348.6M
346.6M
291.4M
250.1M
185.9M
148.4M
105.2M
94.2M
97.6M
96.6M
92.8M
126.6M
149.7M
170M
163.9M
GROSS PROFIT
(334.2M)
(310.8M)
(239.5M)
(41.7M)
-1.1M
(62.7M)
(57.2M)
(41.6M)
(20.9M)
(10.9M)
(9.6M)
(1.9M)
(8.7M)
(19.3M)
(15.9M)
(50M)
(153.4M)
(138.5M)
(78.4M)
(54.1M)
535.4M
498.1M
528.6M
404.9M
356M
285.9M
289.4M
249.8M
229.1M
175M
138.8M
103.3M
85.5M
78.4M
80.7M
42.8M
-26.8M
11.2M
91.6M
109.9M
OPERATING INCOME
(348.9M)
(342.3M)
(394.4M)
(266.8M)
(197.3M)
(185.4M)
(160.7M)
(162.3M)
(149.9M)
(130.9M)
(103.1M)
(93.1M)
(73.9M)
(79.1M)
(74M)
(76M)
(131.7M)
(78.9M)
(77.4M)
(73M)
(261M)
(209.8M)
(225.3M)
(158.5M)
(122.1M)
(110.2M)
(92.6M)
(110.2M)
(100.9M)
(85.6M)
(69.2M)
(59.3M)
(50.9M)
(52.1M)
(46.9M)
(46.5M)
(0.0)
(39.9M)
(42M)
(36.5M)
186.5M
155.8M
134.3M
138.1M
158.7M
100.6M
128.6M
87.5M
79.2M
44.1M
35.7M
10.2M
11.6M
-710K
6.7M
-33.2M
-158.5M
-67.7M
14.2M
36.8M
PRE-TAX INCOME
(282.9M)
(293.6M)
(200.7M)
(14.3M)
(8.2M)
(24.3M)
(46.2M)
(29.9M)
(15.3M)
(8.5M)
(6.9M)
(5.4M)
(5.6M)
(8.5M)
(14M)
(18.3M)
(28.6M)
(49.9M)
(65.6M)
(50.8M)
553.5M
432M
488.2M
366.2M
276M
262.7M
243.6M
211.5M
176.3M
139.6M
109.5M
74.9M
65.2M
64.8M
66.8M
66.2M
73.6M
77.2M
84.5M
89M
(87.9M)
(132.5M)
(169M)
(108.2M)
(75.2M)
(75.2M)
(68.2M)
(52.1M)
(49M)
(45.3M)
(33.9M)
(33.8M)
(23M)
(27M)
(27.2M)
(29.5M)
(131.7M)
(38.9M)
(35.4M)
(36.6M)
186.5M
155.8M
134.3M
138.1M
158.7M
100.6M
128.6M
87.5M
79.2M
44.1M
35.7M
10.2M
11.6M
-710K
6.7M
-33.2M
-158.5M
-67.7M
14.2M
36.8M
NET INCOME
(41.6M)
(34.9M)
(30.2M)
(31.6M)
(34.3M)
(22.8M)
(29.9M)
(20.3M)
(36.3M)
(14.9M)
(13.5M)
(4.5M)
-40.4M
(0.0)
(0.0)
(0.0)
-11.8M
-22.1M
(4.4M)
(13M)
144.9M
121M
104M
106.5M
124.4M
77.8M
98.7M
67.3M
42.9M
29.2M
22.1M
5.7M
52M
-710K
6.7M
-33.2M
-146.7M
-45.6M
9.8M
23.9M

SEC Filings

SBCF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 29, 2026
May 27, 2026
2026
8-K

8-K 2026

N/A

May 20, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

May 13, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 10, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 26, 2026
March 26, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 23, 2026
2026
Showing 1 to 10 of 605 filings