SBCF - NASDAQ
Seacoast Banking Corporation of Florida
$29.30
-1.4%Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.
At a Glance
Live SnapshotSeacoast Banking Corporation of Florida Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Flat FCF growth. Stable but not expanding—monitor for signs of business maturity or temporary headwinds.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Seacoast Banking Corporation of Florida Cash Flow Statement
SBCF • NASDAQ
| Seacoast Banking Corporation of Florida Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
144.9M | 121M | 104M | 106.5M | 124.4M | 77.8M | 98.7M | 67.3M | 42.9M | 29.2M | 22.1M | 5.7M | 52M | -710K | 6.7M | -33.2M | -146.7M | -45.6M | 9.8M | 23.9M | |
39.7M | 19.2M | 423K | 10.6M | -3.9M | 1.7M | 8.5M | 5.2M | 4.9M | 2.8M | 2.2M | 3M | 2.6M | 2.8M | 2.8M | 3.4M | 4.7M | 4.1M | 2.1M | 2.8M | |
12M | 9.6M | 9.4M | -10.4M | 3.8M | -4.9M | 6.8M | 459K | 35.8M | 14.2M | 12.9M | 4.2M | -40.6M | -7K | -10K | -53K | -13.1M | -6.8M | -4.6M | -1.5M | |
15.7M | 13.7M | 13.4M | 11.2M | 8.7M | 7.3M | 7.2M | 7.8M | 5.3M | 4.2M | 2.9M | 1.3M | 246K | 796K | 587K | 493K | 580K | 1.1M | 0.0 | 0.0 | |
45M | 20.4M | 41M | 55.4M | 35.1M | -4.4M | 6.3M | 30M | -13M | 20.2M | -5.1M | 4.5M | 7.5M | 12.7M | 7M | 42M | 165.1M | 103.9M | 9.2M | -1M | |
(15.6M) | (18.5M) | (0.0) | (29.6M) | (30.9M) | (27.7M) | (16M) | (13.2M) | (400K) | (703K) | (575K) | (239K) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-69.4M | -4M | -17.7M | 22.6M | -13.6M | -16.8M | -9.8M | 19.2M | -26.9M | -8.6M | -5.5M | 3.2M | 28.1M | -17.6M | 6.7M | 30.1M | -7.6M | -15M | 374K | -5.2M | |
188.1M | 179.9M | 150.6M | 195.9M | 154.6M | 60.7M | 117.7M | 129.6M | 48.9M | 62M | 29.5M | 21.9M | 49.9M | -2.1M | 23.7M | 42.7M | 3M | 41.7M | 16.7M | 18.9M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-9.2M | -4M | -10.3M | -12.6M | -4.3M | -1.6M | -2.5M | -4M | -5.7M | -6.1M | -9.1M | -6.1M | -2.8M | -3.8M | -1.1M | -552K | -814K | -6.6M | -6.8M | -7M | |
(169.6M) | (0.0) | (141.7M) | (281.7M) | (98.1M) | (72M) | (0.0) | (22.3M) | (23.8M) | (235.5M) | (32.9M) | (111M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-2.3B | -993.9M | -100.9M | -899.7M | -1.5B | -830.3M | -309.5M | -104.7M | -509.5M | -516.4M | -184M | -345.5M | -230.1M | -384.6M | -380.8M | -297.7M | -258M | -101.3M | -161.1M | -94M | |
2.4B | 649M | 403M | 882.9M | 764.2M | 476.7M | 346.9M | 285.2M | 533.2M | 217M | 207.4M | 130.2M | 223M | 396.1M | 175.7M | 251M | 197.9M | 45.4M | 311.7M | 263.5M | |
-989.2M | -258M | 94M | -617.2M | 251.8M | -59.2M | -356.3M | -373.5M | -287.4M | -441.9M | -218.2M | -184.7M | -79.2M | -36.1M | 25.3M | 105.7M | 137.5M | 136.5M | -170.6M | -190.7M | |
-706.8M | -606.9M | (527.4M) | -364.9M | -412.5M | -342.5M | -321.3M | -174.6M | -245.6M | -511.8M | -170.9M | -295.1M | -89.2M | -28.4M | -180.9M | (56M) | (76.6M) | (74M) | -26.8M | -28.2M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-1.4M | -880K | -10.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 47.1M | 82.6M | 0.0 | 0.0 | 0.0 | |
590M | 195M | -245M | 5M | -33M | -315M | -65M | 92M | -204M | 365M | -80M | 80M | 0.0 | 0.0 | 0.0 | 0.0 | -15M | 0.0 | -68.4M | 84.6M | |
-67.7M | -61.6M | -60.6M | -41.2M | -22.5M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -2.8M | -2.5M | -6.9M | (0.0) | -580K | -6.5M | -12.2M | -11.2M | |
(0.0) | -880K | -10.9M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-90.3M | 323.9M | -116.4M | -330.5M | 647.1M | 876.4M | 277.2M | -40.6M | 344.9M | 58.4M | 256.9M | 77.4M | 61.8M | 40.9M | 119.7M | -149.5M | -82.6M | -106.5M | 96.8M | -192.3M | |
430.6M | 456.4M | -432.8M | -366.8M | 591.6M | 561.4M | 212.2M | 51.4M | 196.5M | 423.4M | 176.9M | 182.1M | 55.9M | 38.4M | 112.8M | -102.3M | -15.6M | -63M | 16.3M | -119M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-88.1M | 29.4M | 245.2M | -535.8M | 333.6M | 279.6M | 8.6M | 6.4M | -140K | -26.4M | 35.5M | -91.1M | 16.6M | 7.9M | -44.3M | -3.7M | 63.9M | 52.7M | 6.3M | -128.3M | |
476.6M | 447.2M | 201.9M | 737.7M | 404.1M | 124.5M | 116M | 109.5M | 109.6M | 136.1M | 100.5M | 191.6M | 175M | 167.1M | 211.4M | 215.1M | 151.2M | 98.5M | 92.2M | 220.5M | |
388.5M | 476.6M | 447.2M | 201.9M | 737.7M | 404.1M | 124.5M | 116M | 109.5M | 109.6M | 136.1M | 100.5M | 191.6M | 175M | 167.1M | 211.4M | 215.1M | 151.2M | 98.5M | 92.2M | |
178.9M | 175.9M | 140.3M | 183.2M | 150.2M | 59.1M | 115.2M | 125.6M | 43.2M | 56M | 20.4M | 15.9M | 47M | -5.9M | 22.7M | 42.1M | 2.2M | 35.1M | 9.9M | 11.9M |
SEC Filings
SBCF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 29, 2026 | May 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 20, 2026 | May 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 13, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 10, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 26, 2026 | March 26, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 23, 2026 | 2026 |
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