SBCF - NASDAQ

Seacoast Banking Corporation of Florida

SBCF·NASDAQ

$29.30

-1.4%

Financial ServicesBanks - Regional

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$2.85B

EPS1.6200

P/E Ratio18.09

Earnings Date07/23/2026

20.84B

Assets

37%

3Y+72.0%

5Y+150.0%

10Y+345.0%

17.79B

Total Liabilities

37%

3Y+69.0%

5Y+147.0%

10Y+319.0%

3.06B

Total Equity

40%

3Y+90.0%

5Y+170.0%

10Y+602.0%

Seacoast Banking Corporation of Florida Funding & Solvency Profile

SBCF · NASDAQ

Current Assets

Cash & Cash Equivalents181.43M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets5 B

Non-Current Assets

Property, Plant & Equipment160.14M

Goodwill & Intangible Assets1.23B

Long-Term Investments0.00

Other Non-Current Assets0.00

Total Non-Current Assets160 M

Total Assets

20.84B

Financial Health Analysis

Current Ratio

0.40x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

5.82x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-8075736000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

26% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Seacoast Banking Corporation of Florida Balance Sheet

SBCF • NASDAQ

Seacoast Banking Corporation of Florida Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	181.4M	479.8M	453M	205.2M	737.7M	404.8M	128.3M	124.2M	122.1M	109.6M	136.1M	100.5M	191.6M	175M	167.1M	211.4M	215.1M	146.6M	50.5M	89.8M
Short-Term Investments	5.2B	2.2B	1.8B	1.9B	1.6B	1.4B	946.9M	865.8M	949.5M	950.5M	790.8M	741.4M	641.6M	643.1M	648.4M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	5.3B	2.7B	2.3B	2.1B	2.4B	1.8B	1.1B	990M	1.1B	1.1B	926.8M	841.9M	833.2M	818M	815.4M	211.4M	215.1M	146.6M	50.5M	89.8M
Total Current Assets	5.3B	2.7B	2.3B	2.1B	2.4B	1.8B	1.1B	990M	1.1B	1.1B	926.8M	841.9M	833.2M	818M	815.4M	211.4M	215.1M	146.6M	50.5M	89.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	160.1M	107.6M	113.3M	116.9M	72.4M	75.1M	66.6M	71M	66.9M	58.7M	54.6M	45.1M	34.5M	34.5M	34.2M	36M	38.9M	44.1M	40.9M	37.1M
Goodwill	1B	732.4M	732.4M	480.3M	252.2M	221.2M	205.3M	204.8M	147.6M	64.6M	25.2M	25.3M	0.0	0.0	0.0	0.0	0.0	49.8M	49.8M	49.4M
Intangible Assets	195.7M	71.7M	95.6M	71.3M	14.8M	16.7M	20.1M	26M	19.1M	14.6M	8.6M	7.5M	718K	1.5M	2.3M	3.1M	4.1M	5.4M	6.6M	7.9M
Goodwill & Intangible Assets	1.2B	804.2M	824.1M	551.6M	267M	237.9M	225.4M	230.7M	166.7M	79.2M	33.8M	32.8M	718K	1.5M	2.3M	3.1M	4.1M	55.2M	56.5M	57.3M
Long-Term Investments	0.0	10.8B	10.6B	8.8B	6.5B	5.9B	5.5B	5.2B	4.3B	3.3B	2.4B	2B	1.3B	1.3B	1.2B	1.7B	1.8B	2B	2.2B	2.2B
Tax Assets	66.6M	103M	113.2M	94.5M	27.3M	23.6M	16.5M	29M	25.4M	60.8M	60.3M	66.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	0.0	640.9M	641.8M	524.5M	420.5M	306.7M	280.3M	264.3M	248.2M	178.1M	94.6M	82M	102.5M	66.1M	76.1M	88.4M	111.7M	73.1M	105M	37.2M
Total Non-Current Assets	1.5B	12.5B	12.3B	10.1B	7.3B	6.5B	6B	5.8B	4.7B	3.6B	2.6B	2.3B	1.4B	1.4B	1.3B	1.8B	1.9B	2.2B	2.4B	2.3B
Other Assets	14B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	20.8B	15.2B	14.6B	12.1B	9.7B	8.3B	7.1B	6.7B	5.8B	4.7B	3.5B	3.1B	2.3B	2.2B	2.1B	2B	2.2B	2.3B	2.4B	2.4B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	389M	232.1M	374.6M	172M	121.6M	119.6M	86.1M	214.3M	216.1M	204.2M	172M	233.6M	151.3M	136.8M	136.3M	98.2M	105.7M	157.5M	88.1M	206.5M
Other Current Liabilities	13B	12.2B	11.8B	10B	8.1B	6.9B	5.6B	5.2B	4.6B	3.5B	2.8B	2.4B	1.8B	1.8B	1.7B	1.6B	1.8B	1.8B	2B	1.9B
Total Current Liabilities	13.4B	12.5B	12.2B	10.2B	8.2B	7.1B	5.7B	5.4B	4.8B	3.7B	3B	2.7B	2B	1.9B	1.9B	1.7B	1.9B	2B	2.1B	2.1B
NON-CURRENT LIABILITIES
Long Term Debt	947.8M	352M	156.3M	234.5M	71.6M	71.4M	386.1M	450.8M	281.5M	485.2M	120M	114.6M	103.6M	103.6M	103.6M	103.6M	103.6M	118.9M	118.6M	67.8M
Other Non-Current Liabilities	-947.8M	166.6M	164.4M	149.8M	109.9M	88.5M	65.9M	41M	30.1M	32.8M	45M	15.9M	9.4M	9M	8.7M	11M	10.7M	11.6M	11.4M	11.8M
Total Non-Current Liabilities	0.0	518.6M	320.7M	384.4M	181.5M	159.8M	452M	491.8M	311.7M	518.1M	164.9M	130.5M	113M	112.6M	112.3M	114.6M	114.3M	130.5M	130.1M	79.5M
Other Liabilities	4.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	24.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	17.8B	13B	12.5B	10.5B	8.4B	7.2B	6.1B	5.9B	5.1B	4.2B	3.2B	2.8B	2.1B	2B	2B	1.9B	2B	2.1B	2.2B	2.2B
SHAREHOLDERS' EQUITY
Treasury Stock	-21.4M	-19.1M	-16.7M	-13M	-10.6M	-8.3M	-6M	-3.4M	-2.4M	-1.2M	-73K	-71K	-11K	-62K	-13K	-1K	-855K	-1.8M	-1.2M	-310K
Preferred Stock	343.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	48.7M	47.5M	46.2M	45M	43.8M	0.0	0.0
Common Stock	9.9M	8.6M	8.5M	7.2M	5.9M	5.5M	5.2M	5.1M	4.7M	3.8M	3.4M	3.3M	2.4M	1.9M	9.5M	12.5M	9M	8.2M	1.9M	1.9M
Additional Paid-In Capital	2.2B	1.8B	1.8B	1.4B	963.9M	856.1M	786.2M	778.5M	661.6M	454M	399.2M	379.2M	277.3M	230.4M	218.9M	218.4M	175M	93.5M	90.9M	88.4M
Retained Earnings	603.8M	526.6M	467.3M	423.9M	358.6M	256.7M	195.8M	97.1M	29.9M	-13.7M	-42.9M	-65M	-70.7M	-118.6M	-114.2M	-112.7M	-78.2M	70.3M	122.4M	124.8M
Accumulated Other Comprehensive Income/Loss	-77.2M	-157.9M	-159.9M	-188M	-7M	20.4M	4.5M	-13.1M	-4.2M	-7.5M	-6.2M	-4.8M	-10.3M	3.1M	5.2M	1.8M	2M	2.1M	334K	-2.4M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.1M	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	3.1B	2.2B	2.1B	1.6B	1.3B	1.1B	985.6M	864.3M	689.7M	435.4M	353.5M	312.7M	198.6M	165.5M	170.1M	166.3M	151.9M	216M	214.4M	212.4M
Total Equity	3.1B	2.2B	2.1B	1.6B	1.3B	1.1B	985.6M	864.3M	689.7M	435.4M	353.5M	312.7M	198.6M	165.5M	170.1M	166.3M	151.9M	216M	214.4M	212.4M
SUMMARY
Total Liabilities & Equity	20.8B	15.2B	14.6B	12.1B	9.7B	8.3B	7.1B	6.7B	5.8B	4.7B	3.5B	3.1B	2.3B	2.2B	2.1B	2B	2.2B	2.3B	2.4B	2.4B
Total Investments	5.2B	13B	12.4B	10.7B	8.2B	7.3B	6.4B	6.1B	5.2B	4.2B	3.2B	2.8B	1.9B	1.9B	1.9B	1.7B	1.8B	2B	2.2B	2.2B
Total Debt	1.3B	584M	530.9M	406.6M	193.2M	191M	472.2M	665.1M	497.6M	689.4M	292M	348.2M	254.9M	240.4M	239.9M	201.8M	209.3M	276.4M	206.7M	274.2M
Net Debt	1.2B	104.2M	77.8M	201.4M	-544.5M	-213.9M	343.9M	540.9M	375.6M	579.8M	155.9M	247.7M	63.3M	65.4M	72.8M	-9.6M	-5.8M	129.8M	156.3M	184.4M
Shares Outstanding	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154	85,176,154

SEC Filings

SBCF - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 29, 2026	May 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 20, 2026	May 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 13, 2026	May 13, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 10, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 26, 2026	March 26, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 23, 2026	2026	View Filing

Showing 1 to 10 of 605 filings

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