Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida

SBCFยทNASDAQ

$30.20

-1.4%
Financial ServicesBanks - Regional

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides financial services to retail and commercial customers in Florida. It offers commercial and retail banking, wealth management, and mortgage services; and brokerage and annuity services. The company offers noninterest and interest-bearing demand deposit, money market, savings, and customer sweep accounts; time certificates of deposit; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal or family purposes. As of December 31, 2021, it had 54 branch and commercial lending offices. The company was founded in 1926 and is headquartered in Stuart, Florida.

At a Glance

Live Snapshot
Market Cap$2.94B
EPS1.6200
P/E Ratio19.14
Earnings Date07/23/2026
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Seacoast Banking Corporation of Florida Street Expectations Map

SBCF ยท NASDAQ

Wall Street analysts project that SBCF stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 32.50, with estimates ranging from a low of 32.50 to a high of 32.50.

Lowest Target
32.50
7.62%
Consensus Target
32.50
7.62%
Highest Target
32.50
7.62%

The consensus 1-year price target stands at 32.50, with estimates ranging from a low of 32.50 to a high of 32.50.

Analyst Consensus Analysis

Upside Potential

+7.6%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Seacoast Banking Corporation of Florida Forward Estimates of Revenue

SBCF ยท NASDAQ
Latest Revenue
869.54M
FY 2025
Avg Estimate
845.98M
FY 2026
Estimate Range
843.62M - 848.34M
Analyst Spread

Forward Growth Analysis

Projected Growth-2.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Seacoast Banking Corporation of Florida Forward Estimates of Net Income

SBCF ยท NASDAQ
Latest Net Income
144.88M
FY 2025
Avg Estimate
213.79M
FY 2026
Estimate Range
212.09M - 215.49M
Analyst Spread

Forward Growth Analysis

Projected Growth+47.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Seacoast Banking Corporation of Florida Forward Estimates of EPS

SBCF ยท NASDAQ
Latest EPS
1.62
FY 2025
Avg Estimate
$2.51
FY 2026
Estimate Range
$2.49 - $2.53
Analyst Spread

Forward Growth Analysis

Projected Growth+55.2%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Seacoast Banking Corporation of Florida Forward Estimates of EBIT

SBCF ยท NASDAQ
Latest EBIT
186.51M
FY 2025
Avg Estimate
238.98M
FY 2026
Estimate Range
238.31M - 239.65M
Analyst Spread

Forward Growth Analysis

Projected Growth+28.1%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Seacoast Banking Corporation of Florida Forward Estimates of EBITDA

SBCF ยท NASDAQ
Latest EBITDA
186.51M
FY 2025
Avg Estimate
246.12M
FY 2026
Estimate Range
245.43M - 246.80M
Analyst Spread

Forward Growth Analysis

Projected Growth+32.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Seacoast Banking Corporation of Florida Forward Estimates of SG&A Expense

SBCF ยท NASDAQ
Latest SG&A Expense
260.99M
FY 2025
Avg Estimate
265.28M
FY 2026
Estimate Range
264.54M - 266.02M
Analyst Spread

Forward Growth Analysis

Projected Growth+1.6%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Seacoast Banking Corporation of Florida Insider Positioning

SBCF ยท NASDAQ

During the last 12 months, insiders have purchased $155K and sold $2.12M worth of SBCF shares, resulting in $1.97M of net selling activity.

3 Months

Bought

0

0.00

Sold

25.9K

795.77K

Net Activity

-796K

-$796K

3-6 Months

Bought

4.7K

155.25K

Sold

29.8K

976.84K

Net Activity

-822K

-$822K

6-9 Months

Bought

0

0.00

Sold

11.2K

349.21K

Net Activity

-349K

-$349K

9-12 Months

Bought

0

0.00

Sold

72

2.11K

Net Activity

-2K

-$2K

Top Buyers

1
SJBI

Shearouse Joseph B Iii

Director

4.7K sharesโ€ข2 transactions

$155K

Top Sellers

1
HDSI

Hudson Dennis S Iii

Director

24.0K sharesโ€ข3 transactions

$740K

2
FJM

Forlenza Joseph M

Officer: Evp & Cro

12.6K sharesโ€ข1 transactions

$416K

3
SJCI

Stallings James C Iii

Officer: Evp, Chief Credit Officer

10.8K sharesโ€ข2 transactions

$335K

4
SCM

Shaffer Charles M

Director, Officer: Chairman, President & Ceo

10.4K sharesโ€ข1 transactions

$320K

5
GM

Goebel Maryann

Director

3.4K sharesโ€ข1 transactions

$117K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $1.97M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.07:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$796K

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 1 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.