Plumas Bancorp

Plumas Bancorp

PLBCยทNASDAQ

$52.23

-2.4%
Financial ServicesBanks - Regional

Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. The company also provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. As of February 28, 2022, it operated 14 full-service branches and 3 lending offices. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada.

At a Glance

Live Snapshot
Market Cap$363.95M
EPS4.6000
P/E Ratio11.35
Earnings Date07/15/2026
3Y+53.0%
5Y+126.0%
10Y+232.0%
3Y+12.0%
5Y+105.0%
10Y+296.0%
3Y-62.0%
5Y-12.0%
10Y+143.0%
Plumas Bancorp

Plumas Bancorp Profit Bridge

PLBC ยท NASDAQ
Revenue108.25M
Cost of Goods Sold (20.73M)
Gross Profit87.52M
Operating Expenses (47.93M)
Operating Income39.59M
Interest Expense (13.88M)
Other Income/Expense0.00
Pretax Income39.59M
Income Tax (9.97M)
Net Income29.62M
Net Income
29.62M

Profitability Analysis

Gross Margin

80.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

36.6%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

27.4%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

25.2%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Plumas Bancorp Income Statement

PLBC โ€ข NASDAQ

Plumas Bancorp Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
108.2M
72.9M
84.9M
70.5M
56.5M
47.9M
47.2M
43M
37.2M
32.6M
30.3M
28.4M
26.1M
24.8M
25M
28.9M
28.6M
30.5M
35.7M
34.6M
GROSS PROFIT
(20.7M)
(11.8M)
(7.6M)
(2.5M)
(2.3M)
(4.4M)
(3.2M)
(2.2M)
(1.6M)
(1.8M)
(2.3M)
(2.8M)
(2.9M)
(3.6M)
(5.3M)
(8.6M)
(18.2M)
(10M)
(9.3M)
(8M)
87.5M
61M
77.3M
68M
54.2M
43.5M
44M
40.8M
35.6M
30.8M
28M
25.6M
23.1M
21.2M
19.6M
20.3M
10.4M
20.6M
26.4M
26.7M
OPERATING INCOME
(47.9M)
(22M)
(37.1M)
(32.3M)
(25.8M)
(23.5M)
(22.6M)
(21.7M)
(20M)
(18.6M)
(18.5M)
(17.8M)
(17.5M)
(18.1M)
(18.4M)
(18.9M)
(26.4M)
(20.5M)
(19.7M)
(18.3M)
(35.2M)
(24.3M)
(22.8M)
(19.3M)
(14.2M)
(15M)
(15.4M)
(14.6M)
(13.9M)
(12.7M)
(12.3M)
(11.5M)
(10.6M)
(11.1M)
(11.9M)
(12.5M)
(11.1M)
(10.9M)
(11.2M)
(10M)
39.6M
39M
40.2M
35.7M
28.5M
20M
21.4M
19.1M
15.5M
12.2M
9.5M
7.8M
5.6M
3M
1.2M
1.4M
-15.9M
92K
6.7M
8.4M
PRE-TAX INCOME
(13.9M)
(10.6M)
(4.8M)
(1.2M)
(1.1M)
(1.2M)
(1.7M)
(1.2M)
(1M)
(1M)
(1.2M)
(1.7M)
(1.5M)
(1.3M)
(1.8M)
(3.1M)
(3.7M)
(5.4M)
(8.5M)
(7M)
88.4M
73.7M
69.8M
58.5M
46.9M
38.4M
37.6M
33.1M
27.9M
24.1M
21.4M
19.5M
17.9M
17.2M
16.8M
17.5M
19.2M
20.1M
21.7M
22.5M
(12.8M)
-2.2M
(14.3M)
(13.1M)
(11.6M)
(8.5M)
(7.1M)
(7.2M)
(6.2M)
(5.9M)
(6.1M)
(6.3M)
(6.9M)
(7M)
(6.4M)
(6.4M)
(15.3M)
(9.6M)
(8.5M)
(8.2M)
39.6M
39M
40.2M
35.7M
28.5M
20M
21.4M
19.1M
15.5M
12.2M
9.5M
7.8M
5.6M
3M
1.2M
1.4M
-15.9M
92K
6.7M
8.4M
NET INCOME
(10M)
(10.4M)
(10.4M)
(9.2M)
(7.5M)
(5.5M)
(5.9M)
(5.1M)
(7.3M)
(4.8M)
(3.7M)
(3.1M)
(2.2M)
(1.1M)
(295K)
(389K)
-6.8M
-212K
(2.5M)
(3.2M)
29.6M
28.6M
29.8M
26.4M
21M
14.5M
15.5M
14M
8.2M
7.5M
5.8M
4.7M
3.4M
2M
941K
971K
-9.1M
304K
4.2M
5.2M

SEC Filings

PLBC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

April 15, 2026
April 15, 2026
2026
8-K

8-K 2026

N/A

April 15, 2026
April 15, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 20, 2026
2026
10-K

10-K 2025 FY

FY

March 19, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 02, 2026
March 01, 2026
2026
8-K

8-K 2026

N/A

February 19, 2026
February 18, 2026
2026
Showing 1 to 10 of 428 filings