PLBC - NASDAQ
Plumas Bancorp
$52.23
-2.4%Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. The company also provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. As of February 28, 2022, it operated 14 full-service branches and 3 lending offices. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada.
At a Glance
Live SnapshotPlumas Bancorp Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.
Plumas Bancorp Cash Flow Statement
PLBC • NASDAQ
| Plumas Bancorp Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
29.6M | 28.6M | 29.8M | 26.4M | 21M | 14.5M | 15.5M | 14M | 8.2M | 7.5M | 5.8M | 4.7M | 3.4M | 2M | 941K | 971K | -9.1M | 304K | 4.2M | 5.2M | |
2.8M | 1.5M | 1.7M | 1.9M | 1.7M | 1.4M | 1.4M | 1M | 1M | 1.1M | 1.2M | 1.3M | 1.4M | 1.4M | 1.4M | 1.7M | 1.9M | 2M | 2.2M | 2.6M | |
2.3M | -54K | -702K | 1M | -1.3M | -1.1M | -166K | 360K | 503K | -660K | -539K | 1.2M | 2.1M | 1M | 259K | 385K | -3.9M | -1.5M | -787K | -456K | |
343K | 502K | 322K | 262K | 223K | 255K | 224K | 199K | 152K | 116K | 70K | 81K | 38K | 95K | -29K | 57K | 256K | 292K | 288K | 0.0 | |
-5.7M | 52K | 6.6M | 28.8M | -26.6M | 9M | -206K | 2.2M | 4.2M | -329K | 1.8M | -677K | 4.5M | 644K | 6.9M | 1.6M | 17.6M | 5.6M | 1.1M | 327K | |
(8.6M) | (9.7M) | (12.3M) | (6.9M) | (9.2M) | (6.8M) | (6M) | (4.5M) | (7.2M) | (5.2M) | (4.4M) | (1.9M) | (30K) | (2K) | (2K) | (0.0) | (65K) | (0.0) | (0.0) | (0.0) | |
-7.8M | -106K | 652K | -1.6M | -3.4M | 572K | -1.3M | -2.1M | -2.6M | 1.2M | -1.1M | -1.3M | -778K | 720K | 577K | 5.4M | -6.7M | -414K | 899K | 64K | |
21.6M | 30.5M | 38.3M | 56.9M | -8.4M | 24.6M | 15.5M | 15.6M | 11.5M | 8.9M | 7.2M | 5.3M | 10.7M | 5.8M | 10.1M | 10.1M | 70K | 6.3M | 7.9M | 7.7M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-1.3M | -678K | -2.3M | -3M | -931K | -1.6M | -1.4M | -3.9M | -531K | -600K | -2.6M | -225K | -352K | -915K | -271K | -1.2M | -253K | -2.6M | -1.1M | -5.2M | |
(35.8M) | (0.0) | (0.0) | (0.0) | (23.6M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-122.9M | -120.8M | -73.1M | -227.1M | -196.2M | -61.2M | -27.8M | -56.3M | -58.1M | -39.6M | -34.6M | -40.5M | -34.7M | -75.2M | -59.2M | -57.2M | -67.5M | -3M | -11M | -155K | |
188M | 163.2M | 36.2M | 31.6M | 63.7M | 43.6M | 45.1M | 19.5M | 22.3M | 32.5M | 27.8M | 42.1M | 22.4M | 52.3M | 65M | 81.7M | 20.2M | 20.2M | 31.8M | 23.6M | |
-29.3M | -31.5M | -51.4M | -72.3M | 30M | -95.2M | -52.6M | -81.2M | -30.2M | -58M | -29M | -28M | -29.3M | -19.9M | 8.4M | 20.3M | 9M | -19.1M | 804K | -33.8M | |
(70.3M) | (10.2M) | -90.6M | -270.8M | -79.8M | -114.4M | -36.7M | -121.9M | -66.5M | -65.8M | -38.5M | -26.7M | -42M | -43.7M | (13.8M) | (43.5M) | -38.6M | -4.5M | (20.5M) | -15.6M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
1.1M | 508K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 407K | -1.2M | -2.4M | 181K | |
-20.8M | -75M | 90M | 0.0 | -5M | 5M | 0.0 | 0.0 | -2.4M | -2.5M | -3.6M | -2M | 10.2M | 0.0 | 0.0 | -40M | 6M | 26.5M | -12.5M | 20M | |
-7.7M | -6.4M | -5.9M | -3.7M | -3.1M | -1.9M | -2.4M | -1.8M | -1.4M | -489K | (0.0) | (0.0) | -2M | (0.0) | (0.0) | -150K | -473K | -1.2M | -1.5M | -1.3M | |
(0.0) | (0.0) | (0.0) | (0.0) | -265K | -89K | -3.1M | (0.0) | (0.0) | -862K | (0.0) | (0.0) | -11.4M | (0.0) | (0.0) | (0.0) | (0.0) | -1.2M | -2.4M | (0.0) | |
-65.9M | 36.5M | -119.4M | 20.5M | 292M | 224.6M | 23.9M | 67.2M | 83.7M | 54.4M | 57.5M | 19M | 39.7M | 19.5M | -25.5M | -8.4M | 61.8M | -20.4M | -10.2M | -24.3M | |
-93.3M | -44.4M | -45.6M | 16.7M | 283.9M | 227.7M | 21.5M | 65.4M | 79.9M | 51.3M | 53.9M | 17M | 36.6M | 19.5M | -25.5M | -48.5M | 79.2M | 3.8M | -26.5M | -5.4M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-1.4M | -3.6M | -97.8M | -197.2M | 195.7M | 138M | 256K | -40.9M | 24.9M | -5.5M | 22.6M | -4.3M | 5.2M | -18.4M | -1.6M | 5.1M | 40.7M | 5.6M | 1.9M | -13.3M | |
82M | 85.7M | 183.4M | 380.6M | 184.9M | 46.9M | 46.7M | 87.5M | 62.6M | 68.2M | 45.6M | 49.9M | 44.7M | 63.1M | 64.6M | 59.5M | 18.8M | 13.2M | 11.3M | 24.6M | |
80.6M | 82M | 85.7M | 183.4M | 380.6M | 184.9M | 46.9M | 46.7M | 87.5M | 62.6M | 68.2M | 45.6M | 49.9M | 44.7M | 63.1M | 64.6M | 59.5M | 18.8M | 13.2M | 11.3M | |
20.3M | 29.8M | 36.1M | 53.9M | -9.3M | 23M | 14.1M | 11.8M | 10.9M | 8.3M | 4.6M | 5.1M | 10.4M | 4.9M | 9.8M | 8.9M | -183K | 3.8M | 6.8M | 2.5M |
SEC Filings
PLBC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 16, 2026 | April 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 09, 2026 | May 20, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 19, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 02, 2026 | March 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 18, 2026 | 2026 |
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