Plumas Bancorp

Plumas Bancorp

PLBCยทNASDAQ

$52.23

-2.4%
Financial ServicesBanks - Regional

Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. The company also provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. As of February 28, 2022, it operated 14 full-service branches and 3 lending offices. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada.

At a Glance

Live Snapshot
Market Cap$363.95M
EPS4.6000
P/E Ratio11.35
Earnings Date07/15/2026
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Plumas Bancorp Street Expectations Map

PLBC ยท NASDAQ

Wall Street analysts project that PLBC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 61.50, with estimates ranging from a low of 60.00 to a high of 63.00.

Lowest Target
60.00
14.88%
Consensus Target
61.50
17.75%
Highest Target
63.00
20.62%

The consensus 1-year price target stands at 61.50, with estimates ranging from a low of 60.00 to a high of 63.00.

Analyst Consensus Analysis

Upside Potential

+17.8%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

4.9% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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Plumas Bancorp Forward Estimates of Revenue

PLBC ยท NASDAQ
Latest Revenue
108.25M
FY 2025
Avg Estimate
111.59M
FY 2026
Estimate Range
111.39M - 111.79M
Analyst Spread

Forward Growth Analysis

Projected Growth+3.1%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Plumas Bancorp Forward Estimates of Net Income

PLBC ยท NASDAQ
Latest Net Income
29.62M
FY 2025
Avg Estimate
32.01M
FY 2026
Estimate Range
31.72M - 32.30M
Analyst Spread

Forward Growth Analysis

Projected Growth+8.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Plumas Bancorp Forward Estimates of EPS

PLBC ยท NASDAQ
Latest EPS
4.60
FY 2025
Avg Estimate
$5.36
FY 2026
Estimate Range
$5.31 - $5.41
Analyst Spread

Forward Growth Analysis

Projected Growth+16.6%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Plumas Bancorp Forward Estimates of EBIT

PLBC ยท NASDAQ
Latest EBIT
39.59M
FY 2025
Avg Estimate
54.36M
FY 2026
Estimate Range
54.27M - 54.46M
Analyst Spread

Forward Growth Analysis

Projected Growth+37.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Plumas Bancorp Forward Estimates of EBITDA

PLBC ยท NASDAQ
Latest EBITDA
39.59M
FY 2025
Avg Estimate
57.18M
FY 2026
Estimate Range
57.08M - 57.29M
Analyst Spread

Forward Growth Analysis

Projected Growth+44.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Plumas Bancorp Forward Estimates of SG&A Expense

PLBC ยท NASDAQ
Latest SG&A Expense
35.17M
FY 2025
Avg Estimate
32.12M
FY 2026
Estimate Range
32.07M - 32.18M
Analyst Spread

Forward Growth Analysis

Projected Growth-8.7%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Plumas Bancorp Insider Positioning

PLBC ยท NASDAQ

During the last 12 months, insiders have purchased $115K and sold $825K worth of PLBC shares, resulting in $709K of net selling activity.

3 Months

Bought

470

24.09K

Sold

0

0.00

Net Activity

+24K

+$24K

3-6 Months

Bought

0

0.00

Sold

1.0K

51.05K

Net Activity

-51K

-$51K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

2.8K

91.28K

Sold

25.9K

773.76K

Net Activity

-682K

-$682K

Top Buyers

1
FMK

Foster Michael Kevin

Director

1.4K sharesโ€ข3 transactions

$63K

2
PSA

Patel Sushil Amathalal

Director

650 sharesโ€ข2 transactions

$27K

3
MJT

Moore Jeffrey T.

Officer: Evp And Cco

1.2K sharesโ€ข1 transactions

$26K

Top Sellers

1
MMB

Moseley Matthew Brock

Officer: Evp And Market President

13.2K sharesโ€ข1 transactions

$410K

2
RAJ

Ryback Andrew J

Director, Officer: President And Ceo

3.0K sharesโ€ข1 transactions

$93K

3
PJW

Prescott Jack William

Officer: Evp And Chief Banking Officer

2.6K sharesโ€ข1 transactions

$89K

4
MJT

Moore Jeffrey T.

Officer: Evp And Cco

3.6K sharesโ€ข1 transactions

$77K

5
BAM

Boigon Aaron M.

Officer: Evp, Chief Information Officer

1.5K sharesโ€ข1 transactions

$62K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $709K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.14:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$24K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Selling

5 insider sellers vs. 3 buyers. More insiders selling than buying suggests cautious or negative sentiment.