PLBC - NASDAQ

Plumas Bancorp

PLBC·NASDAQ

$52.23

-2.4%

Financial ServicesBanks - Regional

Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts. Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans. The company also provides remote deposit, telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct deposit, electronic funds transfer, and other customary banking services. As of February 28, 2022, it operated 14 full-service branches and 3 lending offices. Plumas Bancorp was incorporated in 1980 and is headquartered in Reno, Nevada.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$363.95M

EPS4.6000

P/E Ratio11.35

Earnings Date07/15/2026

2.24B

Assets

38%

3Y+38.0%

5Y+101.0%

10Y+240.0%

1.98B

Total Liabilities

37%

3Y+32.0%

5Y+96.0%

10Y+224.0%

261.08M

Total Equity

47%

3Y+119.0%

5Y+161.0%

10Y+444.0%

Plumas Bancorp Funding & Solvency Profile

PLBC · NASDAQ

Current Assets

Cash & Cash Equivalents80.62M

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets469 M

Non-Current Assets

Property, Plant & Equipment53.26M

Goodwill & Intangible Assets35.32M

Long-Term Investments1.58B

Other Non-Current Assets96.90M

Total Non-Current Assets2 B

Total Assets

2.24B

Financial Health Analysis

Current Ratio

0.25x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.57x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-1438125000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

21% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Plumas Bancorp Balance Sheet

PLBC • NASDAQ

Plumas Bancorp Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	80.6M	82M	85.7M	183.4M	380.6M	184.9M	46.9M	46.7M	87.5M	62.6M	68.2M	45.6M	49.9M	44.7M	63.1M	64.6M	59.5M	18.8M	13.2M	11.3M
Short-Term Investments	388.7M	437.7M	489.2M	444.7M	305.9M	179.6M	159.3M	171.5M	137.5M	101.6M	96.7M	90.3M	90.3M	81M	57.9M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	469.3M	519.8M	574.8M	628.1M	686.5M	364.5M	206.3M	218.2M	225M	164.2M	164.9M	135.9M	140.3M	125.6M	121M	64.6M	59.5M	18.8M	13.2M	11.3M
Net Receivables	0.0	0.0	0.0	47M	28.7M	18.3M	14.4M	15.4M	12.6M	12.1M	11.4M	9.1M	10.6M	12.1M	14M	15.4M	20.7M	10.3M	10.2M	9.2M
Accounts Receivables	0.0	0.0	0.0	47M	28.7M	18.3M	14.4M	15.4M	12.6M	12.1M	11.4M	9.1M	10.6M	12.1M	14M	15.4M	20.7M	10.3M	10.2M	9.2M
Total Current Assets	469.3M	519.8M	574.8M	675.2M	715.2M	382.8M	220.6M	233.6M	237.6M	176.4M	176.3M	145M	150.9M	137.8M	135M	80.1M	80.2M	29.1M	23.4M	20.5M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	53.3M	36.8M	21.9M	18.1M	16.4M	14M	14.6M	14.3M	11.3M	11.8M	12.2M	11.6M	12.5M	13.3M	13.5M	14.4M	14.5M	15.8M	14.7M	15.2M
Goodwill	24.2M	5.5M	5.5M	5.5M	5.5M	0.0	14.4M	15.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	11.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	12.6M	12.1M	0.0	0.0	0.0	0.0	0.0	475K	648K	10.3M	10.2M	9.2M
Goodwill & Intangible Assets	35.3M	5.5M	5.5M	5.5M	5.5M	0.0	169.5M	180.5M	144.1M	107.3M	0.0	0.0	0.0	0.0	0.0	475K	648K	821K	1M	1.3M
Long-Term Investments	1.6B	1B	948.6M	906.3M	860.7M	700.8M	616M	562.5M	482.2M	456.6M	396.8M	366.8M	334.4M	310.3M	287.4M	370.2M	411.4M	397.4M	404.6M	426.8M
Other Non-Current Assets	96.9M	55.9M	59.6M	16M	16.3M	13.9M	13.9M	14M	14.2M	13.3M	13.9M	15.4M	18M	16.5M	19.5M	19.3M	21.4M	14M	9.4M	9.4M
Total Non-Current Assets	1.8B	1.1B	1B	945.9M	898.9M	728.7M	644.6M	590.8M	507.8M	481.6M	423M	393.9M	364.9M	340M	320.4M	404.4M	447.9M	428.1M	429.7M	452.7M
Total Assets	2.2B	1.6B	1.6B	1.6B	1.6B	1.1B	865.2M	824.4M	745.4M	658M	599.3M	538.9M	515.7M	477.8M	455.3M	484.5M	528.1M	457.2M	453.1M	473.2M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	15.3M	13.4M	8.3M	7M	7.5M	6.7M	7.4M	6.7M	6.1M	6M	6.7M	6M	0.0	6.3M	5.9M	6.2M	4.9M
Accounts Payable	0.0	0.0	0.0	15.3M	13.4M	8.3M	7M	7.5M	6.7M	7.4M	6.7M	6.1M	6M	6.7M	6M	0.0	6.3M	5.9M	6.2M	4.9M
Short Term Debt	97.9M	22.1M	23.1M	18.6M	17.3M	13.9M	16M	13.1M	10.1M	7.5M	7.7M	9.6M	9.1M	7.4M	8.3M	0.0	20M	34M	7.5M	20M
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	7M	0.0	6.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	1.8B	1.4B	1.3B	1.5B	1.4B	974M	747.3M	726.6M	662.7M	582.4M	527.3M	467.9M	449.4M	411.6M	391.1M	424.9M	433.3M	371.5M	391.9M	402.2M
Total Current Liabilities	1.9B	1.4B	1.4B	1.5B	1.5B	996.1M	770.4M	747.2M	679.4M	597.3M	541.6M	483.6M	464.5M	425.6M	405.4M	424.9M	459.6M	411.4M	405.7M	427.1M
NON-CURRENT LIABILITIES
Long Term Debt	21M	15M	90M	10.3M	10.3M	15.3M	10.3M	10.3M	10.3M	12.7M	15.2M	18.8M	20.6M	10.3M	10.3M	10.3M	30.3M	10.3M	10.3M	10.3M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	19.9M	12.5M	13.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	11.3M	0.0	0.0	0.0	0.0
Total Non-Current Liabilities	70M	52.3M	106.4M	10.3M	10.3M	15.3M	10.3M	10.3M	10.3M	12.7M	15.2M	18.8M	20.6M	10.3M	10.3M	21.6M	30.3M	10.3M	10.3M	10.3M
Capital Lease Obligations	29M	24.8M	3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	2B	1.4B	1.5B	1.5B	1.5B	1B	780.7M	757.5M	689.7M	610M	556.8M	502.4M	485.1M	436M	415.7M	446.5M	489.9M	421.7M	416M	437.4M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	11.9M	11.8M	11.7M	11.6M	0.0	0.0	0.0
Common Stock	75.7M	29M	28M	27.4M	26.8M	7.7M	7.3M	6.9M	6.4M	5.9M	6.5M	6.3M	6.2M	6.1M	6M	0.0	0.0	0.0	0.0	0.0
Additional Paid-In Capital	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	6M	6M	6M	5.3M	5M	4.8M
Retained Earnings	195.9M	174M	151.7M	128.4M	105.7M	87.8M	75.1M	62M	49.9M	43M	36.1M	30.2M	25.5M	23.6M	21.7M	20.3M	20M	29.8M	32.2M	31.7M
Accumulated Other Comprehensive Income/Loss	-10.5M	-25.1M	-32.5M	-36.8M	1.6M	4.7M	2M	-2M	-570K	-972K	-42K	-60K	-1.2M	329K	-5.8M	-52K	622K	317K	-107K	-692K
Total Stockholders' Equity	261.1M	177.9M	147.3M	119M	134.1M	100.2M	84.5M	66.9M	55.7M	48M	42.5M	36.5M	30.6M	41.9M	39.6M	38M	38.2M	35.4M	37.1M	35.9M
Total Equity	261.1M	177.9M	147.3M	119M	134.1M	100.2M	84.5M	66.9M	55.7M	48M	42.5M	36.5M	30.6M	41.9M	39.6M	38M	38.2M	35.4M	37.1M	35.9M
SUMMARY
Total Liabilities & Equity	2.2B	1.6B	1.6B	1.6B	1.6B	1.1B	865.2M	824.4M	745.4M	658M	599.3M	538.9M	515.7M	477.8M	455.3M	484.5M	528.1M	457.2M	453.1M	473.2M
Total Investments	2B	1.4B	1.4B	1.4B	1.2B	880.4M	775.4M	734M	619.7M	558.2M	493.5M	457.1M	424.7M	391.2M	345.3M	370.2M	411.4M	397.4M	404.6M	426.8M
Total Debt	147.9M	61.8M	116.1M	28.9M	27.6M	29.2M	26.3M	23.4M	20.4M	20.2M	22.9M	28.4M	29.7M	17.7M	18.6M	10.3M	50.3M	44.3M	17.8M	30.3M
Net Debt	67.3M	-20.2M	30.4M	-154.5M	-353M	-155.7M	-20.6M	-23.3M	-67.2M	-42.4M	-45.3M	-17.2M	-20.2M	-27M	-44.5M	-54.3M	-9.2M	25.5M	4.6M	19M
Shares Outstanding	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120	6,947,120

SEC Filings

PLBC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 20, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 06, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 27, 2026	April 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 16, 2026	April 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 15, 2026	April 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 15, 2026	April 15, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 09, 2026	May 20, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 19, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 02, 2026	March 01, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 19, 2026	February 18, 2026	2026	View Filing

Showing 1 to 10 of 428 filings

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