First Western Financial, Inc.

First Western Financial, Inc.

MYFWยทNASDAQ

$28.22

-2.9%
Financial ServicesBanks - Regional

First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.

At a Glance

Live Snapshot
Market Cap$274.55M
EPS1.3600
P/E Ratio20.75
Earnings Date07/23/2026
3Y+46.0%
5Y+81.0%
10Y+213.0%
3Y-39.0%
5Y-46.0%
10Y+473.0%
3Y-104.0%
5Y-98.0%
10Y-109.0%
First Western Financial, Inc.

First Western Financial, Inc. Profit Bridge

MYFW ยท NASDAQ
Revenue186.35M
Cost of Goods Sold (88.53M)
Gross Profit97.83M
Operating Expenses (79.79M)
Operating Income17.99M
Interest Expense (84.42M)
Other Income/Expense-917.00K
Pretax Income17.07M
Income Tax (3.89M)
Net Income13.19M
Net Income
13.19M

Profitability Analysis

Gross Margin

52.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

9.7%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

7.1%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

22.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

First Western Financial, Inc. Income Statement

MYFW โ€ข NASDAQ

First Western Financial, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016
REVENUE
186.3M
177.8M
165.4M
127.5M
101M
103.1M
76.9M
65.3M
60.4M
59.4M
GROSS PROFIT
(88.5M)
(90.3M)
(84.8M)
(21M)
(6.6M)
(11.9M)
(13.7M)
(8.4M)
(6.5M)
(6M)
97.8M
87.5M
80.6M
106.6M
94.4M
91.1M
63.2M
57.1M
53.9M
53.4M
OPERATING INCOME
(79.8M)
(75.9M)
(73.5M)
(77.7M)
(67.1M)
(58.1M)
(53.1M)
(49.5M)
(48.8M)
(49.8M)
(53.6M)
(49.2M)
(49.4M)
(52.6M)
(44.1M)
(37.8M)
(37.9M)
(35.2M)
(34.2M)
(33.5M)
18M
11.6M
7.1M
28.8M
27.3M
33.1M
10.2M
7.4M
5M
3.6M
PRE-TAX INCOME
(84.4M)
(88.3M)
(74.5M)
(17.3M)
(5.4M)
(7.2M)
(13M)
(8.2M)
(5.8M)
(5.1M)
74.9M
63.9M
70.5M
83.5M
56.5M
46.1M
32.1M
30.6M
27.6M
24.5M
(26.2M)
(26.8M)
(24.1M)
(25.2M)
(23M)
(20.3M)
(15.2M)
(14.3M)
(14.6M)
(16.3M)
-917K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17.1M
11.6M
7.1M
28.8M
27.3M
33.1M
10.2M
7.4M
5M
3.6M
NET INCOME
(3.9M)
(3.1M)
(1.8M)
(7.1M)
(6.7M)
(8.5M)
(2.2M)
(1.8M)
(3M)
(1.3M)
13.2M
8.5M
5.2M
21.7M
20.6M
24.5M
8M
5.6M
2M
2.3M

SEC Filings

MYFW - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 02, 2026
June 02, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
May 04, 2026
2026
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 24, 2026
April 24, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

November 04, 2025
November 04, 2025
2025
Showing 1 to 10 of 165 filings