MYFW - NASDAQ

First Western Financial, Inc.

MYFW·NASDAQ

$28.22

-2.9%

Financial ServicesBanks - Regional

First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$274.55M

EPS1.3600

P/E Ratio20.75

Earnings Date07/23/2026

3.15B

Assets

3Y+10.0%

5Y+60.0%

10Y+244.0%

2.89B

Total Liabilities

3Y+10.0%

5Y+59.0%

10Y+252.0%

265.56M

Total Equity

3Y+10.0%

5Y+71.0%

10Y+177.0%

First Western Financial, Inc. Funding & Solvency Profile

MYFW · NASDAQ

Current Assets

Cash & Cash Equivalents200.28M

Net Receivables15.79M

Inventory0.00

Other Current Assets0.00

Total Current Assets262 M

Non-Current Assets

Property, Plant & Equipment25.69M

Goodwill & Intangible Assets31.42M

Long-Term Investments2.77B

Other Non-Current Assets61.30M

Total Non-Current Assets3 B

Total Assets

3.15B

Financial Health Analysis

Current Ratio

0.10x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

10.88x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2486194000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

8% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First Western Financial, Inc. Balance Sheet

MYFW • NASDAQ

First Western Financial, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	200.3M	236M	254.4M	196.5M	385.5M	156M	78.6M	73.4M	9.5M	62.7M
Short-Term Investments	45.6M	0.0	0.0	0.0	55.6M	36.7M	58.9M	43.7M	53.7M	97.7M
Cash & Short-Term Investments	245.9M	236M	254.4M	196.5M	441.7M	192.7M	137.5M	117.1M	63.2M	160.3M
Net Receivables	15.8M	20.8M	21M	17.3M	14.4M	12.9M	9.3M	8.7M	20.1M	18M
Accounts Receivables	15.8M	15.1M	16.5M	15.3M	12.4M	11.5M	8.3M	7.3M	8M	7.6M
Other Receivables	0.0	5.7M	4.5M	2M	1.9M	1.4M	1M	1.4M	12.1M	10.4M
Total Current Assets	261.7M	256.9M	275.4M	213.8M	456.1M	205.6M	146.8M	125.8M	83.3M	178.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	25.7M	24.1M	25.3M	25.1M	24M	5.3M	5.2M	6.1M	6.8M	8M
Goodwill	30.4M	30.4M	30.4M	30.4M	30.6M	24.2M	19.7M	24.8M	24.8M	24.8M
Intangible Assets	1M	1.2M	1.5M	1.7M	1.3M	67K	28K	402K	1.2M	1.5M
Goodwill & Intangible Assets	31.4M	31.6M	31.9M	32.1M	31.9M	24.3M	19.7M	25.2M	26M	26.3M
Long-Term Investments	2.8B	2.5B	2.6B	2.6B	2B	1.7B	1B	903.8M	830.9M	676.2M
Tax Assets	4M	3.1M	6.4M	6.9M	6.8M	6.1M	5M	4.3M	6M	9M
Other Non-Current Assets	61.3M	88.8M	41M	37.6M	40.6M	47.8M	32.3M	19.1M	16.7M	18.2M
Total Non-Current Assets	2.9B	2.7B	2.7B	2.7B	2.1B	1.8B	1.1B	958.5M	886.4M	737.7M
Total Assets	3.2B	2.9B	3B	2.9B	2.5B	2B	1.3B	1.1B	969.7M	916M
LIABILITIES
CURRENT LIABILITIES
Total Payables	1.3M	2M	3.8M	1.1M	355K	453K	299K	231K	197K	160K
Accounts Payable	1.3M	2M	3.8M	1.1M	355K	453K	299K	231K	197K	160K
Other Current Liabilities	2.7B	2.5B	2.5B	2.4B	2.2B	1.6B	1.1B	937.8M	816.1M	753.9M
Total Current Liabilities	2.7B	2.5B	2.5B	2.4B	2.2B	1.6B	1.1B	938M	816.3M	754.1M
NON-CURRENT LIABILITIES
Long Term Debt	107.6M	109.6M	178.1M	199M	77.7M	173.9M	16.6M	21.6M	42M	57.6M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.8M	2.7M	4.1M
Other Non-Current Liabilities	33.9M	40.9M	21.8M	20.5M	24.7M	24.5M	0.0	7.9M	9.5M	8.4M
Total Non-Current Liabilities	141.6M	150.5M	199.9M	219.5M	102.4M	198.3M	36.9M	29.5M	51.5M	66M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	10M	0.0	0.0	0.0
Total Liabilities	2.9B	2.7B	2.7B	2.6B	2.3B	1.8B	1.1B	967.4M	867.8M	820.1M
SHAREHOLDERS' EQUITY
Additional Paid-In Capital	194.2M	193.6M	192.9M	190.5M	188.6M	144.7M	142.8M	141.4M	130.1M	123.8M
Retained Earnings	72.7M	59.5M	51M	51.9M	30.2M	9.6M	-15M	-23.2M	-27.3M	-27M
Accumulated Other Comprehensive Income/Loss	-1.3M	-778K	-1.2M	-1.5M	223K	680K	-164K	-1.3M	-928K	-799K
Total Stockholders' Equity	265.6M	252.3M	242.7M	240.9M	219M	155M	127.7M	116.9M	101.8M	95.9M
Total Equity	265.6M	252.3M	242.7M	240.9M	219M	155M	127.7M	116.9M	101.8M	95.9M
SUMMARY
Total Liabilities & Equity	3.2B	2.9B	3B	2.9B	2.5B	2B	1.3B	1.1B	969.7M	916M
Total Investments	2.8B	2.5B	2.6B	2.6B	2B	1.7B	1.1B	947.5M	884.5M	773.8M
Total Debt	107.6M	109.6M	178.1M	199M	77.7M	173.9M	16.6M	21.6M	42M	57.6M
Net Debt	-92.7M	-126.4M	-76.4M	2.5M	-307.8M	17.9M	-62.1M	-51.8M	32.5M	-5.1M
Shares Outstanding	9,717,920	9,717,920	9,717,920	9,717,920	9,717,920	9,717,920	9,717,920	9,717,920	9,717,920	9,717,920

SEC Filings

MYFW - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 02, 2026	June 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 04, 2026	May 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 24, 2026	April 24, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 24, 2026	February 24, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 22, 2026	2026	View Filing
8-K 8-K 2025 N/A	November 04, 2025	November 04, 2025	2025	View Filing

Showing 1 to 10 of 165 filings

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