First Western Financial, Inc.

First Western Financial, Inc.

MYFWยทNASDAQ

$28.22

-2.9%
Financial ServicesBanks - Regional

First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.

At a Glance

Live Snapshot
Market Cap$274.55M
EPS1.3600
P/E Ratio20.75
Earnings Date07/23/2026
0.06%
Dividend Yield
-45%
3Y-
5Y-
10Y-85.0%
2.19%
Dividend Payout Ratio
-73%
3Y-
5Y-
10Y-98.0%
3Y-
5Y-
10Y-76.0%
First Western Financial, Inc.

First Western Financial, Inc. Dividend History

MYFW ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

MYFW Dividend Payment History

MYFW ยท NASDAQ
DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
No dividend payment history available
myfw

First Western Financial, Inc. Payout Ratio Analysis

MYFW ยท NASDAQ
Dividends Paid
-576.00K
2025
Net Income
13.19M
2025
Payout Ratio
4.37%
2025

Dividend Sustainability Analysis

Payout Ratio
4.37%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
-10.0%

Negative free cash flow while paying dividends is a major red flag. Company burning cash and cannot sustain dividend without external financing.

Dividend Growth
-24.4%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.