First Western Financial, Inc.

First Western Financial, Inc.

MYFWยทNASDAQ

$28.22

-2.9%
Financial ServicesBanks - Regional

First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.

At a Glance

Live Snapshot
Market Cap$274.55M
EPS1.3600
P/E Ratio20.75
Earnings Date07/23/2026
First Western Financial, Inc.

First Western Financial, Inc. Fair Value Envelope

MYFW ยท NASDAQ

Our analysis suggests that MYFW has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $28.22, this represents a potential HIDDEN relative to our calculated worth for First Western Financial, Inc..

Intrinsic Value
Current Price: $28.22

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

$
%
$
%
$
$

Projection Settings

Forecast period and terminal assumptions

%
%

DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$2.2M
+ Cash & Equivalents$200.3M
Firm Value$198.0M
- Debt$107.6M
Equity Value$90.4M
/ Shares Outstanding9,717,920B
DCF Value$9
OVERVALUED BY 67%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$899.5K
-$449.8K
-$224.9K
-$112.4K
-$56.2K
-$28.1K
-$14.1K
-$7.0K
-$3.5K
-$1.8K
Maintenance CapEx
-$397.0K
-$198.5K
-$99.3K
-$49.6K
-$24.8K
-$12.4K
-$6.2K
-$3.1K
-$1.6K
-$775
Owner Earnings
-$1.3M
-$648.3K
-$324.1K
-$162.1K
-$81.0K
-$40.5K
-$20.3K
-$10.1K
-$5.1K
-$2.5K
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$1.2M
-$555.8K
-$257.3K
-$119.1K
-$55.1K
-$25.5K
-$11.8K
-$5.5K
-$2.5K
-$1.2K
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.