MYFW - NASDAQ
First Western Financial, Inc.
$28.22
-2.9%First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.
At a Glance
Live SnapshotFirst Western Financial, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.
First Western Financial, Inc. Cash Flow Statement
MYFW • NASDAQ
| First Western Financial, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||
13.2M | 8.5M | 5.2M | 21.7M | 20.6M | 24.5M | 8M | 5.6M | 2M | 2.3M | |
15K | 2.6M | 2.4M | 2M | 1.3M | 1.1M | 1.7M | 2.2M | 2.4M | 2.4M | |
-770K | 3.1M | 2.1M | 557K | -668K | -1.3M | -1.2M | 1.8M | 2.7M | 1.3M | |
2.2M | 1.5M | 1.8M | 2.6M | 2.9M | 2.5M | 2.3M | 1.9M | 1.3M | 1M | |
-8.7M | -15.2M | 13.6M | 26.4M | 136.1M | -117M | -33.4M | 7.8M | -13.7M | 12.9M | |
(0.0) | (93K) | (2.9M) | (5.2M) | (6.3M) | (11.8M) | (2.5M) | (439K) | (275K) | (202K) | |
-7.7M | -947K | -3.2M | -4.9M | 2.3M | -3.3M | 1.2M | -1.5M | -211K | -898K | |
-1.8M | -544K | 21.9M | 48.3M | 162.5M | -93.3M | -21.5M | 17.8M | -5.4M | 19.1M | |
INVESTING ACTIVITIES | ||||||||||
(0.0) | -1.2M | -2.3M | -3M | -2.1M | -1.2M | -415K | -714K | -499K | -1.8M | |
(0.0) | (0.0) | (0.0) | (0.0) | (121M) | -61.3M | (0.0) | (0.0) | -1M | (0.0) | |
-1.7M | -17.5M | -42M | -54.4M | -19.8M | -8M | -32.3M | -6.9M | -39.8M | -63.1M | |
0.0 | 17.4M | 48.6M | 22.1M | 17.2M | 28.6M | 20.3M | 18.9M | 78.1M | 29.2M | |
-262.8M | 67.7M | -70.7M | -523.5M | -159.4M | -414.2M | -103.9M | -74.4M | -138.9M | -60.3M | |
-264.4M | (66.4M) | -66.4M | -558.8M | -43M | -456M | -116.4M | -63.1M | -102.1M | -96M | |
FINANCING ACTIVITIES | ||||||||||
-784K | -89K | 245K | 179K | 1.7M | -377K | -743K | 34.5M | 5.3M | 2.5M | |
-2.2M | -68.7M | -21.2M | 121.2M | -96.3M | 157.3M | -5M | -20.4M | -10.9M | 16.3M | |
-576K | -463K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -1.4M | -2.3M | -2.8M | |
-784K | -89K | (0.0) | (0.0) | (0.0) | -377K | -743K | (0.0) | (0.0) | (0.0) | |
232.1M | -15.1M | 123.4M | 198.7M | 206.1M | 469.8M | 149.1M | 121.3M | 62.2M | 44M | |
228.6M | -84.3M | 102.4M | 320M | 111.5M | 626.7M | 143.2M | 109.1M | 54.3M | 60M | |
CASH FLOW SUMMARY | ||||||||||
-37.7M | -18.4M | 57.9M | -190.5M | 231M | 77.4M | 5.3M | 63.9M | -53.2M | -17M | |
237.9M | 254.4M | 196.5M | 387M | 156M | 78.6M | 73.4M | 9.5M | 62.7M | 79.6M | |
200.3M | 236M | 254.4M | 196.5M | 387M | 156M | 78.6M | 73.4M | 9.5M | 62.7M | |
-5.8M | -1.8M | 19.5M | 45.3M | 160.4M | -94.5M | -21.9M | 17.1M | -5.9M | 17.3M |
SEC Filings
MYFW - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 02, 2026 | June 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | May 01, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 01, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 24, 2026 | April 24, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 24, 2026 | February 24, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 04, 2025 | November 04, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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