HONE - NASDAQ
HarborOne Bancorp, Inc.
$12.10
+0.0000%HarborOne Bancorp, Inc. operates as the holding company for HarborOne Bank that provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. Its primary deposit products include checking, money market, savings, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial, residential mortgages, and consumer loans, including indirect automobile lease loans. The company also originates, sells, and services residential mortgage loans. In addition, it provides a range of educational services, such as classes on small business, financial literacy, and personal enrichment. As of December 31, 2021, the company operated through a network of 30 full-service branches located in Massachusetts and Rhode Island, as well as commercial lending offices in each of Boston, Massachusetts, and Providence, Rhode Island. It also had administrative offices in Brockton, Massachusetts, as well as 5 ATM locations in Massachusetts. The company was founded in 1917 and is based in Brockton, Massachusetts.
At a Glance
Live SnapshotHarborOne Bancorp, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
HarborOne Bancorp, Inc. Income Statement
HONE • NASDAQ
| HarborOne Bancorp, Inc. Income Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||||
313.7M | 283.4M | 225.5M | 237.1M | 275.6M | 208M | 158.2M | 136.6M | 130.5M | 96.9M | 74.4M | |
GROSS PROFIT | |||||||||||
(154M) | (122.7M) | (28.6M) | (5.3M) | (63.3M) | (50.5M) | (30.6M) | (18.4M) | (17.9M) | (15.8M) | (18.5M) | |
159.7M | 160.7M | 196.9M | 231.8M | 212.2M | 157.5M | 127.6M | 118.2M | 112.5M | 81M | 56M | |
OPERATING INCOME | |||||||||||
(125.4M) | (135.5M) | (135.1M) | (151.3M) | (154.2M) | (134.8M) | (113.4M) | (101.2M) | (103.3M) | (72.7M) | (52M) | |
(81.7M) | (81.1M) | (88.6M) | (106.9M) | (110.2M) | (93.5M) | (77.5M) | (72.9M) | (74.4M) | (50.2M) | (33M) | |
34.3M | 25.1M | 61.7M | 80.5M | 58M | 22.7M | 14.2M | 17.1M | 9.2M | 8.3M | 3.9M | |
PRE-TAX INCOME | |||||||||||
(145.8M) | (117M) | (22.9M) | (12.5M) | (28.5M) | (45.7M) | (26.8M) | (15.9M) | (13.8M) | (14.6M) | (15.9M) | |
125.7M | 127.3M | 149M | 131.4M | 120.1M | 109.1M | 88.9M | 74.3M | 61M | 52.2M | 45.2M | |
(43.7M) | (54.4M) | (46.5M) | (44.4M) | (44.1M) | (41.4M) | (35.9M) | (28.3M) | (28.9M) | (22.5M) | (19M) | |
34.3M | 25.1M | 61.7M | 80.5M | 58M | 22.7M | 14.2M | 17.1M | 9.2M | 8.3M | 3.9M | |
NET INCOME | |||||||||||
(6.9M) | (9M) | (16.1M) | (21.9M) | (13.2M) | (4.4M) | (2.8M) | (6.7M) | (3.3M) | (2.6M) | (1.4M) | |
27.4M | 16.1M | 45.6M | 58.5M | 44.8M | 18.3M | 11.4M | 10.4M | 5.9M | 5.8M | 2.6M |
SEC Filings
HONE - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K/A 8-K/A 2025 (Amended) N/A | November 04, 2025 | November 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 03, 2025 | November 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 28, 2025 | October 28, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 16, 2025 | October 16, 2025 | 2025 | |
8-K/A 8-K/A 2025 (Amended) N/A | September 25, 2025 | September 24, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 25, 2025 | September 24, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 20, 2025 | August 20, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 06, 2025 | August 06, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 05, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | July 31, 2025 | July 31, 2025 | 2025 |
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Snapshot
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Value Model
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Statements
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Earnings Call
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Analyst Expectations
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