HarborOne Bancorp, Inc.

HarborOne Bancorp, Inc.

HONEยทNASDAQ

$12.10

+0.0000%
Financial ServicesBanks - Regional

HarborOne Bancorp, Inc. operates as the holding company for HarborOne Bank that provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. Its primary deposit products include checking, money market, savings, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial, residential mortgages, and consumer loans, including indirect automobile lease loans. The company also originates, sells, and services residential mortgage loans. In addition, it provides a range of educational services, such as classes on small business, financial literacy, and personal enrichment. As of December 31, 2021, the company operated through a network of 30 full-service branches located in Massachusetts and Rhode Island, as well as commercial lending offices in each of Boston, Massachusetts, and Providence, Rhode Island. It also had administrative offices in Brockton, Massachusetts, as well as 5 ATM locations in Massachusetts. The company was founded in 1917 and is based in Brockton, Massachusetts.

At a Glance

Live Snapshot
Market Cap$522.22M
EPS0.6600
P/E Ratio18.33
Earnings Date01/28/2026
0.83%
Dividend Yield
-3%
3Y+50.0%
5Y-
10Y-
48.08%
Dividend Payout Ratio
-26%
3Y+35.0%
5Y-
10Y-
3Y+9.0%
5Y-
10Y-
HarborOne Bancorp, Inc.

HarborOne Bancorp, Inc. Dividend History

HONE ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

HONE Dividend Payment History

HONE ยท NASDAQ

Total Payments

22

Latest Dividend

$0.0900

Annual Amount

$0.4300

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Jul 31, 2025
Sep 3, 2025Sep 15, 2025
$0.0900
$0.0900
Quarterly0.00%
Jun 26, 2025
Jul 9, 2025Jul 23, 2025
$0.0900
$0.0900
Quarterly0.00%
Mar 27, 2025
Apr 9, 2025Apr 23, 2025
$0.0900
$0.0900
Quarterly+12.50%
Dec 19, 2024
Dec 31, 2024Jan 14, 2025
$0.0800
$0.0800
Quarterly0.00%
Sep 30, 2024
Oct 14, 2024Oct 28, 2024
$0.0800
$0.0800
Quarterly0.00%
Jun 27, 2024
Jul 10, 2024Jul 24, 2024
$0.0800
$0.0800
Quarterly0.00%
Mar 27, 2024
Apr 10, 2024Apr 24, 2024
$0.0800
$0.0800
Quarterly+6.67%
Dec 21, 2023
Jan 4, 2024Jan 18, 2024
$0.0750
$0.0750
Quarterly0.00%
Oct 2, 2023
Oct 16, 2023Oct 30, 2023
$0.0750
$0.0750
Quarterly0.00%
Jun 29, 2023
Jul 12, 2023Jul 26, 2023
$0.0750
$0.0750
Quarterly0.00%
Mar 30, 2023
Apr 12, 2023Apr 26, 2023
$0.0750
$0.0750
Quarterly+7.14%
Dec 21, 2022
Jan 3, 2023Jan 17, 2023
$0.0700
$0.0700
Quarterly0.00%
Sep 29, 2022
Oct 12, 2022Oct 26, 2022
$0.0700
$0.0700
Quarterly0.00%
Jun 30, 2022
Jul 13, 2022Jul 27, 2022
$0.0700
$0.0700
Quarterly0.00%
Mar 31, 2022
Apr 13, 2022Apr 27, 2022
$0.0700
$0.0700
Quarterly+40.00%
Dec 22, 2021
Jan 4, 2022Jan 18, 2022
$0.0500
$0.0500
Quarterly0.00%
Sep 30, 2021
Oct 13, 2021Oct 27, 2021
$0.0500
$0.0500
Quarterly0.00%
Jul 1, 2021
Jul 14, 2021Jul 28, 2021
$0.0500
$0.0500
Quarterly0.00%
Apr 1, 2021
Apr 14, 2021Apr 28, 2021
$0.0500
$0.0500
Quarterly+66.67%
Dec 22, 2020
Jan 4, 2021Jan 18, 2021
$0.0300
$0.0300
Quarterly0.00%
Oct 1, 2020
Oct 14, 2020Oct 28, 2020
$0.0300
$0.0300
Quarterly0.00%
Jul 1, 2020
Jul 14, 2020Jul 28, 2020
$0.0300
$0.0300
Quarterly-
hone

HarborOne Bancorp, Inc. Payout Ratio Analysis

HONE ยท NASDAQ
Dividends Paid
-13.11M
2024
Net Income
27.41M
2024
Payout Ratio
47.83%
2024

Dividend Sustainability Analysis

Payout Ratio
47.83%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
503.8%

FCF insufficient to cover dividends. Company relying on borrowing, asset sales, or cash reserves to maintain payout. Unsustainable long-term.

Dividend Growth
-2.2%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
At Risk

Dividend appears unsustainable based on current metrics. High probability of reduction or elimination. Proceed with caution.

Key Insight

Unsustainable dividend: Company paying out more than it generates in earnings or free cash flow. Dividend cut highly probable unless management takes corrective action or earnings recover dramatically.