HONE - NASDAQ

HarborOne Bancorp, Inc.

HONE·NASDAQ

$12.10

+0.0000%

Financial ServicesBanks - Regional

HarborOne Bancorp, Inc. operates as the holding company for HarborOne Bank that provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. Its primary deposit products include checking, money market, savings, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial, residential mortgages, and consumer loans, including indirect automobile lease loans. The company also originates, sells, and services residential mortgage loans. In addition, it provides a range of educational services, such as classes on small business, financial literacy, and personal enrichment. As of December 31, 2021, the company operated through a network of 30 full-service branches located in Massachusetts and Rhode Island, as well as commercial lending offices in each of Boston, Massachusetts, and Providence, Rhode Island. It also had administrative offices in Brockton, Massachusetts, as well as 5 ATM locations in Massachusetts. The company was founded in 1917 and is based in Brockton, Massachusetts.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$522.22M

EPS0.6600

P/E Ratio18.33

Earnings Date01/28/2026

5.75B

Assets

3Y+26.0%

5Y+42.0%

10Y+166.0%

5.18B

Total Liabilities

3Y+34.0%

5Y+53.0%

10Y+163.0%

575.01M

Total Equity

-1%

3Y-15.0%

5Y-14.0%

10Y+202.0%

HarborOne Bancorp, Inc. Funding & Solvency Profile

HONE · NASDAQ

Current Assets

Cash & Cash Equivalents231.07M

Net Receivables18.39M

Inventory0.00

Other Current Assets0.00

Total Current Assets513 M

Non-Current Assets

Property, Plant & Equipment46.25M

Goodwill & Intangible Assets104.30M

Long-Term Investments4.85B

Other Non-Current Assets236.42M

Total Non-Current Assets5 B

Total Assets

5.75B

Financial Health Analysis

Current Ratio

0.11x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

9.01x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-4255960000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

9% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

HarborOne Bancorp, Inc. Balance Sheet

HONE • NASDAQ

HarborOne Bancorp, Inc. Balance Sheet	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	231.1M	227.4M	98M	194.7M	205.9M	211.6M	105.5M	80.8M	50.2M	40.7M	53M
Short-Term Investments	263.9M	290.2M	301.1M	394M	276.5M	239.5M	209.3M	170.9M	136.5M	128.5M	148M
Cash & Short-Term Investments	495M	517.5M	399.2M	588.8M	482.4M	451.1M	314.8M	251.6M	186.7M	169.2M	201M
Net Receivables	18.4M	18.2M	15.1M	10.6M	11.9M	9.8M	10M	6.5M	5.6M	4.9M	4.5M
Accounts Receivables	18.4M	18.2M	15.1M	10.6M	11.9M	9.8M	10M	6.5M	5.6M	4.9M	4.5M
Total Current Assets	513.4M	535.7M	414.3M	599.4M	494.2M	460.9M	324.8M	258.2M	192.3M	174.1M	205.5M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	46.3M	48.7M	49M	50.7M	49.6M	48M	57M	24.5M	24.2M	24.6M	25.2M
Goodwill	59M	59M	69.8M	69.8M	69.8M	69.8M	78.5M	13.5M	13.4M	13.4M	3.2M
Intangible Assets	45.3M	47.6M	50.4M	41.4M	29.2M	23.2M	22.2M	21.1M	20.6M	13.3M	2.3M
Goodwill & Intangible Assets	104.3M	106.7M	120.2M	111.2M	99M	93M	100.7M	34.6M	33.9M	26.6M	5.5M
Long-Term Investments	4.9B	4.7B	4.5B	3.6B	3.6B	3.3B	3.1B	2.3B	2.1B	1.9B	1.7B
Tax Assets	0.0	0.0	0.0	0.0	0.0	6M	6.7M	843K	610K	0.0	3.7M
Other Non-Current Assets	236.4M	234.6M	233.1M	183.2M	192.9M	158.1M	112.2M	84M	81.2M	81M	88.1M
Total Non-Current Assets	5.2B	5.1B	4.9B	4B	4B	3.6B	3.3B	2.4B	2.3B	2B	1.8B
Total Assets	5.8B	5.7B	5.4B	4.6B	4.5B	4.1B	3.7B	2.7B	2.4B	2.2B	2B
LIABILITIES
CURRENT LIABILITIES
Total Payables	6.6M	5.3M	2.3M	1.1M	1.3M	1.7M	1.6M	518K	545K	546K	576K
Accounts Payable	6.6M	5.3M	2.3M	1.1M	1.3M	1.7M	1.6M	518K	545K	546K	576K
Short Term Debt	212M	303M	385M	0.0	35M	183M	290M	44M	80M	0.0	70M
Other Current Liabilities	4.6B	4.4B	4.2B	3.7B	3.5B	2.9B	2.7B	2B	1.8B	1.7B	1.5B
Total Current Liabilities	4.8B	4.7B	4.6B	3.7B	3.5B	3.1B	3B	2.1B	1.9B	1.7B	1.6B
NON-CURRENT LIABILITIES
Long Term Debt	304.6M	265.5M	50M	89.9M	148.1M	205M	263.7M	246.4M	195.1M	249.6M	259.6M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	989K	0.0
Other Non-Current Liabilities	104.2M	123M	115.8M	100.5M	96.7M	60.5M	55.1M	36.8M	38.5M	30.1M	28.1M
Total Non-Current Liabilities	408.8M	388.5M	165.7M	190.4M	244.8M	265.6M	318.9M	283.2M	233.6M	280.7M	287.7M
Capital Lease Obligations	0.0	21.7M	28.6M	25.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	5.2B	5.1B	4.7B	3.9B	3.8B	3.4B	3.3B	2.3B	2.1B	2B	1.9B
SHAREHOLDERS' EQUITY
Treasury Stock	-215.1M	-193.6M	-148.4M	-85.9M	-16.6M	-721K	-1.5M	-280K	0.0	0.0	0.0
Common Stock	598K	598K	596K	585K	584K	584K	327K	327K	321K	0.0	0.0
Additional Paid-In Capital	489.5M	486.5M	483M	469.9M	464.2M	460.2M	152.2M	147.1M	144.4M	0.0	0.0
Retained Earnings	373.9M	359.7M	356.4M	325.7M	277.3M	237.4M	219.1M	207.6M	197.2M	191.3M	183.9M
Accumulated Other Comprehensive Income/Loss	-49.9M	-43.6M	-47.1M	-1.6M	2.2M	1.5M	-2.4M	-528K	-1.3M	-592K	-417K
Other Total Stockholders' Equity	-23.9M	-25.8M	-27.6M	-29.5M	-31.3M	-33.1M	-10.1M	-10.7M	-11.3M	0.0	0.0
Total Stockholders' Equity	575M	583.8M	617M	679.3M	696.3M	665.8M	357.6M	343.5M	329.4M	190.7M	183.5M
Total Equity	575M	583.8M	617M	679.3M	696.3M	665.8M	357.6M	343.5M	329.4M	190.7M	183.5M
SUMMARY
Total Liabilities & Equity	5.8B	5.7B	5.4B	4.6B	4.5B	4.1B	3.7B	2.7B	2.4B	2.2B	2B
Total Investments	5.1B	5B	4.8B	4B	3.9B	3.5B	3.3B	2.5B	2.3B	2B	1.9B
Total Debt	516.6M	568.5M	435M	89.9M	183.1M	388M	553.7M	290.4M	275.1M	249.6M	329.6M
Net Debt	285.5M	341.1M	336.9M	-104.8M	-22.7M	176.4M	448.2M	209.6M	224.9M	208.9M	276.6M
Shares Outstanding	43,158,596	43,158,596	43,158,596	43,158,596	43,158,596	43,158,596	43,158,596	43,158,596	43,158,596	43,158,596	43,158,596

SEC Filings

HONE - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K/A 8-K/A 2025 (Amended) N/A	November 04, 2025	November 01, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 03, 2025	November 01, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 28, 2025	October 28, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 16, 2025	October 16, 2025	2025	View Filing
8-K/A 8-K/A 2025 (Amended) N/A	September 25, 2025	September 24, 2025	2025	View Filing
8-K 8-K 2025 N/A	September 25, 2025	September 24, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 20, 2025	August 20, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 06, 2025	August 06, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 05, 2025	June 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	July 31, 2025	July 31, 2025	2025	View Filing

Showing 1 to 10 of 151 filings

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