HONE - NASDAQ
HarborOne Bancorp, Inc.
$12.10
+0.0000%HarborOne Bancorp, Inc. operates as the holding company for HarborOne Bank that provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. Its primary deposit products include checking, money market, savings, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial, residential mortgages, and consumer loans, including indirect automobile lease loans. The company also originates, sells, and services residential mortgage loans. In addition, it provides a range of educational services, such as classes on small business, financial literacy, and personal enrichment. As of December 31, 2021, the company operated through a network of 30 full-service branches located in Massachusetts and Rhode Island, as well as commercial lending offices in each of Boston, Massachusetts, and Providence, Rhode Island. It also had administrative offices in Brockton, Massachusetts, as well as 5 ATM locations in Massachusetts. The company was founded in 1917 and is based in Brockton, Massachusetts.
At a Glance
Live SnapshotHarborOne Bancorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Weak cash conversion. Significant portion of earnings not converting to cash—review working capital trends and capital intensity.
CapEx Intensity
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extension—monitor closely.
Cash Flow Quality Insight
Deteriorating cash generation: Both declining FCF and weak conversion rate signal fundamental challenges. Investigate margin pressure, rising costs, or working capital issues.
HarborOne Bancorp, Inc. Cash Flow Statement
HONE • NASDAQ
| HarborOne Bancorp, Inc. Cash Flow Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||
27.4M | 16.1M | 45.6M | 58.5M | 44.8M | 18.3M | 11.4M | 10.4M | 5.9M | 5.8M | 2.6M | |
4.5M | 4.6M | 4.8M | 5.6M | 5.7M | 6.7M | 3.9M | 3M | 2.7M | 2.9M | 2.8M | |
-5.1M | -1.8M | 3.2M | 6.4M | -3.6M | -556K | -1.1M | -698K | -1.3M | 1.1M | 431K | |
4.7M | 4.7M | 6.6M | 7M | 5.8M | 7.5M | 5.7M | 3.2M | 951K | 0.0 | 0.0 | |
-11.4M | 14.3M | 20.1M | 137.2M | -77.4M | -60.4M | 29.3M | 5.3M | 4.9M | 3.6M | 9.7M | |
(9.8M) | (11M) | (11.7M) | (20.9M) | (18.1M) | (3.6M) | (2.8M) | (5.6M) | (3.7M) | (1.1M) | (953K) | |
-16.3M | 15.6M | -11.4M | 9.6M | -2.1M | -7.7M | 11.9M | 22.6M | -17.5M | 16M | 3.2M | |
3.8M | 53.5M | 68.9M | 224.3M | -27M | -36.1M | 61.2M | 43.9M | -4.3M | 29.4M | 18.7M | |
INVESTING ACTIVITIES | |||||||||||
-1.2M | -4.5M | -2.3M | -6.5M | -5.7M | -4.4M | -5.5M | -3.2M | -2.1M | -1.5M | -1.3M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (99K) | -74M | (0.0) | (0.0) | -18.6M | (0.0) | |
-15.6M | -4.6M | -36.1M | -316.7M | -191.6M | -109.3M | -67.7M | -59.2M | -43.7M | -52.6M | -102.6M | |
37.4M | 21.6M | 43.4M | 188M | 183.4M | 103.3M | 28.7M | 25.4M | 49.7M | 65.9M | 88.9M | |
-97.3M | -209.2M | -957.1M | -105.9M | -304.9M | -218.5M | -97.4M | -200.4M | -258.3M | -72.8M | -101.1M | |
-76.7M | -196.7M | -952M | -241.1M | -318.9M | -228.8M | -215.9M | -237.4M | -254.4M | -79.6M | -116.1M | |
FINANCING ACTIVITIES | |||||||||||
-21.5M | -45.2M | -62.5M | -69.2M | -15.9M | 303.3M | -1.3M | -280K | 140.5M | 0.0 | 0.0 | |
-51.9M | 132.8M | 345M | -93.4M | -205M | -165.8M | -13.5M | 15.2M | 25.5M | -153.7M | -10M | |
-13.1M | -12.8M | -12.2M | -9.2M | -3.3M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-21.5M | -45.2M | -62.5M | -69.2M | -15.9M | -721K | -1.3M | -280K | (0.0) | (0.0) | (0.0) | |
163.1M | 197.8M | 516.2M | 177.4M | 564.3M | 233.5M | 194.2M | 209.2M | 102.2M | 191.5M | 85M | |
76.6M | 272.5M | 786.4M | 5.6M | 340.1M | 371.1M | 179.5M | 224.1M | 268.3M | 37.9M | 75M | |
CASH FLOW SUMMARY | |||||||||||
3.7M | 129.3M | -96.7M | -11.2M | -5.7M | 106.1M | 24.7M | 30.6M | 9.6M | -12.3M | -22.4M | |
227.4M | 98M | 194.7M | 205.9M | 211.6M | 105.5M | 80.8M | 50.2M | 40.7M | 53M | 75.3M | |
231.1M | 227.4M | 98M | 194.7M | 205.9M | 211.6M | 105.5M | 80.8M | 50.2M | 40.7M | 53M | |
2.6M | 49M | 66.6M | 217.8M | -32.7M | -40.6M | 55.6M | 40.7M | -6.5M | 27.9M | 17.4M |
SEC Filings
HONE - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K/A 8-K/A 2025 (Amended) N/A | November 04, 2025 | November 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 03, 2025 | November 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 28, 2025 | October 28, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 16, 2025 | October 16, 2025 | 2025 | |
8-K/A 8-K/A 2025 (Amended) N/A | September 25, 2025 | September 24, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 25, 2025 | September 24, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 20, 2025 | August 20, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 06, 2025 | August 06, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 05, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | July 31, 2025 | July 31, 2025 | 2025 |
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