$16.19
+0.062%First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Acceptable margins but limited operational leverage. Operating expense control is important.
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
FUSB โข NASDAQ
| First US Bancshares, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
63M | 61.8M | 56.2M | 44.3M | 43.4M | 45.1M | 49M | 42.7M | 35.8M | 35.4M | 34.4M | 36.5M | 38.5M | 44.3M | 49.5M | 55M | 55.9M | 58.6M | 65.5M | 64.8M | |
GROSS PROFIT | ||||||||||||||||||||
(26M) | (22.7M) | (15.8M) | (7.6M) | (5M) | (7.6M) | (9.4M) | (7M) | (4.7M) | (5.5M) | (2.5M) | (2.5M) | (2.3M) | (8.9M) | (25.8M) | (29.2M) | (22.3M) | (25.8M) | (40.6M) | (19.7M) | |
37M | 39.1M | 40.4M | 36.8M | 38.5M | 37.5M | 39.6M | 35.8M | 31.1M | 29.9M | 31.9M | 34M | 36.2M | 35.4M | 23.6M | 25.8M | 33.6M | 32.8M | 24.9M | 45.1M | |
OPERATING INCOME | ||||||||||||||||||||
(29.1M) | (28.4M) | (29.1M) | (27.8M) | (32.7M) | (34M) | (33.8M) | (32.4M) | (28.4M) | (28.5M) | (28.4M) | (28.6M) | (30.8M) | (32.5M) | (38.7M) | (32.1M) | (27.5M) | (25.3M) | (25.8M) | (23.8M) | |
(19.1M) | (17.4M) | (18.1M) | (18.1M) | (20.7M) | (25.5M) | (25M) | (23.1M) | (21.2M) | (20.8M) | (20.4M) | (20M) | (18.5M) | (16.9M) | (16.9M) | (13.8M) | (13.6M) | (13M) | (15.5M) | (14.4M) | |
7.9M | 10.8M | 11.3M | 9M | 5.7M | 3.5M | 5.8M | 3.4M | 2.6M | 1.4M | 3.5M | 5.4M | 5.4M | 2.9M | -15M | -6.3M | 6.2M | 7.5M | -871.2K | 21.3M | |
PRE-TAX INCOME | ||||||||||||||||||||
(22M) | (22.1M) | (15.5M) | (4.3M) | (3M) | (4.6M) | (6.6M) | (4.4M) | (2.7M) | (2.3M) | (2.3M) | (2.6M) | (2.9M) | (4.6M) | (7M) | (10.1M) | (13.2M) | (16.9M) | (19.5M) | (16M) | |
37.5M | 36.1M | 37.4M | 36.9M | 37M | 35.8M | 36.9M | 32.8M | 28.4M | 27.9M | 27.6M | 28.8M | 30.7M | 34.2M | 35.3M | 34.7M | 34.3M | 35.2M | 40.5M | 43.2M | |
(10M) | (11M) | (11M) | (9.6M) | (12.1M) | (8.5M) | (8.8M) | (9.3M) | (7.3M) | (7.7M) | (8M) | (8.6M) | (12.3M) | (15.6M) | (21.8M) | (18.4M) | (13.9M) | (12.3M) | (10.4M) | (9.4M) | |
7.9M | 10.8M | 11.3M | 9M | 5.7M | 3.5M | 5.8M | 3.4M | 2.6M | 1.4M | 3.5M | 5.4M | 5.4M | 2.9M | -15M | -6.3M | 6.2M | 7.5M | -871.2K | 21.3M | |
NET INCOME | ||||||||||||||||||||
(1.9M) | (2.6M) | (2.8M) | (2.1M) | (1.3M) | (825K) | (1.2M) | (901K) | (3M) | (169K) | (951K) | (1.8M) | (1.5M) | (745K) | -6M | -3M | (1.6M) | (2.1M) | -1.2M | (7.1M) | |
6M | 8.2M | 8.5M | 6.9M | 4.5M | 2.7M | 4.6M | 2.5M | -411K | 1.2M | 2.6M | 3.5M | 3.9M | 2.2M | -9.1M | -3.2M | 4.8M | 5.4M | 348.6K | 14.2M |
FUSB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | April 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 18, 2026 | April 30, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 12, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 |
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