First US Bancshares, Inc.

First US Bancshares, Inc.

FUSBยทNASDAQ

$16.19

+0.062%
Financial ServicesBanks - Regional

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$90.13M
EPS1.0300
P/E Ratio15.72
Earnings Date04/29/2026
fusb

First US Bancshares, Inc. Street Expectations Map

FUSB ยท NASDAQ

No Target Data

No analyst price targets available for fusb.

fusb

First US Bancshares, Inc. Forward Estimates of Revenue

FUSB ยท NASDAQ
Latest Revenue
62.99M
FY 2025
Avg Estimate
56.92M
FY 2010
Estimate Range
45.53M - 68.30M
Analyst Spread

Forward Growth Analysis

Analyst Coverage19 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

fusb

First US Bancshares, Inc. Forward Estimates of Net Income

FUSB ยท NASDAQ
Latest Net Income
5.99M
FY 2025
Avg Estimate
31.30M
FY 2010
Estimate Range
24.37M - 38.24M
Analyst Spread

Forward Growth Analysis

Analyst Coverage19 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread44%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

fusb

First US Bancshares, Inc. Forward Estimates of EPS

FUSB ยท NASDAQ
Latest EPS
1.03
FY 2025
Avg Estimate
$0.10
FY 2010
Estimate Range
$-0.15 - $0.36
Analyst Spread

Forward Growth Analysis

Analyst Coverage19 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread486%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

fusb

First US Bancshares, Inc. Forward Estimates of EBIT

FUSB ยท NASDAQ
Latest EBIT
7.94M
FY 2025
Avg Estimate
8.97M
FY 2010
Estimate Range
7.18M - 10.76M
Analyst Spread

Forward Growth Analysis

Analyst Coverage19 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

fusb

First US Bancshares, Inc. Forward Estimates of EBITDA

FUSB ยท NASDAQ
Latest EBITDA
9.63M
FY 2025
Avg Estimate
11.19M
FY 2010
Estimate Range
8.95M - 13.43M
Analyst Spread

Forward Growth Analysis

Analyst Coverage19 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

fusb

First US Bancshares, Inc. Forward Estimates of SG&A Expense

FUSB ยท NASDAQ
Latest SG&A Expense
19.07M
FY 2025
Avg Estimate
54.68M
FY 2010
Estimate Range
43.75M - 65.62M
Analyst Spread

Forward Growth Analysis

Analyst Coverage19 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

fusb

First US Bancshares, Inc. Insider Positioning

FUSB ยท NASDAQ

During the last 12 months, insiders have purchased $351K and sold $12K worth of FUSB shares, resulting in $338K of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

1.5K

12.45K

Net Activity

-12K

-$12K

6-9 Months

Bought

27.5K

338.94K

Sold

0

0.00

Net Activity

+339K

+$339K

9-12 Months

Bought

1.0K

11.80K

Sold

0

0.00

Net Activity

+12K

+$12K

Top Buyers

1
BRS

Briggs Robert S

Director

10.0K sharesโ€ข2 transactions

$134K

2
FRC

Field Robert C

Director

8.0K sharesโ€ข3 transactions

$109K

3
MEH

Mabowitz Eric H

Officer: Sevp,Chief Risk Officer-Bank

6.2K sharesโ€ข1 transactions

$51K

4
PS

Pierce Staci

Director

3.0K sharesโ€ข6 transactions

$40K

5
HJF

House James F

Director, Officer: Chairman, President & Ceo

1.3K sharesโ€ข1 transactions

$17K

Top Sellers

1
MJL

Mcphearson John Lee

Director

1.5K sharesโ€ข1 transactions

$12K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $338K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

28.17:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.