First US Bancshares, Inc.

First US Bancshares, Inc.

FUSBยทNASDAQ

$16.19

+0.062%
Financial ServicesBanks - Regional

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$90.13M
EPS1.0300
P/E Ratio15.72
Earnings Date04/29/2026
0.46%
Dividend Yield
-7%
3Y-31.0%
5Y+45.0%
10Y+96.0%
20.59%
Dividend Payout Ratio
10%
3Y+45.0%
5Y+5.0%
10Y-21.0%
3Y+37.0%
5Y+116.0%
10Y+231.0%
First US Bancshares, Inc.

First US Bancshares, Inc. Dividend History

FUSB ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

FUSB Dividend Payment History

FUSB ยท NASDAQ

Total Payments

50

Latest Dividend

$0.0700

Annual Amount

$0.3500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 20, 2026
Jun 12, 2026Jul 1, 2026
$0.0700
$0.0700
Quarterly0.00%
Feb 25, 2026
Mar 13, 2026Apr 1, 2026
$0.0700
$0.0700
Quarterly0.00%
Nov 19, 2025
Dec 12, 2025Jan 2, 2026
$0.0700
$0.0700
Quarterly0.00%
Aug 27, 2025
Sep 12, 2025Oct 1, 2025
$0.0700
$0.0700
Quarterly0.00%
May 21, 2025
Jun 13, 2025Jul 1, 2025
$0.0700
$0.0700
Quarterly0.00%
Feb 26, 2025
Mar 14, 2025Apr 1, 2025
$0.0700
$0.0700
Quarterly0.00%
Nov 20, 2024
Dec 13, 2024Jan 2, 2025
$0.0700
$0.0700
Quarterly+40.00%
Aug 28, 2024
Sep 13, 2024Oct 1, 2024
$0.0500
$0.0500
Quarterly0.00%
May 22, 2024
Jun 7, 2024Jul 1, 2024
$0.0500
$0.0500
Quarterly0.00%
Feb 21, 2024
Mar 8, 2024Apr 1, 2024
$0.0500
$0.0500
Quarterly0.00%
Nov 15, 2023
Dec 8, 2023Jan 2, 2024
$0.0500
$0.0500
Quarterly0.00%
Aug 30, 2023
Sep 8, 2023Oct 2, 2023
$0.0500
$0.0500
Quarterly0.00%
May 25, 2023
Jun 9, 2023Jul 3, 2023
$0.0500
$0.0500
Quarterly0.00%
Feb 22, 2023
Mar 10, 2023Apr 3, 2023
$0.0500
$0.0500
Quarterly0.00%
Nov 16, 2022
Dec 9, 2022Jan 3, 2023
$0.0500
$0.0500
Quarterly+66.67%
Aug 24, 2022
Sep 9, 2022Oct 3, 2022
$0.0300
$0.0300
Quarterly0.00%
May 25, 2022
Jun 10, 2022Jul 1, 2022
$0.0300
$0.0300
Quarterly0.00%
Feb 23, 2022
Mar 10, 2022Apr 1, 2022
$0.0300
$0.0300
Quarterly0.00%
Nov 17, 2021
Dec 10, 2021Jan 4, 2022
$0.0300
$0.0300
Quarterly0.00%
Aug 25, 2021
Sep 10, 2021Oct 1, 2021
$0.0300
$0.0300
Quarterly0.00%
May 26, 2021
Jun 11, 2021Jul 1, 2021
$0.0300
$0.0300
Quarterly0.00%
Feb 24, 2021
Mar 12, 2021Apr 1, 2021
$0.0300
$0.0300
Quarterly0.00%
Nov 18, 2020
Dec 11, 2020Jan 4, 2021
$0.0300
$0.0300
Quarterly0.00%
Aug 26, 2020
Sep 11, 2020Oct 1, 2020
$0.0300
$0.0300
Quarterly0.00%
May 27, 2020
Jun 12, 2020Jul 1, 2020
$0.0300
$0.0300
Quarterly0.00%
Feb 27, 2020
Mar 12, 2020Apr 1, 2020
$0.0300
$0.0300
Quarterly0.00%
Nov 20, 2019
Dec 12, 2019Jan 2, 2020
$0.0300
$0.0300
Quarterly+50.00%
Aug 28, 2019
Sep 12, 2019Oct 1, 2019
$0.0200
$0.0200
Quarterly0.00%
May 22, 2019
Jun 7, 2019Jul 1, 2019
$0.0200
$0.0200
Quarterly0.00%
Feb 27, 2019
Mar 12, 2019Apr 1, 2019
$0.0200
$0.0200
Quarterly0.00%
Nov 14, 2018
Dec 7, 2018Jan 2, 2019
$0.0200
$0.0200
Quarterly0.00%
Aug 22, 2018
Sep 7, 2018Oct 1, 2018
$0.0200
$0.0200
Quarterly0.00%
May 23, 2018
Jun 8, 2018Jul 2, 2018
$0.0200
$0.0200
Quarterly0.00%
Feb 28, 2018
Mar 9, 2018Apr 2, 2018
$0.0200
$0.0200
Quarterly0.00%
Nov 15, 2017
Dec 8, 2017Jan 2, 2018
$0.0200
$0.0200
Quarterly0.00%
Aug 23, 2017
Sep 8, 2017Oct 2, 2017
$0.0200
$0.0200
Quarterly0.00%
May 25, 2017
Jun 9, 2017Jul 3, 2017
$0.0200
$0.0200
Quarterly0.00%
Feb 23, 2017
Mar 10, 2017Apr 3, 2017
$0.0200
$0.0200
Quarterly0.00%
Nov 17, 2016
Dec 9, 2016Jan 3, 2017
$0.0200
$0.0200
Quarterly0.00%
Aug 25, 2016
Sep 9, 2016Oct 3, 2016
$0.0200
$0.0200
Quarterly0.00%
May 26, 2016
Jun 10, 2016Jul 1, 2016
$0.0200
$0.0200
Quarterly0.00%
Feb 25, 2016
Mar 11, 2016Apr 1, 2016
$0.0200
$0.0200
Quarterly0.00%
Nov 18, 2015
Dec 11, 2015Jan 4, 2016
$0.0200
$0.0200
Quarterly0.00%
Aug 26, 2015
Sep 11, 2015Oct 1, 2015
$0.0200
$0.0200
Quarterly0.00%
May 28, 2015
Jun 12, 2015Jul 1, 2015
$0.0200
$0.0200
Quarterly0.00%
Mar 2, 2015
Mar 12, 2015Apr 1, 2015
$0.0200
$0.0200
Quarterly0.00%
Nov 21, 2014
Dec 12, 2014Jan 2, 2015
$0.0200
$0.0200
Quarterly+100.00%
Aug 29, 2014
Sep 12, 2014Oct 1, 2014
$0.0100
$0.0100
Quarterly-75.00%
Feb 18, 2011
Mar 11, 2011Apr 1, 2011
$0.0400
$0.0400
Quarterly-63.64%
Nov 18, 2010
Dec 10, 2010Jan 3, 2011
$0.1100
$0.1100
Quarterly-
fusb

First US Bancshares, Inc. Payout Ratio Analysis

FUSB ยท NASDAQ
Dividends Paid
-1.61M
2025
Net Income
5.99M
2025
Payout Ratio
26.84%
2025

Dividend Sustainability Analysis

Payout Ratio
26.84%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
17.7%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-27.2%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.