First US Bancshares, Inc.

First US Bancshares, Inc.

FUSBยทNASDAQ

$16.19

+0.062%
Financial ServicesBanks - Regional

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$90.13M
EPS1.0300
P/E Ratio15.72
Earnings Date04/29/2026
3Y-2.0%
5Y+102.0%
10Y+51.0%
3Y-65.0%
5Y-57.0%
10Y-53.0%
3Y+15.0%
5Y-57.0%
10Y+38.0%
FUSB

First US Bancshares, Inc. Cash Conversion Engine

FUSB ยท NASDAQ
Net Income5.99M
Depreciation & Amortization1.74M
Stock-Based Compensation744.00K
Change in Working Capital514.00K
Others3.28M
Capital Expenditures-3.24M
Free Cash Flow9.08M

Cash Flow Quality Analysis

FCF Conversion Rate

151.6%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

26.3%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+60.5%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

+$514.00K

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

First US Bancshares, Inc. Cash Flow Statement

FUSB โ€ข NASDAQ

First US Bancshares, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
6M
8.2M
8.5M
6.9M
4.5M
2.7M
4.6M
2.5M
-411K
1.2M
2.6M
3.5M
3.9M
2.2M
-9.1M
-3.2M
4.8M
5.4M
348.6K
14.2M
1.7M
1.7M
1.8M
1.9M
2M
2.1M
2.1M
1.6M
1.1M
966K
871K
803K
717K
715K
696.1K
756.1K
874.2K
950.1K
792.1K
987.6K
50K
583K
133K
-367K
-401K
720K
1.1M
1.5M
2.8M
121K
926K
1.8M
308K
999K
-2.7M
-5.2M
-524.7K
104.2K
-528K
-69.2K
744K
617K
596K
485K
436K
421K
360K
444K
366K
281K
416K
443K
155K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.3M
-372K
2M
3.7M
2.3M
3.2M
3.7M
3.8M
3.5M
4.9M
2.4M
1.7M
2M
10.4M
28.7M
25.1M
10.4M
8.6M
21.3M
3.7M
(1.5M)
(2.8M)
(2.4M)
(2.9M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
514K
-2.9M
103K
-38K
1M
-3M
-510K
-1.8M
-613K
692K
187K
207K
3.8M
1.8M
-1.3M
-1M
-12.5M
-7.9M
-2.2M
-1.3M
12.3M
7.8M
13.1M
12.5M
9.8M
6.1M
11.3M
8.1M
6.8M
8.2M
7.4M
8.6M
10.9M
16.1M
16.4M
16.4M
3.1M
7.2M
19.6M
17.6M
INVESTING ACTIVITIES
(0.0)
-2.1M
-1.5M
-1.3M
-822K
-955K
-3.2M
-1.5M
-10.4M
-7.9M
-3.7M
-1.7M
-381K
-572K
-500.9K
-349.2K
-672.7K
-299.1K
-476K
-645K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-19M
(0.0)
(0.0)
(0.0)
(1M)
(0.0)
(0.0)
(5M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-43.6M
-58M
-14.9M
-39.3M
-86.6M
-36.3M
-9.1M
-19.7M
-30.1M
-84.6M
-91.8M
-118.9M
-104.5M
-46.6M
-59.6M
-29.4M
-83M
-99.7M
-65.4M
-39M
49.9M
29M
12.6M
29.3M
41.9M
54.9M
57.3M
49.6M
57.6M
103.9M
91.4M
56.6M
42.9M
55.2M
74.5M
86.4M
73.6M
62.7M
42.9M
30.4M
-34.4M
754K
-56.7M
-69M
-62.8M
-83.7M
-35.3M
-6.6M
-39.8M
-70.7M
4.6M
42.5M
43.8M
34.9M
-9.3M
-5.1M
-11.6M
20.4M
-19.1M
-13.7M
-28.1M
-30.3M
-60.4M
-80.2M
-108.3M
-66.1M
(9.7M)
(2.7M)
-22.6M
-59.3M
(473K)
-20.5M
-18.2M
(42.9M)
(10.2M)
(51.6M)
-21.6M
-16.9M
-42.2M
-22.9M
FINANCING ACTIVITIES
-1.8M
-1.6M
-1.4M
-4.5M
-525K
-452K
-1.5M
0.0
0.0
0.0
0.0
0.0
0.0
84.6K
-3.1K
-77.6K
-10.5K
-1.2M
0.0
0.0
-10M
0.0
-10M
10M
10.7M
-8K
9.5M
-35.1M
475K
12.8M
6.9M
-795K
5.6M
-19.7M
-10.6M
-54.6M
-6.7M
3.6M
-580K
-1.5M
-1.6M
-1.3M
-1.2M
-832K
-745K
-740K
-562K
-495K
-486K
-483K
-484K
-181K
(0.0)
(0.0)
-241.3K
-2.7M
-3.6M
-6.5M
-7.3M
-6.8M
-1.8M
-1.6M
-1.4M
-4.5M
-525K
-452K
-1.5M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-3.1K
-77.6K
-10.5K
-1.2M
(0.0)
(0.0)
55.5M
22.4M
80.1M
31.9M
55.9M
98.6M
-21.1M
47.3M
19.5M
18.3M
-4.4M
-620K
-4.8M
-38.1M
23.6M
-9.5M
27.9M
6.6M
28.5M
23.8M
42.1M
19.5M
67.5M
36.6M
65.3M
97.4M
-13.6M
11.7M
19.5M
30.6M
2M
-1.6M
838K
-57.8M
12.7M
-66.9M
17.6M
2.4M
14.8M
12.2M
CASH FLOW SUMMARY
26.3M
-3.1M
20.1M
-31.1M
-33.2M
37.4M
7.4M
22.5M
3.6M
-20.5M
9.9M
-13.6M
-6.4M
1.3M
39.3M
1.1M
-922.7K
-7.3M
-7.8M
6.9M
47.2M
50.3M
30.2M
61.2M
94.4M
57M
49.6M
27.1M
23.5M
44.1M
34.2M
47.7M
54.1M
52.8M
13.5M
12.4M
13.4M
20.7M
28.5M
21.6M
73.5M
47.2M
50.3M
30.2M
61.2M
94.4M
57M
49.6M
27.1M
23.5M
44.1M
34.2M
47.7M
54.1M
52.8M
13.5M
12.4M
13.4M
20.7M
28.5M
9.1M
5.7M
11.6M
11.3M
9M
5.1M
8.1M
6.5M
-3.6M
290K
3.7M
6.9M
10.5M
15.6M
15.9M
16.1M
2.4M
6.9M
19.2M
17M

SEC Filings

FUSB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 18, 2026
April 30, 2026
2026
10-K

10-K 2025 FY

FY

March 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 12, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
Showing 1 to 10 of 395 filings