First US Bancshares, Inc.

First US Bancshares, Inc.

FUSBยทNASDAQ

$16.19

+0.062%
Financial ServicesBanks - Regional

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$90.13M
EPS1.0300
P/E Ratio15.72
Earnings Date04/29/2026
3Y+16.0%
5Y+30.0%
10Y+90.0%
3Y+15.0%
5Y+31.0%
10Y+98.0%
3Y+24.0%
5Y+22.0%
10Y+39.0%
fusb

First US Bancshares, Inc. Funding & Solvency Profile

FUSB ยท NASDAQ
Cash & Cash Equivalents73.55M
Net Receivables3.92M
Inventory0.00
Other Current Assets0.00
Total Current Assets88 M
Property, Plant & Equipment26.28M
Goodwill & Intangible Assets7.43M
Long-Term Investments1.00B
Other Non-Current Assets32.75M
Total Non-Current Assets1 B
Total Assets
1.15B

Financial Health Analysis

Current Ratio

0.09x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

9.93x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-942624000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

8% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

First US Bancshares, Inc. Balance Sheet

FUSB โ€ข NASDAQ

First US Bancshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
73.5M
47.2M
50.3M
30.2M
61.2M
94.4M
57M
49.6M
27.1M
23.5M
44.1M
34.2M
47.7M
54.1M
52.8M
13.5M
12.4M
13.4M
20.7M
28.5M
10.4M
23.9M
135.6M
130.8M
130.9M
85M
94M
132.5M
153.9M
181.9M
198.8M
205M
135.8M
92.6M
122.2M
0.0
0.0
0.0
0.0
0.0
83.9M
71.1M
185.8M
160.9M
192.1M
179.4M
151M
182.1M
181M
205.4M
242.9M
239.1M
183.5M
146.7M
175M
13.5M
12.4M
13.4M
20.7M
28.5M
3.9M
3.6M
4M
3M
2.6M
2.8M
2.5M
2.8M
2.1M
2M
1.8M
2.2M
2.7M
3.1M
4M
5.1M
5.1M
4.8M
6.1M
6.1M
3.9M
3.6M
4M
3M
2.6M
2.8M
2.5M
2.8M
2.1M
2M
1.8M
2.2M
2.7M
3.1M
4M
5.1M
5.1M
4.8M
6.1M
6.1M
87.9M
74.7M
189.8M
164M
194.7M
182.2M
153.5M
184.9M
183.1M
207.4M
244.7M
241.4M
186.2M
149.8M
178.9M
18.6M
17.5M
18.2M
26.8M
34.6M
NON-CURRENT ASSETS
26.3M
24.8M
24.4M
24.4M
25.1M
28.2M
29.2M
27.6M
26.4M
18.3M
12.1M
9.8M
8.9M
8.9M
9M
16.6M
17.3M
17.5M
18.1M
18.9M
7.4M
7.4M
7.4M
7.4M
7.4M
7.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.1M
4.1M
4.1M
4.1M
6.1M
6.1M
0.0
49K
171K
366K
634K
975K
8.8M
9.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.4M
7.5M
7.6M
7.8M
8.1M
8.4M
8.8M
9.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.1M
4.1M
4.1M
4.1M
4.1M
1B
957.5M
812.4M
766.3M
703.5M
644.8M
559.6M
536.3M
372.4M
348.7M
287.8M
288.6M
336M
358.5M
385.2M
526.3M
600.4M
585.7M
574.2M
561.3M
32.7M
36.6M
38.7M
32.2M
27M
26.9M
37.6M
33.8M
43.7M
32.4M
31.2M
32.8M
38.7M
49.9M
48.7M
56.1M
52.4M
42.5M
36.7M
27.4M
1.1B
1B
883.1M
830.7M
763.6M
708.3M
635.2M
607M
442.5M
399.5M
331M
331.2M
383.6M
417.3M
442.9M
603.1M
674.2M
649.8M
633.1M
611.7M
1.2B
1.1B
1.1B
994.7M
958.3M
890.5M
788.7M
791.9M
625.6M
606.9M
575.8M
572.6M
569.8M
567.1M
624.4M
625.3M
691.8M
668M
659.9M
646.3M
LIABILITIES
CURRENT LIABILITIES
2.5M
1.8M
2M
607K
224K
292K
537K
424K
381K
241K
180K
221K
266K
413K
790.2K
2.2M
2.5M
3.4M
0.0
0.0
2.5M
1.8M
2M
607K
224K
292K
537K
424K
381K
241K
180K
221K
266K
413K
790.2K
2.2M
2.5M
3.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
537K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10M
10M
20M
10M
10M
10M
527K
15.6M
10.1M
7.4M
436K
1.2M
638K
711.6K
970.4K
620K
2.3M
11.2M
1.8M
1B
972.6M
950.2M
870M
838.1M
782.2M
683.7M
704.7M
517.1M
497.6M
479.3M
483.7M
484.3M
489M
527.1M
503.5M
513.1M
485.1M
478.6M
450.1M
1B
984.3M
962.2M
890.6M
848.4M
792.5M
694.2M
705.7M
533.1M
508M
486.8M
484.3M
485.8M
490.1M
528.6M
506.7M
516.2M
490.8M
489.8M
451.8M
NON-CURRENT LIABILITIES
10.9M
10.9M
10.8M
10.7M
10.7M
0.0
0.0
0.0
10M
15M
5M
5M
5M
0.0
20M
30M
85M
90M
77.5M
87.6M
7.7M
7.3M
9.3M
8.2M
9.2M
11.3M
9.8M
6.8M
6.3M
7.6M
6.9M
8.1M
8.9M
8.4M
7M
10.5M
9.1M
8.5M
13M
15.3M
18.6M
18.2M
20.1M
18.9M
19.8M
11.3M
9.8M
6.8M
16.3M
22.6M
11.9M
13.1M
13.9M
8.4M
27M
40.5M
94.1M
98.5M
90.6M
102.9M
0.0
0.0
0.0
0.0
0.0
0.0
2.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1B
1B
982.3M
909.5M
868.2M
803.8M
704M
712.5M
549.4M
530.7M
498.8M
497.4M
499.7M
501.1M
558.2M
550.8M
610.3M
589.3M
580.3M
554.7M
SHAREHOLDERS' EQUITY
-30.9M
-29.5M
-28M
-26.7M
-22.3M
-21.9M
-21.9M
-20.4M
-20.4M
-20.8M
-20.8M
-20.9M
-21M
-21.1M
-21.2M
-21.2M
-21.1M
-21.1M
-20M
-14.1M
79K
78K
75K
75K
75K
75K
75K
75K
73K
73K
73K
73K
73K
73K
73.2K
73.2K
73.2K
73.2K
73.2K
73.2K
16M
15.5M
15M
14.5M
14.2M
13.8M
13.8M
13.5M
10.8M
10.8M
10.6M
9.6M
9.3M
9.3M
9.3M
9.2M
9.2M
9.2M
9.2M
9.2M
121.2M
116.9M
110M
104.5M
98.4M
94.7M
92.8M
88.7M
86.7M
87.4M
86.7M
84.6M
81.2M
77.3M
75.1M
84.4M
90.2M
88M
89.3M
96.7M
-780K
-4.3M
-6.4M
-7.2M
-276K
-52K
-46K
-2.4M
-868K
-1.3M
536K
1.8M
529K
3.1M
3M
3.4M
4.3M
2.5M
875.3K
-275K
105.6M
98.6M
90.6M
85.1M
90.1M
86.7M
84.7M
79.4M
76.2M
76.3M
76.3M
75.2M
70.1M
68.7M
66.2M
75.9M
82.7M
78.7M
79.6M
91.6M
105.6M
98.6M
90.6M
85.1M
90.1M
86.7M
84.7M
79.4M
76.2M
76.2M
76.3M
75.2M
70.1M
68.6M
66.2M
74.5M
81.5M
78.7M
79.6M
91.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-11K
-11K
-11K
-13K
-13K
-13K
-13K
-12.5K
-1.4M
-1.3M
0.0
0.0
0.0
SUMMARY
1.2B
1.1B
1.1B
994.7M
958.3M
890.5M
788.7M
791.9M
625.6M
606.9M
575.8M
572.6M
569.8M
567.1M
621.7M
621.7M
691.8M
668M
659.9M
646.3M
1B
981.4M
948M
897.1M
834.3M
729.8M
653.6M
668.8M
526.3M
530.6M
486.6M
493.6M
471.7M
451.2M
507.3M
526.3M
600.4M
585.7M
574.2M
561.3M
10.9M
20.9M
20.8M
30.7M
20.7M
10M
10M
527K
25.6M
25.1M
12.4M
5.4M
6.2M
638K
20.7M
31M
85.6M
92.3M
88.7M
89.3M
-62.6M
-26.3M
-29.5M
548K
-40.5M
-84.4M
-47M
-49.1M
-1.5M
1.7M
-31.7M
-28.7M
-41.5M
-53.5M
-32.1M
17.4M
73.2M
78.9M
68.1M
60.9M
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660
5,759,660

SEC Filings

FUSB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 04, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 18, 2026
April 30, 2026
2026
10-K

10-K 2025 FY

FY

March 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 12, 2026
February 09, 2026
2026
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
Showing 1 to 10 of 395 filings