image
Technology - Software - Application - NYSE - US
$ 3.6
0.279 %
$ 908 M
Market Cap
-10.59
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one BLND stock under the worst case scenario is HIDDEN Compared to the current market price of 3.6 USD, Blend Labs, Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one BLND stock under the base case scenario is HIDDEN Compared to the current market price of 3.6 USD, Blend Labs, Inc. is HIDDEN

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one BLND stock under the best case scenario is HIDDEN Compared to the current market price of 3.6 USD, Blend Labs, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
157 M REVENUE
-33.31%
-156 M OPERATING INCOME
44.45%
-180 M NET INCOME
76.45%
-128 M OPERATING CASH FLOW
32.98%
127 M INVESTING CASH FLOW
28.03%
-91 M FINANCING CASH FLOW
-4097.21%
45.2 M REVENUE
11.62%
-13.3 M OPERATING INCOME
-1.42%
3.01 M NET INCOME
112.77%
2.08 M OPERATING CASH FLOW
131.14%
11.7 M INVESTING CASH FLOW
146.83%
-4.23 M FINANCING CASH FLOW
42.19%
Balance Sheet Blend Labs, Inc.
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Current Assets 170 M
Cash & Short-Term Investments 137 M
Receivables 19.9 M
Other Current Assets 13 M
Non-Current Assets 36.2 M
Long-Term Investments 0
PP&E 12.5 M
Other Non-Current Assets 23.7 M
Current Liabilities 31.6 M
Accounts Payable 2.17 M
Short-Term Debt 4.38 M
Other Current Liabilities 25 M
Non-Current Liabilities 148 M
Long-Term Debt 145 M
Other Non-Current Liabilities 2.23 M
EFFICIENCY
Earnings Waterfall Blend Labs, Inc.
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Revenue 157 M
Cost Of Revenue 75.7 M
Gross Profit 81.1 M
Operating Expenses 237 M
Operating Income -156 M
Other Expenses 23.7 M
Net Income -180 M
RATIOS
51.73% GROSS MARGIN
51.73%
-99.60% OPERATING MARGIN
-99.60%
-118.15% NET MARGIN
-118.15%
963.05% ROE
963.05%
-89.93% ROA
-89.93%
-131.25% ROIC
-131.25%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Blend Labs, Inc.
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Net Income -180 M
Depreciation & Amortization 5.76 M
Capital Expenditures -587 K
Stock-Based Compensation 46 M
Change in Working Capital -4.25 M
Others -4.71 M
Free Cash Flow -128 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Blend Labs, Inc.
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Wall Street analysts predict an average 1-year price target for BLND of $5.9 , with forecasts ranging from a low of $3 to a high of $10 .
BLND Lowest Price Target Wall Street Target
3 USD -16.67%
BLND Average Price Target Wall Street Target
5.9 USD 63.89%
BLND Highest Price Target Wall Street Target
10 USD 177.78%
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership Blend Labs, Inc.
image
Sold
0-3 MONTHS
1.84 M USD 4
3-6 MONTHS
281 K USD 2
6-9 MONTHS
2.48 M USD 1
9-12 MONTHS
740 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
67.4 K USD 1
6-9 MONTHS
49 K USD 1
9-12 MONTHS
Date Value Insider Amount Avg Price
2 weeks ago
Dec 31, 2024
Sell 128 K USD
Kneafsey Brian
Head of Revenue
- 30000
4.2749 USD
2 weeks ago
Dec 30, 2024
Sell 21 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 5000
4.2021 USD
3 weeks ago
Dec 24, 2024
Sell 132 K USD
Kneafsey Brian
Head of Revenue
- 30000
4.4011 USD
3 weeks ago
Dec 23, 2024
Sell 18.6 K USD
Tkach Oxana
PRINCIPAL ACCOUNTING OFFICER
- 4247
4.37 USD
1 month ago
Dec 17, 2024
Sell 151 K USD
Kneafsey Brian
Head of Revenue
- 30000
5.0494 USD
1 month ago
Dec 10, 2024
Sell 154 K USD
Kneafsey Brian
Head of Revenue
- 30000
5.1192 USD
1 month ago
Dec 10, 2024
Sell 76 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 15000
5.07 USD
1 month ago
Dec 06, 2024
Sell 311 K USD
Mayopoulos Timothy J
Director
- 56490
5.5017 USD
1 month ago
Nov 25, 2024
Sell 94.8 K USD
Tkach Oxana
PRINCIPAL ACCOUNTING OFFICER
- 18324
5.176 USD
1 month ago
Nov 21, 2024
Sell 25.3 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 5000
5.0688 USD
1 month ago
Nov 20, 2024
Sell 214 K USD
Mayopoulos Timothy J
Director
- 42721
5.0004 USD
2 months ago
Nov 14, 2024
Sell 65.9 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 15000
4.3956 USD
2 months ago
Nov 12, 2024
Sell 412 K USD
Mayopoulos Timothy J
Director
- 88311
4.6635 USD
2 months ago
Oct 24, 2024
Sell 34.2 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 10000
3.4236 USD
3 months ago
Oct 10, 2024
Sell 68.6 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 20000
3.4299 USD
3 months ago
Sep 26, 2024
Sell 40.6 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 10000
4.0635 USD
3 months ago
Sep 23, 2024
Sell 17.1 K USD
Tkach Oxana
PRINCIPAL ACCOUNTING OFFICER
- 4303
3.98 USD
4 months ago
Sep 12, 2024
Sell 66.7 K USD
Ling Winnie
HEAD OF LEGAL AND PEOPLE
- 20000
3.3338 USD
4 months ago
Aug 30, 2024
Sell 88.1 K USD
Tkach Oxana
PRINCIPAL ACCOUNTING OFFICER
- 23749
3.7086 USD
6 months ago
Jul 12, 2024
Bought 16.9 K USD
Jafari Amir
HEAD OF FINANCE AND ADMIN.
+ 6666
2.5412 USD
7 months ago
Jun 13, 2024
Bought 16.7 K USD
Jafari Amir
HEAD OF FINANCE AND ADMIN.
+ 6265
2.6635 USD
8 months ago
May 13, 2024
Bought 16.6 K USD
Jafari Amir
HEAD OF FINANCE AND ADMIN.
+ 5585
2.9654 USD
7 months ago
May 30, 2024
Sell 239 K USD
Ghamsari Nima
HEAD OF BLEND
- 81434
2.9337 USD
8 months ago
May 13, 2024
Sell 781 K USD
Ghamsari Nima
HEAD OF BLEND
- 281763
2.7711 USD
8 months ago
May 14, 2024
Sell 1.21 M USD
Ghamsari Nima
HEAD OF BLEND
- 427237
2.8372 USD
8 months ago
May 13, 2024
Bought 17.2 K USD
Jafari Amir
HEAD OF FINANCE AND ADMIN.
+ 5808
2.9654 USD
8 months ago
Apr 24, 2024
Sell 247 K USD
Ghamsari Nima
HEAD OF BLEND
- 100807
2.4536 USD
9 months ago
Apr 12, 2024
Bought 16.6 K USD
Jafari Amir
HEAD OF FINANCE AND ADMIN.
+ 6265
2.6477 USD
9 months ago
Mar 22, 2024
Sell 244 K USD
Ghamsari Nima
HEAD OF BLEND
- 81700
2.9901 USD
10 months ago
Mar 13, 2024
Bought 16.7 K USD
Jafari Amir
HEAD OF FINANCE AND ADMIN.
+ 5555
3 USD
10 months ago
Feb 23, 2024
Sell 250 K USD
Ghamsari Nima
HEAD OF BLEND
- 112108
2.2322 USD
11 months ago
Feb 13, 2024
Bought 15.8 K USD
Jafari Amir
HEAD OF FINANCE AND ADMIN.
+ 6051
2.6074 USD
11 months ago
Jan 24, 2024
Sell 246 K USD
Ghamsari Nima
Head of Blend
- 97657
2.5184 USD
1 year ago
Jan 12, 2024
Bought 17 K USD
Jafari Amir
Head of Finance and Admin.
+ 7002
2.4251 USD
1 year ago
Dec 22, 2023
Sell 164 K USD
Ghamsari Nima
Head of Blend
- 69853
2.346 USD
1 year ago
Dec 22, 2023
Sell 97.9 K USD
Ghamsari Nima
Head of Blend
- 41755
2.3456 USD
1 year ago
Dec 13, 2023
Bought 17.1 K USD
Jafari Amir
Head of Finance and Admin.
+ 8547
1.999 USD
1 year ago
Nov 30, 2023
Sell 91.8 K USD
Ghamsari Nima
Head of Blend
- 71428
1.2853 USD
1 year ago
Nov 30, 2023
Sell 229 K USD
Ghamsari Nima
Head of Blend
- 178571
1.2851 USD
1 year ago
Nov 13, 2023
Bought 15.4 K USD
Jafari Amir
Head of Finance and Admin.
+ 12610
1.2173 USD
1 year ago
Oct 13, 2023
Bought 17.1 K USD
Jafari Amir
Head of Finance and Admin.
+ 14124
1.2136 USD
1 year ago
Sep 29, 2023
Sell 153 K USD
Ghamsari Nima
Head of Blend
- 111940
1.3654 USD
1 year ago
Sep 14, 2023
Bought 17.1 K USD
Jafari Amir
Head of Finance and Admin.
+ 14369
1.1918 USD
1 year ago
Jul 31, 2023
Sell 151 K USD
Ghamsari Nima
Head of Blend
- 114504
1.3206 USD
1 year ago
Jun 30, 2023
Sell 147 K USD
Ghamsari Nima
Head of Blend
- 153531
0.9597 USD
1 year ago
May 31, 2023
Sell 144 K USD
Ghamsari Nima
Head of Blend
- 151316
0.9547 USD
1 year ago
Apr 28, 2023
Sell 140 K USD
Ghamsari Nima
Head of Blend
- 230770
0.608 USD
1 year ago
Mar 29, 2023
Sell 159 K USD
Ghamsari Nima
Head of Blend
- 169242
0.9381 USD
1 year ago
Feb 01, 2023
Sell 24.8 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 15180
1.635 USD
2 years ago
Dec 27, 2022
Sell 51.5 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 45943
1.1204 USD
2 years ago
Dec 20, 2022
Sell 40.4 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 33196
1.2167 USD
2 years ago
Dec 20, 2022
Sell 28.2 K USD
Greenberg Marc S.
Head of Finance
- 23160
1.2163 USD
2 years ago
Dec 12, 2022
Sell 964 K USD
Ghamsari Nima
Head of Blend
- 766092
1.2581 USD
2 years ago
Dec 05, 2022
Sell 16.7 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12914
1.2952 USD
2 years ago
Dec 06, 2022
Sell 14.6 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12914
1.1285 USD
2 years ago
Nov 29, 2022
Sell 15.6 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
1.2077 USD
2 years ago
Nov 21, 2022
Sell 29.1 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 17640
1.6495 USD
2 years ago
Nov 21, 2022
Sell 68.1 K USD
Mayopoulos Timothy J
President
- 41242
1.6505 USD
2 years ago
Nov 21, 2022
Sell 12.1 K USD
Gupta Manish K.
Principal Accounting Officer
- 7351
1.6519 USD
2 years ago
Nov 21, 2022
Sell 31.7 K USD
Greenberg Marc S.
Head of Finance
- 19228
1.651 USD
2 years ago
Nov 17, 2022
Sell 24.8 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
1.9201 USD
2 years ago
Nov 14, 2022
Sell 18.5 K USD
Mayopoulos Timothy J
President
- 8610
2.147 USD
2 years ago
Oct 19, 2022
Sell 17 K USD
Mayopoulos Timothy J
President
- 8610
1.973 USD
2 years ago
Oct 18, 2022
Sell 27.3 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
2.1092 USD
2 years ago
Oct 04, 2022
Sell 30.8 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
2.3818 USD
2 years ago
Sep 26, 2022
Sell 29.4 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
2.2739 USD
2 years ago
Sep 27, 2022
Sell 29.2 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
2.2564 USD
2 years ago
Sep 06, 2022
Sell 38.8 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
3.005 USD
2 years ago
Sep 01, 2022
Sell 196 K USD
Mayopoulos Timothy J
President
- 66349
2.9498 USD
2 years ago
Aug 24, 2022
Sell 39.4 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 12920
3.0493 USD
2 years ago
Aug 22, 2022
Sell 58.9 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 20266
2.9085 USD
2 years ago
Aug 22, 2022
Sell 76.3 K USD
Mayopoulos Timothy J
President
- 26228
2.9079 USD
2 years ago
May 20, 2022
Sell 67.1 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 20289
3.3082 USD
2 years ago
May 20, 2022
Sell 107 K USD
Mayopoulos Timothy J
President
- 32298
3.3068 USD
2 years ago
May 20, 2022
Sell 8.67 K USD
Chan Jonathan Y.
Principal Accounting Officer
- 2666
3.2531 USD
2 years ago
Mar 22, 2022
Sell 14.2 K USD
Chan Jonathan Y.
Principal Accounting Officer
- 2083
6.8397 USD
2 years ago
Feb 22, 2022
Sell 34.9 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 3884
8.9928 USD
2 years ago
Feb 07, 2022
Sell 18.5 K USD
Chan Jonathan Y.
Principal Accounting Officer
- 2084
8.8619 USD
3 years ago
Jan 10, 2022
Sell 14.6 K USD
Chan Jonathan Y.
Principal Accounting Officer
- 2083
7.0023 USD
3 years ago
Dec 14, 2021
Sell 3.5 K USD
Chan Jonathan Y.
Principal Accounting Officer
- 459
7.6228 USD
3 years ago
Nov 22, 2021
Sell 37.3 K USD
Sumner Crystal
Head of Legal, Compliance,Risk
- 3557
10.4957 USD
7. News
Is Blend Labs (BLND) Stock Outpacing Its Computer and Technology Peers This Year? Here is how Blend Labs (BLND) and Itron (ITRI) have performed compared to their sector so far this year. zacks.com - 2 weeks ago
PHH Mortgage Partners with Blend to Revolutionize Home Lending Operations SAN FRANCISCO--(BUSINESS WIRE)--Blend Labs, Inc. (NYSE: BLND), a leading origination platform for digital banking solutions, today announced a partnership with PHH Mortgage, a subsidiary of Onity Group Inc. (NYSE: ONIT) and one of the largest servicers in the country, to bring a new level of efficiency and simplicity to PHH's home lending operations. By automating and eliminating many of the manual steps that delay approvals and timely closings, the implementation of Blend's Mortgage Suite is e. businesswire.com - 1 month ago
Srini Venkatramani Joins Blend As Head of Product, Technology, and Customer Operations SAN FRANCISCO--(BUSINESS WIRE)--Blend Labs, Inc. (NYSE: BLND), a leading platform for digital banking solutions, today announced the appointment of Srini Venkatramani as Head of Product, Technology, and Customer Operations. Srini's leadership will be instrumental in accelerating Blend's next phase of growth in the digital banking space. With over 23 years of experience, Srini joins Blend with a proven track record of scaling SaaS businesses, driving product innovation, and delivering accelerate. businesswire.com - 1 month ago
What Makes Blend Labs (BLND) a Strong Momentum Stock: Buy Now? Does Blend Labs (BLND) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 month ago
Blend Labs, Inc. (BLND) Hits Fresh High: Is There Still Room to Run? Blend Labs (BLND) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues. zacks.com - 1 month ago
Blend Labs to Participate in Wells Fargo TMT Summit SAN FRANCISCO--(BUSINESS WIRE)--Blend Labs Inc. (NYSE: BLND), a leading origination platform for digital banking solutions, today announced that its management will participate at the following investor conference: Wells Fargo 8th Annual TMT Summit Rancho Palos Verdes, CA Wednesday, December 4, 2024 Fireside Chat at 10:15 a.m. PST The conference fireside chat will be available via live audio webcast accessible on the Investors section of the Company's website at investor.blend.com. About Blend. businesswire.com - 1 month ago
Blend Labs, Inc. (BLND) Hit a 52 Week High, Can the Run Continue? Blend Labs (BLND) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues. zacks.com - 1 month ago
British Land's retail parks prove a first-half saving grace British Land Company PLC (LSE:BLND) reported a stable overall portfolio valuation in the first half of 2024, supported by strong performance in retail parks, which offset declines in other segments.  Retail parks experienced a 5.1% uplift in value, contributing to an overall portfolio increase of 0.2%. proactiveinvestors.co.uk - 1 month ago
Blend Labs (BLND) Is Up 30.85% in One Week: What You Should Know Does Blend Labs (BLND) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 months ago
Blend To Participate In The 2024 KBW Fintech Conference SAN FRANCISCO--(BUSINESS WIRE)--Blend Labs, Inc. (NYSE: BLND), a leading digital origination platform, announced today that Nima Ghamsari, Co-Founder and Head of Blend, will be presenting at the 2024 KBW Fintech Conference in New York City on Wednesday, November 13, 2024 at 9:30 am ET. The live presentation will also be available at investor.blend.com. A replay will be accessible on the website following the conference. About Blend Blend Labs Inc., (NYSE: BLND) is a leading digital origination. businesswire.com - 2 months ago
Blend Labs, Inc. (BLND) Q3 2024 Earnings Call Transcript Blend Labs, Inc. (BLND) Q3 2024 Earnings Call Transcript seekingalpha.com - 2 months ago
Blend Labs (BLND) Reports Break-Even Earnings for Q3 Blend Labs (BLND) reported break-even quarterly earnings per share versus the Zacks Consensus Estimate of a loss of $0.02. This compares to loss of $0.09 per share a year ago. zacks.com - 2 months ago
8. Profile Summary

Blend Labs, Inc. BLND

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 908 M
Dividend Yield 0.00%
Description Blend Labs, Inc. provides cloud-based software platform solutions for financial services firms in the United States. It operates in two segments, Blend Platform and Title365. The company offers a suite of white-label products for mortgages, home equity loans and lines of credit, vehicle loans, personal loans, credit cards, and deposit accounts. It also provides a suite of mortgage products that facilitates homeownership journey for consumers comprising close, income verification for mortgage, homeowners insurance, and realty. In addition, the company offers title search procedures for title insurance policies, escrow, and other closing and settlement services, as well as other trustee services; and professional and consulting services. It serves banks, credit unions, financial technology companies, and non-bank mortgage lenders. Blend Labs, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Contact 415 Kearny Street, San Francisco, CA, 94108 https://blend.com
IPO Date July 16, 2021
Employees 881
Officers Mr. Amir Jafari Head of Finance & Administration Mr. Srinivasan Venkatramani Head of Product, Technology & Customer Operations Ms. Aesha Shah Head of Design Mr. Brian Kneafsey Head of Revenue Mr. Rosco Hill Co-Founder Ms. Oxana Tkach Controller & Principal Accounting Officer Mr. Naveen Ayyagari Head of Engineering Ms. Winnie Ling Head of Legal & People Mr. Nima Ghamsari Co-Founder, Chairman, Chief Executive Officer & Head of Blend Mr. Bryan Michaleski C.F.A. Investor Relations Lead