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Technology - Software - Application - NYSE - US
$ 46.16
-0.266 %
$ 4.71 B
Market Cap
115.56
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BILL stock under the worst case scenario is HIDDEN Compared to the current market price of 46.2 USD, Bill.com Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BILL stock under the base case scenario is HIDDEN Compared to the current market price of 46.2 USD, Bill.com Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BILL stock under the best case scenario is HIDDEN Compared to the current market price of 46.2 USD, Bill.com Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BILL

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$100.0$100.0$90.0$90.0$80.0$80.0$70.0$70.0$60.0$60.0$50.0$50.0$40.0$40.0$30.0$30.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
1.29 B REVENUE
21.89%
-174 M OPERATING INCOME
41.12%
-28.9 M NET INCOME
87.09%
279 M OPERATING CASH FLOW
48.47%
-409 M INVESTING CASH FLOW
-157.89%
-743 M FINANCING CASH FLOW
-315.85%
363 M REVENUE
1.14%
7.51 M OPERATING INCOME
-65.84%
33.5 M NET INCOME
276.44%
78.7 M OPERATING CASH FLOW
-11.14%
9.84 M INVESTING CASH FLOW
107.05%
538 M FINANCING CASH FLOW
611.28%
Balance Sheet Bill.com Holdings, Inc.
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Current Assets 6.31 B
Cash & Short-Term Investments 1.59 B
Receivables 725 M
Other Current Assets 4 B
Non-Current Assets 2.86 B
Long-Term Investments 0
PP&E 147 M
Other Non-Current Assets 2.72 B
17.30 %7.90 %43.60 %29.60 %Total Assets$9.2b
Current Liabilities 4.06 B
Accounts Payable 7.45 M
Short-Term Debt 0
Other Current Liabilities 4.06 B
Non-Current Liabilities 982 M
Long-Term Debt 977 M
Other Non-Current Liabilities 4.74 M
80.39 %19.36 %Total Liabilities$5.0b
EFFICIENCY
Earnings Waterfall Bill.com Holdings, Inc.
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Revenue 1.29 B
Cost Of Revenue 235 M
Gross Profit 1.06 B
Operating Expenses 1.23 B
Operating Income -174 M
Other Expenses -145 M
Net Income -28.9 M
1b1b1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)1b(235m)1b(1b)(174m)145m(29m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
81.82% GROSS MARGIN
81.82%
-13.50% OPERATING MARGIN
-13.50%
-2.24% NET MARGIN
-2.24%
-0.70% ROE
-0.70%
-0.31% ROA
-0.31%
-3.74% ROIC
-3.74%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Bill.com Holdings, Inc.
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300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)20192019202020202021202120222022202320232024202420252025
Net Income -28.9 M
Depreciation & Amortization 103 M
Capital Expenditures -20.9 M
Stock-Based Compensation 248 M
Change in Working Capital -9.34 M
Others -42.5 M
Free Cash Flow 258 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Bill.com Holdings, Inc.
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Wall Street analysts predict an average 1-year price target for BILL of $65.9 , with forecasts ranging from a low of $25 to a high of $95 .
BILL Lowest Price Target Wall Street Target
25 USD -45.84%
BILL Average Price Target Wall Street Target
65.9 USD 42.67%
BILL Highest Price Target Wall Street Target
95 USD 105.81%
Price
Max Price Target
Min Price Target
Average Price Target
10010090908080707060605050404030302020Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Bill.com Holdings, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
944 K USD 3
6-9 MONTHS
399 K USD 3
9-12 MONTHS
231 K USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
5.09 M USD 3
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
BILL to Participate in Upcoming Investor Conference SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE:BILL), a leading financial operations platform for small and midsize businesses (SMBs), announced today its participation in the J.P. Morgan Global Technology, Media and Communications Conference in Boston on Tuesday, May 13, 2025 at 12:10 p.m. PDT. A live webcast of the event will be accessible at https://investor.bill.com. Webcast replays can be accessed from BILL's Investor Relations website for approximately thirty days. Please note the presenta. businesswire.com - 1 week ago
Seeking Clues to BILL Holdings (BILL) Q3 Earnings? A Peek Into Wall Street Projections for Key Metrics Besides Wall Street's top -and-bottom-line estimates for BILL Holdings (BILL), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 1 week ago
BILL Holdings (BILL) Expected to Beat Earnings Estimates: Can the Stock Move Higher? BILL Holdings (BILL) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
4 Software Stocks Likely to Beat Earnings Estimates This Season Let us examine some software stocks, such as AFRM, XYZ, BILL and TEAM, which are poised to beat earnings estimates this season. zacks.com - 2 weeks ago
Xero launches US online bill payments, powered by BILL New bill payment capabilities reduce time spent on manual processes and increase cash flow visibility for businesses DENVER and SAN JOSE, Calif. , April 29, 2025 /PRNewswire/ --  Xero (ASX: XRO), the global small business platform, today launched the ability for its US customers to pay bills within Xero as part of its strategic partnership with BILL (NYSE: BILL), a leading financial operations platform for small and midsize businesses (SMBs). prnewswire.com - 2 weeks ago
Will BILL Holdings (BILL) Beat Estimates Again in Its Next Earnings Report? BILL Holdings (BILL) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report. zacks.com - 3 weeks ago
BILL to Report Fiscal Third Quarter 2025 Results SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE:BILL), a leading financial operations platform for small and midsize businesses (SMBs), announced today that it will report fiscal third quarter 2025 financial results on Thursday, May 8, 2025, after the close of market. Management will conduct a conference call to discuss these results at 1:30 p.m. PDT. The news release with the financial results and a live webcast of the call will be accessible at https://investor.bill.com. Webcast replays can be. businesswire.com - 1 month ago
Is BILL Stock Still Worth Holding Despite Plunging 50% Year to Date? BILL Holdings suffers from market challenges and competition. However, the company benefits from AI-driven automation, partnerships, and growing platform adoption. zacks.com - 1 month ago
2 Cheap Tech Stocks to Buy Right Now Many tech stocks have taken price cuts in 2025. On March 19, the tech-heavy Nasdaq-100 market index closed down 6.2% year-to-date. fool.com - 1 month ago
Is Bill Holdings a Stock to Buy and Hold Forever? Here's Why It Could Be. Bill Holdings (BILL -0.16%) is a software-as-a-service, or SaaS, company that provides a platform for small and midsize businesses to conduct their financial operations. fool.com - 1 month ago
BILL Stock Plunges 20% in a Month: Should You Buy, Sell or Hold? Despite strong platform adoption, BILL Holdings faces rising expenses, evolving payment trends and macroeconomic pressures, impacting the stock price. zacks.com - 2 months ago
1 Spectacular Growth Stock Down 84% You Might Regret Not Buying on the Dip Bill.com (BILL 0.66%) offers a portfolio of software products designed to help small and mid-sized businesses (SMBs) handle their accounts payable, accounts receivable, and expense management workflows more efficiently. fool.com - 2 months ago
8. Profile Summary

Bill.com Holdings, Inc. BILL

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 4.71 B
Dividend Yield 0.00%
Description Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. The company serves accounting firms, financial institutions, and software companies. Bill.com Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.
Contact 6220 America Center Drive, San Jose, CA, 95002 https://www.bill.com
IPO Date Dec. 12, 2019
Employees 2187
Officers Ms. Germaine Cota Senior Vice President of Finance & Accounting Ms. Bobbie Grafeld Chief People Officer Ms. Rinki Sethi Vice President & Chief Information Security Officer Mr. Kenneth Moss Chief Technology Officer Mr. Rajesh A. Aji J.D. Chief Legal & Compliance Officer and Secretary Ms. Mary Kay Bowman EVice President and GM of Payments & Financial Services Ms. Sarah Acton Chief Customer Officer Ms. Karen Sansot Vice President of Investor Relations Mr. John R. Rettig President & Chief Financial Officer Mr. Rene A. Lacerte Founder, Chief Executive Officer & Chairperson of the Board