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Technology - Software - Application - NYSE - US
$ 40.84
-1.85 %
$ 4.16 B
Market Cap
102.21
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BILL stock under the worst case scenario is HIDDEN Compared to the current market price of 40.8 USD, Bill.com Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BILL stock under the base case scenario is HIDDEN Compared to the current market price of 40.8 USD, Bill.com Holdings, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one BILL stock under the best case scenario is HIDDEN Compared to the current market price of 40.8 USD, Bill.com Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BILL

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$100.0$100.0$90.0$90.0$80.0$80.0$70.0$70.0$60.0$60.0$50.0$50.0$40.0$40.0$30.0$30.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
1.29 B REVENUE
21.89%
-147 M OPERATING INCOME
50.44%
-28.9 M NET INCOME
87.09%
279 M OPERATING CASH FLOW
48.47%
-409 M INVESTING CASH FLOW
-157.89%
-743 M FINANCING CASH FLOW
-315.85%
363 M REVENUE
1.14%
7.51 M OPERATING INCOME
-65.84%
33.5 M NET INCOME
276.44%
78.7 M OPERATING CASH FLOW
-11.14%
9.84 M INVESTING CASH FLOW
107.05%
538 M FINANCING CASH FLOW
611.28%
Balance Sheet Bill.com Holdings, Inc.
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Current Assets 6.31 B
Cash & Short-Term Investments 1.59 B
Receivables 725 M
Other Current Assets 4 B
Non-Current Assets 2.86 B
Long-Term Investments 0
PP&E 147 M
Other Non-Current Assets 2.72 B
17.30 %7.90 %43.60 %29.60 %Total Assets$9.2b
Current Liabilities 4.06 B
Accounts Payable 7.45 M
Short-Term Debt 0
Other Current Liabilities 4.06 B
Non-Current Liabilities 982 M
Long-Term Debt 977 M
Other Non-Current Liabilities 4.74 M
80.39 %19.36 %Total Liabilities$5.0b
EFFICIENCY
Earnings Waterfall Bill.com Holdings, Inc.
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Revenue 1.29 B
Cost Of Revenue 293 M
Gross Profit 997 M
Operating Expenses 1.14 B
Operating Income -147 M
Other Expenses -118 M
Net Income -28.9 M
1b1b1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)1b(293m)997m(1b)(147m)118m(29m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
77.29% GROSS MARGIN
77.29%
-11.36% OPERATING MARGIN
-11.36%
-2.24% NET MARGIN
-2.24%
-0.70% ROE
-0.70%
-0.31% ROA
-0.31%
-3.14% ROIC
-3.14%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Bill.com Holdings, Inc.
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300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)20192019202020202021202120222022202320232024202420252025
Net Income -28.9 M
Depreciation & Amortization 103 M
Capital Expenditures -20.9 M
Stock-Based Compensation 248 M
Change in Working Capital -9.34 M
Others -42.5 M
Free Cash Flow 258 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Bill.com Holdings, Inc.
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Wall Street analysts predict an average 1-year price target for BILL of $65.5 , with forecasts ranging from a low of $25 to a high of $95 .
BILL Lowest Price Target Wall Street Target
25 USD -38.79%
BILL Average Price Target Wall Street Target
65.5 USD 60.30%
BILL Highest Price Target Wall Street Target
95 USD 132.62%
Price
Max Price Target
Min Price Target
Average Price Target
10010090908080707060605050404030302020Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership Bill.com Holdings, Inc.
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Sold
0-3 MONTHS
492 K USD 2
3-6 MONTHS
641 K USD 3
6-9 MONTHS
210 K USD 3
9-12 MONTHS
231 K USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
5.09 M USD 3
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
BILL to Report Fiscal Third Quarter 2025 Results SAN JOSE, Calif.--(BUSINESS WIRE)--BILL (NYSE:BILL), a leading financial operations platform for small and midsize businesses (SMBs), announced today that it will report fiscal third quarter 2025 financial results on Thursday, May 8, 2025, after the close of market. Management will conduct a conference call to discuss these results at 1:30 p.m. PDT. The news release with the financial results and a live webcast of the call will be accessible at https://investor.bill.com. Webcast replays can be. businesswire.com - 2 weeks ago
Is BILL Stock Still Worth Holding Despite Plunging 50% Year to Date? BILL Holdings suffers from market challenges and competition. However, the company benefits from AI-driven automation, partnerships, and growing platform adoption. zacks.com - 4 weeks ago
2 Cheap Tech Stocks to Buy Right Now Many tech stocks have taken price cuts in 2025. On March 19, the tech-heavy Nasdaq-100 market index closed down 6.2% year-to-date. fool.com - 1 month ago
Is Bill Holdings a Stock to Buy and Hold Forever? Here's Why It Could Be. Bill Holdings (BILL -0.16%) is a software-as-a-service, or SaaS, company that provides a platform for small and midsize businesses to conduct their financial operations. fool.com - 1 month ago
BILL Stock Plunges 20% in a Month: Should You Buy, Sell or Hold? Despite strong platform adoption, BILL Holdings faces rising expenses, evolving payment trends and macroeconomic pressures, impacting the stock price. zacks.com - 1 month ago
1 Spectacular Growth Stock Down 84% You Might Regret Not Buying on the Dip Bill.com (BILL 0.66%) offers a portfolio of software products designed to help small and mid-sized businesses (SMBs) handle their accounts payable, accounts receivable, and expense management workflows more efficiently. fool.com - 2 months ago
Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4% The past five days of stock market trading have been whipsawed by the latest inflation report, speculation over whether or not the Fed will stand pat on interest rates, and of course, the continuing inflow of earnings reports, though the pace of those quarterly disclosures is slowing a bit. pymnts.com - 2 months ago
BILL Plunges 36% Post Q2 Earnings: Is the Stock Worth Buying on the Dip? BILL benefits from strong revenue growth, expanding its customer base, and innovative AI-driven automation, positioning the company for sustained success. zacks.com - 2 months ago
Down -25.33% in 4 Weeks, Here's Why BILL Holdings (BILL) Looks Ripe for a Turnaround The heavy selling pressure might have exhausted for BILL Holdings (BILL) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal. zacks.com - 2 months ago
Are You Looking for a Top Momentum Pick? Why BILL Holdings (BILL) is a Great Choice Does BILL Holdings (BILL) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 months ago
BILL Holdings Q2 Earnings & Revenues Beat Estimates, Shares Fall BILL's second-quarter fiscal 2025 results reflect the impacts of strong revenue growth, higher payment volumes and strategic financial moves. zacks.com - 2 months ago
BILL Holdings: Stock Plunges Post Q2 Earnings, A Great Dip To Buy Despite a 30% drop in post-Q2 earnings, I view Bill Holdings' valuation decline as unjustified and upgraded my rating on BILL stock to a strong buy. The revenue growth deceleration and shrinking take rates are transitory issues, primarily due to unfavorable FX rates and seasonal payment changes. The impacts of FX are temporary, and I expect currency stabilization, making BILL's current valuation appealing given its raised guidance outlook. seekingalpha.com - 2 months ago
8. Profile Summary

Bill.com Holdings, Inc. BILL

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COUNTRY US
INDUSTRY Software - Application
MARKET CAP $ 4.16 B
Dividend Yield 0.00%
Description Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. The company serves accounting firms, financial institutions, and software companies. Bill.com Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.
Contact 6220 America Center Drive, San Jose, CA, 95002 https://www.bill.com
IPO Date Dec. 12, 2019
Employees 2187
Officers Ms. Karen Sansot Vice President of Investor Relations Ms. Rinki Sethi Vice President & Chief Information Security Officer Ms. Mary Kay Bowman EVice President and GM of Payments & Financial Services Mr. Rajesh A. Aji J.D. Chief Legal & Compliance Officer and Secretary Ms. Germaine Cota Senior Vice President of Finance & Accounting Mr. Kenneth Moss Chief Technology Officer Ms. Bobbie Grafeld Chief People Officer Ms. Sarah Acton Chief Customer Officer Mr. John R. Rettig President & Chief Financial Officer Mr. Rene A. Lacerte Founder, Chief Executive Officer & Chairperson of the Board