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Zions Bancorporation N.A. - 6.9 ZIONL
Financial Services - Banks - NASDAQ - US
Watchlist
$ 25.5237
-1.11 %
$ 3.77 B
Market Cap
None
P/E
1. INTRINSIC VALUE

Zions Bancorporation engages in the provision of banking and related services and offers commercial, retail banking and mortgage lending products & services. Its products involves personal banking services to individuals, including home mortgages, bankcard, other installment loans, home equity lines of credit, checking accounts, savings accounts, certificates of deposit of various types and maturities, trust services, safe deposit facilities, direct deposit, and Internet & mobile banking. The company was founded in April 1955 and is headquartered in Salt Lake City, UT.[ Read More ]

The intrinsic value of one ZIONL stock under the base case scenario is HIDDEN Compared to the current market price of 25.5 USD, Zions Bancorporation N.A. - 6.9 is HIDDEN

ZIONL Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart ZIONL

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FINANCIALS
2.7 B REVENUE
-18.94%
Growth Rates
1Year -18.94%
3Years -1.01%
5Years -0.56%
7Years 1.83%
10Years 2.89%
1.03 B OPERATING INCOME
-23.26%
Growth Rates
1Year -23.26%
3Years 15.15%
5Years -5.95%
7Years 3.77%
10Years 4.64%
674 M NET INCOME
-25.69%
Growth Rates
1Year -25.69%
3Years 7.74%
5Years -5.28%
7Years 5.32%
10Years 9.85%
903 M OPERATING CASH FLOW
-38.57%
Growth Rates
1Year -38.57%
3Years 7.89%
5Years -5.15%
7Years 6.11%
10Years 0.30%
2.35 B INVESTING CASH FLOW
67.40%
Growth Rates
1Year 67.40%
3Years 29.92%
5Years 23.47%
7Years 15.15%
10Years 13.94%
-3.2 B FINANCING CASH FLOW
-13.62%
Growth Rates
1Year -13.62%
3Years -8.64%
5Years -24.59%
7Years -11.56%
10Years -35.76%
1.28 B REVENUE
1.99%
Growth Rates
1Year -18.94%
3Years -1.01%
5Years -0.56%
7Years 1.83%
10Years 2.89%
309 M OPERATING INCOME
9.57%
Growth Rates
1Year -23.26%
3Years 15.15%
5Years -5.95%
7Years 3.77%
10Years 4.64%
416 M NET INCOME
107.83%
Growth Rates
1Year -25.69%
3Years 7.74%
5Years -5.28%
7Years 5.32%
10Years 9.85%
1.04 B OPERATING CASH FLOW
313.89%
Growth Rates
1Year -38.57%
3Years 7.89%
5Years -5.15%
7Years 6.11%
10Years 0.30%
841 M INVESTING CASH FLOW
282.39%
Growth Rates
1Year 67.40%
3Years 29.92%
5Years 23.47%
7Years 15.15%
10Years 13.94%
-1.77 B FINANCING CASH FLOW
-816.78%
Growth Rates
1Year -13.62%
3Years -8.64%
5Years -24.59%
7Years -11.56%
10Years -35.76%
Balance Sheet Decomposition Zions Bancorporation N.A. - 6.9
image
Current Assets 4.22 B
Cash & Short-Term Investments 662 M
Receivables 0
Other Current Assets 3.56 B
Non-Current Assets 83.6 B
Long-Term Investments 1.97 B
PP&E 1.57 B
Other Non-Current Assets 80.1 B
Current Liabilities 14.2 B
Accounts Payable 0
Short-Term Debt 1.52 B
Other Current Liabilities 12.7 B
Non-Current Liabilities 67.3 B
Long-Term Debt 542 M
Other Non-Current Liabilities 66.8 B
EFFICIENCY
Earnings Waterfall Zions Bancorporation N.A. - 6.9
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Revenue 2.7 B
Cost Of Revenue 0
Gross Profit 2.7 B
Operating Expenses 2.1 B
Operating Income 1.03 B
Other Expenses 352 M
Net Income 674 M
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
37.93% OPERATING MARGIN
37.93%
Averages
1Year 37.93%
3Years 42.56%
5Years 37.78%
7Years 39.97%
10Years 37.65%
23.73% NET MARGIN
23.73%
Averages
1Year 23.73%
3Years 29.90%
5Years 27.56%
7Years 27.47%
10Years 24.53%
11.58% ROE
11.58%
Averages
1Year 11.58%
3Years 15.08%
5Years 12.64%
7Years 11.79%
10Years 9.83%
0.74% ROA
0.74%
Averages
1Year 0.74%
3Years 0.99%
5Years 0.96%
7Years 1.00%
10Years 0.89%
10.35% ROIC
10.35%
Averages
1Year 10.35%
3Years 10.67%
5Years 9.37%
7Years 9.74%
10Years 8.67%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Zions Bancorporation N.A. - 6.9
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Net Income 674 M
Depreciation & Amortization 140 M
Capital Expenditures -113 M
Stock-Based Compensation 33 M
Change in Working Capital -130 M
Others 47 M
Free Cash Flow 790 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Zions Bancorporation N.A. - 6.9
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ZIONL has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
2.50% DIVIDEND YIELD
0.6 USD DIVIDEND PER SHARE
5. COMPETITION

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.

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8.47 USD
ZIONO
Overvalued 67.01%

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming.

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8.47 USD
ZIONP
Overvalued 63.62%

Brighthouse Financial, Inc. operates as a holding company, which engages in the provision of life insurance and annuities through independent distribution channels and marketing arrangements with a diverse network of distribution partners.

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83.5 USD
BHFAL
Undervalued 238.00%

Hancock Whitney Corp. operates as a bank holding company, which engages in the provision of financial services. It also offers trust and investment management services to retirement plans, corporations, individuals, brokerage services, annuity products, life insurance, general insurance and agency services, including life, title insurance and consumer financing service.

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47.7 USD
HWCPZ
Undervalued 91.60%

First Internet Bancorp engages in the provision of online commercial and retail banking products and services. It offers first-lien residential mortgage loans, consumer loans and credit cards & CRE loans in Indiana and other parts of the midwest in the form of office, retail, industrial, and multifamily loans, with credit tenant lease financing.

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-36.9 USD
INBKZ
Overvalued 246.77%
6. Ownership
Insider Ownership Zions Bancorporation N.A. - 6.9
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
73.8 K USD 9
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
10 months ago
Dec 19, 2023
Sell 7.05 K USD
Young Mark Richard
Exec VP
- 184
 38.32 USD
10 months ago
Dec 19, 2023
Sell 9.81 K USD
ANDERSON A SCOTT
Exec VP and
- 256
 38.32 USD
10 months ago
Dec 19, 2023
Sell 3.14 K USD
Forney Alan M
Exec VP & Division CEO
- 82
 38.32 USD
10 months ago
Dec 19, 2023
Sell 3.37 K USD
Stewart Randy R
Exec VP
- 88
 38.32 USD
10 months ago
Dec 19, 2023
Sell 9.96 K USD
STEPHENS STEVEN DAN
Executive Vice President
- 260
 38.32 USD
10 months ago
Dec 19, 2023
Sell 4.45 K USD
ALEXANDER BRUCE K
Exec VP and
- 116
 38.32 USD
10 months ago
Dec 19, 2023
Sell 6.74 K USD
LAURSEN THOMAS E
Executive VP &
- 176
 38.32 USD
10 months ago
Dec 19, 2023
Sell 19.9 K USD
MCLEAN SCOTT J
President
- 519
 38.32 USD
10 months ago
Dec 19, 2023
Sell 9.43 K USD
Maio Keith D
EVP - Chief Risk Officer
- 246
 38.32 USD
1 year ago
May 04, 2023
Bought 360 K USD
Huang Claire A
Director
+ 18000
 20.021 USD
1 year ago
May 04, 2023
Bought 120 K USD
Huang Claire A
Director
+ 6000
 19.984 USD
1 year ago
May 04, 2023
Bought 0 USD
SIMMONS HARRIS H
Chairman & CEO
+ 3759.5459
 0 USD
1 year ago
May 04, 2023
Bought 0 USD
Hoff Olga
Exec VP
+ 147.5087
 0 USD
1 year ago
May 04, 2023
Bought 0 USD
ANDERSON A SCOTT
Exec VP and
+ 1228.0481
 0 USD
1 year ago
May 04, 2023
Bought 0 USD
ALEXANDER BRUCE K
Exec VP and
+ 669.4134
 0 USD
1 year ago
May 04, 2023
Bought 204 K USD
Robinson Rebecca K
Executive Vice President
+ 10000
 20.378 USD
1 year ago
May 01, 2023
Bought 395 K USD
Burdiss Paul E.
Executive Vice President
+ 14500
 27.21 USD
1 year ago
May 01, 2023
Bought 154 K USD
Burdiss Paul E.
Executive Vice President
+ 5500
 27.98 USD
1 year ago
May 03, 2023
Bought 483 K USD
SIMMONS HARRIS H
Chairman & CEO
+ 20000
 24.16 USD
1 year ago
Apr 28, 2023
Bought 1.02 M USD
MCLEAN SCOTT J
President
+ 37000
 27.44 USD
1 year ago
Feb 10, 2023
Sell 19.8 K USD
Ellingsen Eric
Executive VP &
- 377
 52.51 USD
1 year ago
Feb 07, 2023
Sell 83 K USD
STEPHENS STEVEN DAN
Executive Vice President
- 1523
 54.498 USD
1 year ago
Feb 07, 2023
Sell 218 K USD
STEPHENS STEVEN DAN
Executive Vice President
- 4017
 54.375 USD
1 year ago
Feb 07, 2023
Sell 25.1 K USD
STEPHENS STEVEN DAN
Executive Vice President
- 460
 54.533 USD
1 year ago
Feb 01, 2023
Sell 10.8 K USD
Law Scott A.
Executive Vice President
- 200
 54.09 USD
1 year ago
Feb 01, 2023
Sell 163 K USD
Law Scott A.
Executive Vice President
- 3017
 54.09 USD
1 year ago
Jan 31, 2023
Sell 52.8 K USD
SHIREY TERRY ALAN
Executive Vice President &
- 1000
 52.82 USD
1 year ago
Jan 31, 2023
Sell 26.4 K USD
SHIREY TERRY ALAN
Executive Vice President &
- 499
 52.85 USD
1 year ago
Jan 31, 2023
Sell 39.6 K USD
SHIREY TERRY ALAN
Executive Vice President &
- 749
 52.86 USD
1 year ago
Jan 31, 2023
Sell 61.3 K USD
Forney Alan M
Exec VP & Division CEO
- 1157
 53 USD
1 year ago
Jan 31, 2023
Sell 67.8 K USD
Forney Alan M
Exec VP & Division CEO
- 1279
 53.015 USD
1 year ago
Jan 31, 2023
Sell 17 K USD
Forney Alan M
Exec VP & Division CEO
- 321
 53.02 USD
1 year ago
Jan 31, 2023
Sell 82.2 K USD
Forney Alan M
Exec VP & Division CEO
- 1550
 53.045 USD
1 year ago
Dec 01, 2022
Sell 45.6 K USD
LAURSEN THOMAS E
Executive VP &
- 880
 51.79 USD
1 year ago
Dec 01, 2022
Sell 98.5 K USD
Ellingsen Eric
Executive VP &
- 1900
 51.84 USD
1 year ago
Nov 30, 2022
Bought 151 K USD
SIMMONS HARRIS H
Chairman & CEO
+ 3000
 50.4362 USD
2 years ago
Nov 17, 2022
Bought 101 K USD
Abbott James R
Senior Vice President
+ 2000
 50.455 USD
2 years ago
Nov 17, 2022
Bought 25.3 K USD
Abbott James R
Senior Vice President
+ 500
 50.527 USD
2 years ago
Nov 10, 2022
Sell 403 K USD
STEPHENS STEVEN DAN
Executive Vice President
- 7500
 53.704 USD
2 years ago
Nov 08, 2022
Sell 423 K USD
ANDERSON A SCOTT
Exec VP and
- 8495
 49.82 USD
2 years ago
Oct 31, 2022
Sell 124 K USD
ALEXANDER BRUCE K
Exec VP and
- 2378
 52.045 USD
3 years ago
Jan 22, 2021
Sell 18.7 K USD
Smith Jennifer Anne
other: Executive Vice President
- 400
 46.84 USD
3 years ago
Jan 22, 2021
Sell 60.9 K USD
Smith Jennifer Anne
other: Executive Vice President
- 1300
 46.85 USD
3 years ago
Jan 22, 2021
Sell 1.17 K USD
Smith Jennifer Anne
other: Executive Vice President
- 25
 46.92 USD
3 years ago
Jan 22, 2021
Sell 19.1 K USD
Smith Jennifer Anne
other: Executive Vice President
- 407
 46.921 USD
3 years ago
Jan 22, 2021
Sell 141 USD
Smith Jennifer Anne
other: Executive Vice President
- 3
 46.93 USD
3 years ago
Jan 22, 2021
Sell 1.17 K USD
Smith Jennifer Anne
other: Executive Vice President
- 25
 46.94 USD
3 years ago
Jan 22, 2021
Sell 14.1 K USD
Smith Jennifer Anne
other: Executive Vice President
- 300
 46.95 USD
3 years ago
Jan 22, 2021
Sell 1.88 K USD
Smith Jennifer Anne
other: Executive Vice President
- 40
 46.96 USD
3 years ago
Jan 22, 2021
Sell 74.8 K USD
Smith Jennifer Anne
other: Executive Vice President
- 1576
 47.44 USD
3 years ago
Jan 22, 2021
Sell 37.1 K USD
Smith Jennifer Anne
other: Executive Vice President
- 787
 47.16 USD
5 years ago
Oct 29, 2019
Sell 176 K USD
Smith Jennifer Anne
other: Corp Chief Info Officer
- 3572
 49.392 USD
5 years ago
Oct 29, 2019
Sell 41.2 K USD
Smith Jennifer Anne
other: Corp Chief Info Officer
- 834
 49.4 USD
5 years ago
Oct 29, 2019
Sell 92.2 K USD
Smith Jennifer Anne
other: Corp Chief Info Officer
- 1866
 49.41 USD
5 years ago
Oct 29, 2019
Sell 11.3 K USD
Smith Jennifer Anne
other: Corp Chief Info Officer
- 228
 49.405 USD
5 years ago
Jan 28, 2019
Sell 192 K USD
Smith Jennifer Anne
other: Corp Chief Info Officer
- 3976
 48.28 USD
7. News
8. Profile Summary

Zions Bancorporation N.A. - 6.9 ZIONL

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COUNTRY US
INDUSTRY Banks
MARKET CAP $ 3.77 B
Dividend Yield 2.50%
Description Zions Bancorporation engages in the provision of banking and related services and offers commercial, retail banking and mortgage lending products & services. Its products involves personal banking services to individuals, including home mortgages, bankcard, other installment loans, home equity lines of credit, checking accounts, savings accounts, certificates of deposit of various types and maturities, trust services, safe deposit facilities, direct deposit, and Internet & mobile banking. The company was founded in April 1955 and is headquartered in Salt Lake City, UT.
Contact Salt Lake City, None
IPO Date Sept. 19, 2013
Employees 9679
Officers