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Financial Services - Banks - Regional - NASDAQ - US
$ 22.69
0.889 %
$ 3.35 B
Market Cap
3.68
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one ZIONP stock under the worst case scenario is HIDDEN Compared to the current market price of 22.7 USD, Zions Bancorporation, National Association is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one ZIONP stock under the base case scenario is HIDDEN Compared to the current market price of 22.7 USD, Zions Bancorporation, National Association is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one ZIONP stock under the best case scenario is HIDDEN Compared to the current market price of 22.7 USD, Zions Bancorporation, National Association is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart ZIONP

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$24.5$24.5$24.0$24.0$23.5$23.5$23.0$23.0$22.5$22.5$22.0$22.0$21.5$21.515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
4.99 B REVENUE
7.98%
1.01 B OPERATING INCOME
14.22%
784 M NET INCOME
16.32%
1.15 B OPERATING CASH FLOW
29.72%
-1.64 B INVESTING CASH FLOW
-69.20%
427 M FINANCING CASH FLOW
113.36%
1.2 B REVENUE
-4.46%
239 M OPERATING INCOME
-11.48%
170 M NET INCOME
-21.30%
179 M OPERATING CASH FLOW
-65.38%
1.66 B INVESTING CASH FLOW
170.20%
-1.66 B FINANCING CASH FLOW
-119.62%
Balance Sheet Zions Bancorporation, National Association
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Current Assets 13 B
Cash & Short-Term Investments 12.6 B
Receivables 377 M
Other Current Assets 0
Non-Current Assets 75.8 B
Long-Term Investments 68.4 B
PP&E 1.37 B
Other Non-Current Assets 6.02 B
14.23 %77.03 %6.78 %Total Assets$88.8b
Current Liabilities 79.6 B
Accounts Payable 0
Short-Term Debt 3.42 B
Other Current Liabilities 76.2 B
Non-Current Liabilities 3.01 B
Long-Term Debt 950 M
Other Non-Current Liabilities 2.06 B
4.13 %92.22 %Total Liabilities$82.7b
EFFICIENCY
Earnings Waterfall Zions Bancorporation, National Association
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Revenue 4.99 B
Cost Of Revenue 1.94 B
Gross Profit 3.06 B
Operating Expenses 2.05 B
Operating Income 1.01 B
Other Expenses 228 M
Net Income 784 M
5b5b5b5b4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m005b(2b)3b(2b)1b(228m)784mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
61.25% GROSS MARGIN
61.25%
20.27% OPERATING MARGIN
20.27%
15.70% NET MARGIN
15.70%
12.80% ROE
12.80%
0.88% ROA
0.88%
6.25% ROIC
6.25%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Zions Bancorporation, National Association
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1b1b1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 784 M
Depreciation & Amortization 124 M
Capital Expenditures -97 M
Stock-Based Compensation 33 M
Change in Working Capital 177 M
Others 214 M
Free Cash Flow 1.05 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Zions Bancorporation, National Association
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ZIONP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.90% DIVIDEND YIELD
0.325 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.252780.252780.250.20.250.252780.250.250.330560.389670.370110.25550.25560.250.247220.255560.255560.255560.344120.390420.324610.25550.25560.252780.255560.255560.255560.255560.387930.391050.252781.020.25281.020.252781.010.252780.960.252781.010.252781.020.252781.010.391241.370.361991.470.710.372015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Zions Bancorporation, National Association
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Sold
0-3 MONTHS
13.9 K USD 1
3-6 MONTHS
1.86 M USD 4
6-9 MONTHS
1.21 M USD 7
9-12 MONTHS
6.59 M USD 3
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Zions Bancorporation, National Association ZIONP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 3.35 B
Dividend Yield 0.90%
Description Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.
Contact One South Main Street, Salt Lake City, UT, 84133-1109 https://www.zionsbancorporation.com
IPO Date Jan. 5, 2007
Employees 9392
Officers Mr. Eric Ellingsen Executive Vice President Mr. Steven D. Stephens Executive Vice President Ms. Jennifer Anne Smith Executive Vice President and Chief Technology & Operations Officer Mr. Scott J. McLean President, Chief Operating Officer & Director Mr. Paul E. Burdiss Executive Vice President Ms. Shannon R. Drage Senior Vice President, Senior Director of IR & Strategic Finance Mr. R. Ryan Richards Executive Vice President & Chief Financial Officer Ms. Rena A. Miller J.D. Executive Vice President, General Counsel & Corporate Secretary Mr. Eric Lucero Executive Vice President & Chief Marketing Officer Mr. Harris Henry Simmons Chairman & Chief Executive Officer