image
Brighthouse Financial, Inc. BHFAL
Financial Services - Insurance - Life - NASDAQ - US
Watchlist
$ 24.69
0.775 %
$ 3.04 B
Market Cap
-5.08
P/E
1. INTRINSIC VALUE

Brighthouse Financial, Inc. operates as a holding company, which engages in the provision of life insurance and annuities through independent distribution channels and marketing arrangements with a diverse network of distribution partners. It operates through the following segments: Annuities, Life, Run-Off, and Corporate & Others. The Annuities segment product offerings include fixed, structured, income and variable annuities. The Life segment manufactures products to serve its target segments through a broad independent distribution network. The Run-Off segment includes structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements and universal life with secondary guarantees. The Corporate & Other segment refers to the general account investments and the separate account assets of the company.[ Read More ]

The intrinsic value of one BHFAL stock under the base case scenario is HIDDEN Compared to the current market price of 24.7 USD, Brighthouse Financial, Inc. is HIDDEN

BHFAL Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BHFAL

image
FINANCIALS
4.12 B REVENUE
-51.41%
Growth Rates
1Year -51.41%
3Years -21.48%
5Years -14.41%
7Years 4.54%
10Years -7.30%
0 OPERATING INCOME
100.00%
Growth Rates
1Year 100.00%
3Years 25.99%
5Years 0.00%
7Years 10.41%
10Years 0.00%
-1.11 B NET INCOME
-11120.00%
Growth Rates
1Year -11120.00%
3Years -1.74%
5Years -17.90%
7Years 12.96%
10Years -7.59%
-137 M OPERATING CASH FLOW
88.10%
Growth Rates
1Year 88.10%
3Years -4.90%
5Years -0.88%
7Years -0.52%
10Years -0.31%
-3.2 B INVESTING CASH FLOW
61.38%
Growth Rates
1Year 61.38%
3Years 18.22%
5Years 6.77%
7Years -7.73%
10Years -10.06%
3.07 B FINANCING CASH FLOW
-66.16%
Growth Rates
1Year -66.16%
3Years -20.84%
5Years -4.00%
7Years 14.91%
10Years 9.38%
2.02 B REVENUE
41.42%
Growth Rates
1Year -51.41%
3Years -21.48%
5Years -14.41%
7Years 4.54%
10Years -7.30%
186 M OPERATING INCOME
257.69%
Growth Rates
1Year 100.00%
3Years 25.99%
5Years 0.00%
7Years 10.41%
10Years 0.00%
459 M NET INCOME
1250.00%
Growth Rates
1Year -11120.00%
3Years -1.74%
5Years -17.90%
7Years 12.96%
10Years -7.59%
24 M OPERATING CASH FLOW
-92.81%
Growth Rates
1Year 88.10%
3Years -4.90%
5Years -0.88%
7Years -0.52%
10Years -0.31%
-130 M INVESTING CASH FLOW
87.99%
Growth Rates
1Year 61.38%
3Years 18.22%
5Years 6.77%
7Years -7.73%
10Years -10.06%
1.3 B FINANCING CASH FLOW
-5.20%
Growth Rates
1Year -66.16%
3Years -20.84%
5Years -4.00%
7Years 14.91%
10Years 9.38%
Balance Sheet Decomposition Brighthouse Financial, Inc.
image
Current Assets 28.8 B
Cash & Short-Term Investments 3.85 B
Receivables 0
Other Current Assets 25 B
Non-Current Assets 17 M
Long-Term Investments 9.11 B
PP&E 0
Other Non-Current Assets -9.09 B
Current Liabilities 3.67 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 3.67 B
Non-Current Liabilities 229 B
Long-Term Debt 3.16 B
Other Non-Current Liabilities 225 B
EFFICIENCY
Earnings Waterfall Brighthouse Financial, Inc.
image
Revenue 4.12 B
Cost Of Revenue 0
Gross Profit 4.12 B
Operating Expenses 3.95 B
Operating Income 0
Other Expenses 1.11 B
Net Income -1.11 B
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 99.94%
10Years 99.96%
0.00% OPERATING MARGIN
0.00%
Averages
1Year 0.00%
3Years -3.17%
5Years -10.64%
7Years -6.74%
10Years -16.86%
-27.01% NET MARGIN
-27.01%
Averages
1Year -27.01%
3Years -9.44%
5Years -10.39%
7Years -6.83%
10Years -12.04%
-22.50% ROE
-22.50%
Averages
1Year -22.50%
3Years -7.65%
5Years -6.67%
7Years -4.28%
10Years -3.65%
-0.47% ROA
-0.47%
Averages
1Year -0.47%
3Years -0.17%
5Years -0.25%
7Years -0.14%
10Years -0.13%
0.00% ROIC
0.00%
Averages
1Year 0.00%
3Years -0.56%
5Years -2.59%
7Years -1.30%
10Years -1.31%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Brighthouse Financial, Inc.
image
Net Income -1.11 B
Depreciation & Amortization 0
Capital Expenditures 248 M
Stock-Based Compensation 29 M
Change in Working Capital -1.21 B
Others 2.23 B
Free Cash Flow -137 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Brighthouse Financial, Inc.
image
BHFAL has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.93% DIVIDEND YIELD
0.391 USD DIVIDEND PER SHARE
5. COMPETITION

Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off.

image
83.2 USD
BHFAP
Undervalued 238.92%

Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services.

image
102 USD
UNMA
Undervalued 307.84%

Argo Group US, Inc. is based in Houston, TX. Part of Brookfield Reinsurance Ltd., Argo Group US, Inc. is a company that provides commercial property and casualty insurance.

image
65.9 USD
ARGD
Undervalued 198.66%

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products worldwide. The company's Insurance segment offers primary and excess casualty coverages; loss sensitive primary casualty insurance programs; collateral protection, debt cancellation, and service contract reimbursement products; directors' and officers' liability, errors and omissions liability, employment practices and fiduciary liability, crime, professional indemnity, and other financial related coverages; medical professional and general liability insurance coverages; and workers' compensation and umbrella liability, as well as commercial automobile and inland marine products.

image
346 USD
ACGLO
Undervalued 1413.21%

Duke Energy Corp. engages in the distribution of natural gas and energy related services. It operates through the following segments: Electric Utilities and Infrastructure, Gas Utilities and Infrastructure, and Other.

image
0 USD
DUKB
Overvalued 100.00%
6. Ownership
Insider Ownership Brighthouse Financial, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
Brighthouse Financial, Inc. (BHF) Q3 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2024 Earnings Conference Call November 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Suneet Kamath - Jefferies Ryan Krueger - KBW John Barnidge - Piper Sandler Alex Scott - Barclays Wes Carmichael - Autonomous Research Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's Third Quarter 2024 Earnings Conference Call. My name is Michelle, and I will be your coordinator today. seekingalpha.com - 1 week ago
Brighthouse Financial, Inc. (BHF) Q2 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q2 2024 Results Conference Call August 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of IR Eric Steigerwalt - President & CEO Ed Spehar - EVP & CFO John Rosenthal - EVP & CIO Myles Lambert - EVP and Chief Distribution and Marketing Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Wes Carmichael - Autonomous Research Tom Gallagher - Evercore Elyse Greenspan - Wells Fargo Suneet Kamath - Jefferies Wilma Burdis - Raymond James Ryan Krueger - KBW John Barnidge - Piper Sandler Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financial Second Quarter 2024 Earnings Conference Call. My name is Victor, and I will be your coordinator today. seekingalpha.com - 3 months ago
Brighthouse Financial, Inc. (BHF) Q1 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q1 2024 Earnings Conference Call May 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President & CEO Edward Spehar - EVP & CFO David Rosenbaum - Head of Products & Underwriting John L. seekingalpha.com - 6 months ago
Brighthouse Financial, Inc. (BHF) Q4 2023 Earnings Call Transcript Brighthouse Financial, Inc. (BHF) Q4 2023 Earnings Call Transcript seekingalpha.com - 9 months ago
Brighthouse Financial, Inc. (BHF) Q3 2023 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2023 Earnings Conference Call November 8, 2023 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President and CEO Edward Spehar - EVP and CFO John L. seekingalpha.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q2 2023 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q2 2023 Earnings Conference Call August 9, 2023 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President and CEO Edward Spehar - EVP and CFO John L. seekingalpha.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q4 2022 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q4 2022 Results Conference Call February 10, 2023 8:00 AM ET Company Participants Dana Amante - Head of IR Eric Steigerwalt - President, CEO and Director Ed Spehar - Executive VP and CFO Myles Lambert - Executive VP and Chief Distribution and Marketing Officer John Rosenthal - Executive VP and CIO Conference Call Participants Elyse Greenspan - Wells Fargo Tracy Benguigui - Barclays Ryan Kruger - KBW Suneet Kamath - Jefferies John Barnidge - Piper Sandler Tom Gallagher - Evercore ISI Erik Bass - Autonomous Research Alex Scott - Goldman Sachs Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financial Fourth Quarter and Full Year 2022 Earnings Conference Call. My name is Carmen, and I'll be your coordinator for today. seekingalpha.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q3 2022 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2022 Earnings Conference Call November 8, 2022 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer Myles Lambert - Executive Vice President & Chief Distribution & Marketing Officer Conference Call Participants Erik Bass - Autonomous Ryan Krueger - KBW Elyse Greenspan - Wells Fargo John Barnidge - Piper Sandler Suneet Kamath - Jefferies Tracy Benguigui - Barclays Alex Scott - Goldman Sachs Thomas Gallagher - Evercore ISI Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financial's Third Quarter 2022 Earnings Conference Call. My name is Michelle, and I will be your coordinator today. seekingalpha.com - 2 years ago
Brighthouse Financial, Inc. (BHF) CEO Eric Steigerwalt on Q2 2022 Results - Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q2 2022 Earnings Conference Call August 5, 2022 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President and Chief Executive Officer Ed Spehar - Chief Financial Officer John Rosenthal - CIO Myles Lambert - Head of Marketing Conference Call Participants Elyse Greenspan - Wells Fargo Tracy Benguigui - Barclays Erik Bass - Autonomous John Barnidge - Piper Sandler Ryan Krueger - KBW Alex Scott - Goldman Sachs Tom Gallagher - Evercore ISI Sunnet Kamath - Jefferies Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's Second Quarter 2022 Earnings Conference Call. My name is Shannon, and I will be the coordinator today. seekingalpha.com - 2 years ago
Brighthouse Financial, Inc. (BHF) CEO Eric Steigerwalt on Q1 2022 Results - Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q1 2022 Results Earnings Conference Call May 10, 2022 8:00 AM ET Company Participants Dana Amante - Head, Investor Relations Eric Steigerwalt - President and Chief Executive Officer Ed Spehar - Chief Financial Officer Myles Lambert - Head, Marketing Conference Call Participants Ryan Krueger - KBW Elyse Greenspan - Wells Fargo Erik Bass - Autonomous Research Tracy Benguigui - Barclays Alex Scott - Goldman Sachs Tom Gallagher - Evercore Suneet Kamath - Jefferies Operator Good morning, ladies and gentlemen and welcome to Brighthouse Financial's First Quarter 2022 Earnings Conference Call. My name is Kevin, I'll be your coordinator today. seekingalpha.com - 2 years ago
Welcome To Brighthouse GAAP reporting and the opacity of the variable annuity business make this Brighthouse Financial Inc. hard to analyze and value. seekingalpha.com - 4 years ago
The R.I.P. Portfolio's Q2 2020 Update This real-money portfolio was first introduced to the Seeking Alpha community in December 2015. The portfolio underperformed its benchmark in Q2 2020 and it is lagging the S&P 500's performance since late 2015. seekingalpha.com - 4 years ago
8. Profile Summary

Brighthouse Financial, Inc. BHFAL

image
COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 3.04 B
Dividend Yield 0.93%
Description Brighthouse Financial, Inc. operates as a holding company, which engages in the provision of life insurance and annuities through independent distribution channels and marketing arrangements with a diverse network of distribution partners. It operates through the following segments: Annuities, Life, Run-Off, and Corporate & Others. The Annuities segment product offerings include fixed, structured, income and variable annuities. The Life segment manufactures products to serve its target segments through a broad independent distribution network. The Run-Off segment includes structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements and universal life with secondary guarantees. The Corporate & Other segment refers to the general account investments and the separate account assets of the company. The company was founded in June 1863 and is headquartered in Charlotte, NC.
Contact Charlotte, http://www.brighthousefinancial.com
IPO Date Sept. 14, 2018
Employees 1500
Officers