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Brighthouse Financial, Inc. BHFAL
Financial Services - Insurance - Life - NASDAQ - US
Watchlist
$ 19.49
0.594 %
$ 3.28 B
Market Cap
-4.01
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one BHFAL stock under the worst case scenario is HIDDEN Compared to the current market price of 19.5 USD, Brighthouse Financial, Inc. is HIDDEN

BHFAL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one BHFAL stock under the base case scenario is HIDDEN Compared to the current market price of 19.5 USD, Brighthouse Financial, Inc. is HIDDEN

BHFAL Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one BHFAL stock under the best case scenario is HIDDEN Compared to the current market price of 19.5 USD, Brighthouse Financial, Inc. is HIDDEN

BHFAL Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BHFAL

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1M -7.0%
6M -19%
1Y -7.0%
3Y -4%
5Y 6%
All
$23.5$23.5$23.0$23.0$22.5$22.5$22.0$22.0$21.5$21.5$21.0$21.0$20.5$20.5$20.0$20.0$19.5$19.5$19.0$19.020252025Feb '25Feb '25Mar '25Mar '25Apr '25Apr '25May '25May '25Jun '25Jun '25Jul '25Jul '25
FINANCIALS
4.37 B REVENUE
6.12%
Growth Rates
1Year 6.12%
3Years -15.11%
5Years -7.79%
7Years -6.21%
10Years -7.42%
574 M OPERATING INCOME
0.00%
Growth Rates
1Year 0.00%
3Years 42.13%
5Years 19.11%
7Years 18.30%
10Years -9.33%
388 M NET INCOME
134.89%
Growth Rates
1Year 134.89%
3Years 79.33%
5Years 20.38%
7Years 17.14%
10Years -10.37%
-290 M OPERATING CASH FLOW
-111.68%
Growth Rates
1Year -111.68%
3Years -11.57%
5Years -2.99%
7Years -1.18%
10Years -0.53%
-100 M INVESTING CASH FLOW
96.87%
Growth Rates
1Year 96.87%
3Years 79.86%
5Years 57.65%
7Years 40.78%
10Years 14.28%
3.68 B FINANCING CASH FLOW
19.84%
Growth Rates
1Year 19.84%
3Years -32.31%
5Years -2.83%
7Years 18.54%
10Years 10.80%
2.39 B REVENUE
121.91%
Growth Rates
1Year 6.12%
3Years -15.11%
5Years -7.79%
7Years -6.21%
10Years -7.42%
-354 M OPERATING INCOME
0.00%
Growth Rates
1Year 0.00%
3Years 42.13%
5Years 19.11%
7Years 18.30%
10Years -9.33%
-268 M NET INCOME
0.00%
Growth Rates
1Year 134.89%
3Years 79.33%
5Years 20.38%
7Years 17.14%
10Years -10.37%
146 M OPERATING CASH FLOW
223.73%
Growth Rates
1Year -111.68%
3Years -11.57%
5Years -2.99%
7Years -1.18%
10Years -0.53%
563 M INVESTING CASH FLOW
257.70%
Growth Rates
1Year 96.87%
3Years 79.86%
5Years 57.65%
7Years 40.78%
10Years 14.28%
-1.09 B FINANCING CASH FLOW
-888.18%
Growth Rates
1Year 19.84%
3Years -32.31%
5Years -2.83%
7Years 18.54%
10Years 10.80%
Balance Sheet Brighthouse Financial, Inc.
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Current Assets 108 B
Cash & Short-Term Investments 87 B
Receivables 0
Other Current Assets 21.1 B
Non-Current Assets 116 B
Long-Term Investments 116 B
PP&E 0
Other Non-Current Assets 0
38.89 %9.46 %51.66 %Total Assets$223.6b
Current Liabilities 3.89 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 3.89 B
Non-Current Liabilities 234 B
Long-Term Debt 3.16 B
Other Non-Current Liabilities 230 B
97.03 %Total Liabilities$237.4b
EFFICIENCY
Earnings Waterfall Brighthouse Financial, Inc.
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Revenue 4.37 B
Cost Of Revenue 0
Gross Profit 4.37 B
Operating Expenses 3.95 B
Operating Income 574 M
Other Expenses 186 M
Net Income 388 M
5b5b4b4b4b4b3b3b3b3b2b2b2b2b1b1b500m500m004b04b(4b)574m(186m)388mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 99.94%
10Years 99.96%
13.14% OPERATING MARGIN
13.14%
Averages
1Year 13.14%
3Years 4.28%
5Years -3.60%
7Years -3.90%
10Years -17.16%
8.88% NET MARGIN
8.88%
Averages
1Year 8.88%
3Years -6.00%
5Years -6.37%
7Years -4.78%
10Years -12.38%
7.82% ROE
7.82%
Averages
1Year 7.82%
3Years -4.83%
5Years -4.20%
7Years -2.79%
10Years -3.53%
0.16% ROA
0.16%
Averages
1Year 0.16%
3Years -0.10%
5Years -0.15%
7Years -0.10%
10Years -0.17%
0.24% ROIC
0.24%
Averages
1Year 0.24%
3Years 0.08%
5Years -0.12%
7Years -0.08%
10Years -0.22%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Brighthouse Financial, Inc.
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6b6b5b5b4b4b3b3b2b2b1b1b00(1b)(1b)(2b)(2b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 388 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -2.14 B
Others -678 M
Free Cash Flow -290 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Brighthouse Financial, Inc.
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BHFAL has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.77% DIVIDEND YIELD
0.391 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390630.390631.560.390631.560.390631.560.390631.560.390631.560.390631.560.7820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Brighthouse Financial, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Brighthouse Financial, Inc. (BHF) Q1 2025 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q1 2025 Earnings Conference Call May 9, 2025 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer David Rosenbaum - Head of Products & Underwriting John Rosenthal - Chief Investment Conference Call Participants Wes Carmichael - Autonomous Research John Barnidge - Piper Sandler Elyse Greenspan - Wells Fargo Suneet Kamath - Jefferies Wilma Burdis - Raymond James Ryan Krueger - KBW Thomas Gallagher - Evercore ISI Alex Scott - Barclays Jimmy Bhullar - J.P. Morgan Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's First Quarter 2025 Earnings Conference Call. seekingalpha.com - 1 month ago
Brighthouse Financial, Inc. (BHF) Q4 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q4 2024 Results Conference Call February 12, 2025 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer Myles Lambert - Chief Distribution and Marketing Officer John Rosenthal - Chief Investment Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Wes Carmichael - Autonomous Research Suneet Kamath - Jefferies Wilma Burdis - Raymond James Jimmy Bhullar - J.P. Morgan John Barnidge - Piper Sandler Ryan Krueger - KBW Nick Annitto - Wells Fargo Thomas Gallagher - Evercore ISI Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financials' Fourth Quarter and Full Year 2024 Earnings Conference Call. seekingalpha.com - 4 months ago
Brighthouse Financial, Inc. (BHF) Q3 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2024 Earnings Conference Call November 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Suneet Kamath - Jefferies Ryan Krueger - KBW John Barnidge - Piper Sandler Alex Scott - Barclays Wes Carmichael - Autonomous Research Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's Third Quarter 2024 Earnings Conference Call. My name is Michelle, and I will be your coordinator today. seekingalpha.com - 7 months ago
Brighthouse Financial, Inc. (BHF) Q2 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q2 2024 Results Conference Call August 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of IR Eric Steigerwalt - President & CEO Ed Spehar - EVP & CFO John Rosenthal - EVP & CIO Myles Lambert - EVP and Chief Distribution and Marketing Officer David Rosenbaum - Head of Products & Underwriting Conference Call Participants Wes Carmichael - Autonomous Research Tom Gallagher - Evercore Elyse Greenspan - Wells Fargo Suneet Kamath - Jefferies Wilma Burdis - Raymond James Ryan Krueger - KBW John Barnidge - Piper Sandler Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financial Second Quarter 2024 Earnings Conference Call. My name is Victor, and I will be your coordinator today. seekingalpha.com - 10 months ago
Brighthouse Financial, Inc. (BHF) Q1 2024 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q1 2024 Earnings Conference Call May 8, 2024 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President & CEO Edward Spehar - EVP & CFO David Rosenbaum - Head of Products & Underwriting John L. seekingalpha.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q4 2023 Earnings Call Transcript Brighthouse Financial, Inc. (BHF) Q4 2023 Earnings Call Transcript seekingalpha.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q3 2023 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2023 Earnings Conference Call November 8, 2023 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President and CEO Edward Spehar - EVP and CFO John L. seekingalpha.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q2 2023 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q2 2023 Earnings Conference Call August 9, 2023 8:00 AM ET Company Participants Dana Amante - Head of IR Eric T. Steigerwalt - President and CEO Edward Spehar - EVP and CFO John L. seekingalpha.com - 1 year ago
Brighthouse Financial, Inc. (BHF) Q4 2022 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q4 2022 Results Conference Call February 10, 2023 8:00 AM ET Company Participants Dana Amante - Head of IR Eric Steigerwalt - President, CEO and Director Ed Spehar - Executive VP and CFO Myles Lambert - Executive VP and Chief Distribution and Marketing Officer John Rosenthal - Executive VP and CIO Conference Call Participants Elyse Greenspan - Wells Fargo Tracy Benguigui - Barclays Ryan Kruger - KBW Suneet Kamath - Jefferies John Barnidge - Piper Sandler Tom Gallagher - Evercore ISI Erik Bass - Autonomous Research Alex Scott - Goldman Sachs Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financial Fourth Quarter and Full Year 2022 Earnings Conference Call. My name is Carmen, and I'll be your coordinator for today. seekingalpha.com - 2 years ago
Brighthouse Financial, Inc. (BHF) Q3 2022 Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q3 2022 Earnings Conference Call November 8, 2022 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President & Chief Executive Officer Ed Spehar - Chief Financial Officer Myles Lambert - Executive Vice President & Chief Distribution & Marketing Officer Conference Call Participants Erik Bass - Autonomous Ryan Krueger - KBW Elyse Greenspan - Wells Fargo John Barnidge - Piper Sandler Suneet Kamath - Jefferies Tracy Benguigui - Barclays Alex Scott - Goldman Sachs Thomas Gallagher - Evercore ISI Operator Good morning, ladies and gentlemen, and welcome to the Brighthouse Financial's Third Quarter 2022 Earnings Conference Call. My name is Michelle, and I will be your coordinator today. seekingalpha.com - 2 years ago
Brighthouse Financial, Inc. (BHF) CEO Eric Steigerwalt on Q2 2022 Results - Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q2 2022 Earnings Conference Call August 5, 2022 8:00 AM ET Company Participants Dana Amante - Head of Investor Relations Eric Steigerwalt - President and Chief Executive Officer Ed Spehar - Chief Financial Officer John Rosenthal - CIO Myles Lambert - Head of Marketing Conference Call Participants Elyse Greenspan - Wells Fargo Tracy Benguigui - Barclays Erik Bass - Autonomous John Barnidge - Piper Sandler Ryan Krueger - KBW Alex Scott - Goldman Sachs Tom Gallagher - Evercore ISI Sunnet Kamath - Jefferies Operator Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's Second Quarter 2022 Earnings Conference Call. My name is Shannon, and I will be the coordinator today. seekingalpha.com - 2 years ago
Brighthouse Financial, Inc. (BHF) CEO Eric Steigerwalt on Q1 2022 Results - Earnings Call Transcript Brighthouse Financial, Inc. (NASDAQ:BHF ) Q1 2022 Results Earnings Conference Call May 10, 2022 8:00 AM ET Company Participants Dana Amante - Head, Investor Relations Eric Steigerwalt - President and Chief Executive Officer Ed Spehar - Chief Financial Officer Myles Lambert - Head, Marketing Conference Call Participants Ryan Krueger - KBW Elyse Greenspan - Wells Fargo Erik Bass - Autonomous Research Tracy Benguigui - Barclays Alex Scott - Goldman Sachs Tom Gallagher - Evercore Suneet Kamath - Jefferies Operator Good morning, ladies and gentlemen and welcome to Brighthouse Financial's First Quarter 2022 Earnings Conference Call. My name is Kevin, I'll be your coordinator today. seekingalpha.com - 3 years ago
8. Profile Summary

Brighthouse Financial, Inc. BHFAL

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COUNTRY US
INDUSTRY Insurance - Life
MARKET CAP $ 3.28 B
Dividend Yield 0.77%
Description Brighthouse Financial, Inc. operates as a holding company, which engages in the provision of life insurance and annuities through independent distribution channels and marketing arrangements with a diverse network of distribution partners. It operates through the following segments: Annuities, Life, Run-Off, and Corporate & Others. The Annuities segment product offerings include fixed, structured, income and variable annuities. The Life segment manufactures products to serve its target segments through a broad independent distribution network. The Run-Off segment includes structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements and universal life with secondary guarantees. The Corporate & Other segment refers to the general account investments and the separate account assets of the company. The company was founded in June 1863 and is headquartered in Charlotte, NC.
Contact Charlotte, DE, http://www.brighthousefinancial.com
IPO Date Sept. 14, 2018
Employees 1500
Officers