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Financial Services - Insurance - Diversified - NYSE - US
$ 25.07
0.12 %
$ 13.2 B
Market Cap
5.2
P/E
1. INTRINSIC VALUE

Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US segment focuses on group disability, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products.[ Read More ]

The intrinsic value of one UNMA stock under the base case scenario is HIDDEN Compared to the current market price of 25.1 USD, Unum Group 6.250% JR NT58 is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart UNMA

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FINANCIALS
12.4 B REVENUE
3.52%
1.93 B OPERATING INCOME
-0.63%
1.28 B NET INCOME
-8.77%
1.2 B OPERATING CASH FLOW
-15.22%
-726 M INVESTING CASH FLOW
24.06%
-450 M FINANCING CASH FLOW
-7.53%
3.22 B REVENUE
-0.51%
886 M OPERATING INCOME
-69.82%
395 M NET INCOME
19.54%
298 M OPERATING CASH FLOW
-13.16%
17.7 M INVESTING CASH FLOW
107.79%
-183 M FINANCING CASH FLOW
-34.39%
Balance Sheet Decomposition Unum Group 6.250% JR NT58
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Current Assets 971 M
Cash & Short-Term Investments 971 M
Receivables 0
Other Current Assets 0
Non-Current Assets 118 M
Long-Term Investments 3.12 B
PP&E 521 M
Other Non-Current Assets -3.52 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 53.6 B
Long-Term Debt 3.47 B
Other Non-Current Liabilities 50.1 B
EFFICIENCY
Earnings Waterfall Unum Group 6.250% JR NT58
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Revenue 12.4 B
Cost Of Revenue 452 M
Gross Profit 11.9 B
Operating Expenses 1.18 B
Operating Income 1.93 B
Other Expenses 647 M
Net Income 1.28 B
RATIOS
96.35% GROSS MARGIN
96.35%
15.59% OPERATING MARGIN
15.59%
10.37% NET MARGIN
10.37%
13.30% ROE
13.30%
9.19% ROA
9.19%
11.55% ROIC
11.55%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Unum Group 6.250% JR NT58
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Net Income 1.28 B
Depreciation & Amortization 109 M
Capital Expenditures -135 M
Stock-Based Compensation 64.1 M
Change in Working Capital 63.9 M
Others -857 M
Free Cash Flow 1.07 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Unum Group 6.250% JR NT58
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UNMA has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.391 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Unum Group 6.250% JR NT58
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
347 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
11 months ago
Nov 29, 2023
Sell 347 K USD
Bhasin Puneet
EVP, Chief Info & Digital Off.
- 8188
42.393 USD
1 year ago
Aug 15, 2023
Sell 184 K USD
Pyne Christopher W
EVP, Group Benefits
- 3750
49.025 USD
1 year ago
Aug 03, 2023
Sell 1 M USD
Arnold Timothy Gerald
EVP, VB & President, Colonial
- 20000
50 USD
1 year ago
Jun 02, 2023
Sell 450 K USD
Arnold Timothy Gerald
EVP, VB & President, Colonial
- 10000
45 USD
1 year ago
May 31, 2023
Sell 222 K USD
Arnold Timothy Gerald
EVP, VB & President, Colonial
- 5000
44.49 USD
1 year ago
May 22, 2023
Sell 679 K USD
Bhasin Puneet
EVP, Chief Info & Digital Off.
- 14609
46.4686 USD
1 year ago
May 08, 2023
Sell 125 K USD
Rice Walter Lynn JR
SVP, Chief Accounting Officer
- 2800
44.71 USD
1 year ago
May 08, 2023
Sell 250 K USD
Pyne Christopher W
EVP, Group Benefits
- 5579
44.82 USD
1 year ago
May 05, 2023
Sell 787 K USD
Simonds Michael Q
EVP, Chief Operating Officer
- 18000
43.72 USD
1 year ago
Mar 14, 2023
Bought 130 K USD
LARSON GLORIA C
Director
+ 3270
39.78 USD
1 year ago
Mar 02, 2023
Sell 674 K USD
IGLESIAS LISA G
EVP, General Counsel
- 14972
45.0177 USD
1 year ago
Mar 03, 2023
Sell 454 K USD
IGLESIAS LISA G
EVP, General Counsel
- 10028
45.2772 USD
2 years ago
Nov 18, 2022
Sell 440 K USD
Bhasin Puneet
EVP, Chief Info & Digital Off.
- 10725
41.03 USD
2 years ago
Nov 04, 2022
Sell 243 K USD
Pyne Christopher W
EVP, Group Benefits
- 5400
45.017 USD
7. News
Unum Group (UNM) Q3 2024 Earnings Call Transcript Unum Group (NYSE:UNM ) Q3 2024 Earnings Conference Call October 30, 2024 8:00 AM ET Company Participants Matt Royal - SVP, Head of IR and Treasury Rick McKenney - President and CEO Steve Zabel - CFO Chris Pyne - EVP, Group Benefits Tim Arnold - EVP, Voluntary Benefits & President-Colonial Life Mark Till - CEO, Unum International Conference Call Participants Alex Scott - Barclays Wes Carmichael - Autonomous Research Tom Gallagher - Evercore ISI Ryan Krueger - KBW Joel Hurwitz - Dowling & Partners Suneet Kamath - Jeffries John Barnidge - Piper Sandler Mark Hughes - Truist Securities Jimmy Bhullar - JPMorgan Operator Good morning. My name is Mark and I will be your conference operator today. seekingalpha.com - 2 weeks ago
Unum Group (UNM) Q2 2024 Earnings Call Transcript Unum Group (NYSE:UNM ) Q2 2024 Earnings Conference Call July 31, 2024 8:00 AM ET Company Participants Matt Royal - SVP, IR Rick McKenney - President & CEO Steve Zabel - CFO Tim Arnold - EVP, Voluntary Benefits & President-Colonial Life Chris Pyne - EVP, Group Benefits Mark Till - CEO, Unum International Conference Call Participants Ryan Krueger - KBW Suneet Kamath - Jefferies Joel Hurwitz - Dowling & Partners Elyse Greenspan - Wells Fargo John Barnidge - Piper Sandler Jimmy Bhullar - J.P. Morgan Tom Gallagher - Evercore Wes Carmichael - Autonomous Research Mark Hughes - Truist Wilma Burdis - Raymond James Michael Ward - Citigroup Operator Thank you for standing by. seekingalpha.com - 3 months ago
6 Upcoming Dividend Increases Including A King Six new dividend increases, including Lowe's with a 4.5% increase, extending its 62-year streak. My investment strategy involves buying companies with consistent dividend growth and beating benchmarks. Data sourced from U.S. Dividend Champions and NASDAQ, companies must have at least 5 years of dividend growth history. seekingalpha.com - 4 months ago
MAURICE MUKIIBI: Uganda National Meteorological Authority stands as a cornerstone in Uganda’s fight against climate change  As the global community confronts the escalating challenges of climate change, the significance of accurate weather and climate data cannot be overstated. In Uganda, the Uganda National Meteorological Authority (UNMA) stands as a cornerstone in the nation’s efforts to navigate the impacts of a changing climate. However, recent concerns over rationalization threaten to undermine its […] The post MAURICE MUKIIBI: Uganda National Meteorological Authority stands as a cornerstone in Uganda’s fight ag... watchdoguganda.com - 6 months ago
Unum Group (UNM) Q4 2023 Earnings Call Transcript Unum Group (UNM) Q4 2023 Earnings Call Transcript seekingalpha.com - 9 months ago
Unum Group (UNM) Q3 2023 Earnings Call Transcript Unum Group (NYSE:UNM ) Q3 2023 Earnings Conference Call November 1, 2023 8:00 AM ET Company Participants Matt Royal - Senior Vice President, Investor Relations Richard McKenney - President and Chief Executive Officer Steven Zabel - Executive Vice President and Chief Financial Officer Michael Simonds - Executive Vice President and Chief Operating Officer Timothy Arnold - Executive Vice President, Voluntary Benefits and President-Colonial Life Mark Till - Executive Vice President, and Chief Executive Officer-Unum International Conference Call Participants Suneet Kamath - Jefferies Thomas Gallagher - Evercore ISI Joel Hurwitz - Dowling & Partners Ryan Krueger - KBW Alex Scott - Goldman Sachs Joshua Shanker - Bank of America Michael Ward - Citigroup Wilma Burdis - Raymond James Wesley Carmichael - Wells Fargo Jimmy Bhullar - JPMorgan Maxwell Fritscher - Truist Securities Operator Good morning. My name is Brianna and I will be your conference operator today. seekingalpha.com - 1 year ago
7 Upcoming Dividend Increases, Including A Dividend King Companies with a history of increasing dividends usually perform better and signify robust business performance and shareholder reward commitment. The article provides a list of companies expected to increase their dividends in the coming week, compiled from the "U.S. Dividend Champions" spreadsheet and NASDAQ data. The article also explains the ex-dividend date, dividend streak categories, and provides additional metrics and historical returns for these companies. seekingalpha.com - 1 year ago
Meteorological Authority warns of flooding, landslides in Northern and Eastern Uganda The Uganda National Meteorological Authority (UNMA) has warned that there is a likelihood of flooding and landslides in low-lying and flood-prone areas of Northern and Eastern regions in the months of June, July and August 2023. Addressing journalists at the Uganda Media Center on Thursday about the seasonal rainfall outlook for June to August 2023 […] The post Meteorological Authority warns of flooding, landslides in Northern and Eastern Uganda appeared first on Watchdog Uganda... watchdoguganda.com - 1 year ago
Unum Group (UNM) Q4 2022 Earnings Call Transcript Unum Group (NYSE:UNM ) Q4 2022 Earnings Conference Call February 1, 2023 8:00 AM ET Company Participants Matt Royal – Senior Vice President-Investor Relations Rick McKenney – President and Chief Executive Officer Steve Zabel – Executive Vice President and Chief Financial Officer Mike Simonds – Executive Vice President and Chief Operating Officer Mark Till – Executive Vice President, and Chief Executive Officer-Unum International Tim Arnold – Executive Vice President, Voluntary Benefits and President-Colonial Life Conference Call Participants Wilma Burdis – Raymond James Erik Bass – Autonomous Research Jimmy Bhullar – J.P. Morgan Tom Gallagher – Evercore ISI Mark Hughes – Truist Ryan Krueger – KBW Mike Ward – Citi Suneet Kamath – Jefferies Operator Hello, and welcome to today's Unum Group Fourth Quarter 2020 Earnings Results and Conference Call. seekingalpha.com - 1 year ago
Unum Group (UNM) Q3 2022 Earnings Call Transcript Unum Group (NYSE:UNM ) Q3 2022 Earnings Conference Call November 2, 2022 8:00 AM ET Company Participants Matthew Royal - Chief Risk Officer & SVP, IR Richard McKenney - President, CEO & Director Steven Zabel - EVP & CFO Mark Till - EVP & CEO, Unum International Michael Simonds - EVP & COO Timothy Arnold - EVP, Voluntary Benefits & President, Colonial Life Conference Call Participants Erik Bass - Bernstein Autonomous Ryan Krueger - KBW Alexander Scott - Goldman Sachs Suneet Kamath - Jefferies Tracy Benguigui - Barclays Bank Thomas Gallagher - Evercore ISI Jamminder Bhullar - JPMorgan Chase & Co. Operator Hello, everyone, and welcome to the Unum Group Third Quarter 2022 Earning Results Conference Call. My name is Alex. seekingalpha.com - 2 years ago
Unum Group (UNM) CEO Rick McKenney on Q2 2022 Results - Earnings Call Transcript Unum Group (NYSE:UNM ) Q2 2022 Earnings Conference Call August 3, 2022 8:00 AM ET Company Participants Tom White - Senior Vice President of Investor Relations Rick McKenney - President & Chief Executive Officer Steve Zabel - Chief Financial Officer Michael Simonds - Chief Operating Officer Conference Call Participants Alex Scott - Goldman Sachs Ryan Krueger - KBW Erik Bass - Autonomous Research Jimmy Bhullar - JPMorgan Tom Gallagher - Evercore Suneet Kamath - Jefferies Tracy Benguigui - Barclays Operator Hello everyone and welcome to the Unum Group Second Quarter 2022 Earnings Conference Call. My name is Daisy and I'll be coordinating today's call. seekingalpha.com - 2 years ago
Unum Group (UNM) CEO Rick McKenney on Q1 2022 Results - Earnings Call Transcript Unum Group (NYSE:UNM ) Q1 2022 Earnings Conference Call May 6, 2022 8:00 AM ET Company Participants Tom White - Senior Vice President of Investor Relations Rick McKenney - President and CEO Steve Zabel - CFO Michael Simonds - COO Mark Till - Head International Business Conference Call Participants Erik Bass - Autonomous Research Alex Scott - Goldman Sachs Tracy Dolin-Benguigui - Barclays Tom Gallagher - Evercore Ryan Krueger - KBW Suneet Kamath - Jefferies Jamie Buller - JPMorgan Mark Hughes - Truist Josh Shanker - Bank of America Josh Esterov - Credit Suisse Operator Hello, and welcome to Unum Group First Quarter 2022 Earnings Conference Call. My name is Elliot, and I'll be coordinating your call today. seekingalpha.com - 2 years ago
8. Profile Summary

Unum Group 6.250% JR NT58 UNMA

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COUNTRY US
INDUSTRY Insurance - Diversified
MARKET CAP $ 13.2 B
Dividend Yield 0.00%
Description Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US segment focuses on group disability, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business. The company was founded in 1848 and is headquartered in Chattanooga, TN.
Contact Chattanooga, http://www.unum.com
IPO Date June 19, 2018
Employees 10812
Officers